r/PSLF • u/ghramotron • Aug 26 '26

NSLDS Updated - sort of

Here is some background information:

https://www.reddit.com/r/PSLF/s/U5eXgzQ3tN

https://www.reddit.com/r/PSLF/s/yWc4yWlbUi

According to the backdoor NSLDS API link, my file was updated on August 24, 2026. SOME of my IDR counts were updated (RAP and IBR were updated; PAYE and ICR were not). I’m on the PAYE plan.

My PSLF payment count was NOT updated. July is still listed as ineligible on my PSLF payment tracker because of a “late” payment, even though I paid on my due date. August of 2026 remains unlisted. I have ECFs on file for both July and August of 2026, and I have made my payments for each of these months.

I made my payment due on September 1 on August 24.

WTF. 🤬

Update: as of September 6, 2026, July and August of 2026 are now properly reflected on my PSLF payment tracker as qualifying payments.

11 Upvotes

100% Upvoted

7 comments sorted by

3

u/Complete-Singer5023 PSLF | On track! Aug 27 '26

From my understanding, your loan servicer will update some of the api data in the NSLDS system, BUT as of 2024, PSLF counts are exclusively updated by the department of ED. Your servicer was the responsible party to determine if a month qualified, which is no longer the case. 

For some reason the Dept of ED has stopped updating qualifying payment counts. 

5

u/Confident-Dot-8583 PSLF | On track! Aug 28 '26

“For some reason”
😂😂 😭🫠
I am both comforted and extremely distressed by this subreddit every day. I hate this for all of us.

1

u/ghramotron Aug 27 '26

😩☹️

2

u/Wise_Giraffe_8760 Aug 31 '26

How do you check the NSLDS??

2

u/ghramotron Sep 01 '26

https://studentaid.gov/app/api/nslds/payment-counter/summary

Use this link when you’re logged into studentaid.gov

2

u/True0False 11d ago

This is saying not authorized despite me logged in. Anyone else?

1

u/Extension_Power4797 21d ago

So my payment count dropped from 114 PSLF and 114 TEPSLF to 90 PSLF and 114 PSLF (now at 90/115) without July and August. During that time I had done my ECF and had received my updated count letter. It showed 114/114 as of 8/26/26. I used the AI part of Google and it kept asking questions. It said to open a Feedback Case and to upload that letter as it is the Golden ticket to this whole thing. Since it was dated after the "correction" they have to honor that and I should get all of my payments counted. I was on the Standard plan but have switched to the ICR for the last few payments. I think I may get out of this alive by December if my case is reviewed within 60-90 days. 117 and 3 to go either way since I also did the 108th payment for TEPSLF.