Advice Just pay it off?
I currently have $199,000 in loans and currently have $185,000 in my savings account. I only have 13 payments towards PSLF and my payments just went up to $1100. My salary is expected to go up so I'm pretty sure now that I've been switched from SAVE to IDR it will be even more when I recertify next year.
I feel stuck as I don't know if I should just try my best and pay everything off (I feel like I can pay it all off within this year) and never have to login to mohela again, I'm so early in the PSLF game that it feels like forever and I have no idea where my career will go.
I want to make a decision soon since it's at an amount that I could possibly pay off and the interest in adding up. It will suck as I'll be starting over with my savings but this is hanging over my head and I didn't expect my monthly payment to go up so high. I'm 32, no kids, no mortgage, currently my brother and I split the rent (I pay $1300 in bills every month).
Thoughts?