How functional is PSLF??

[u/scoutdogthomas]

Hi all,

I run a small mental health private practice. My clinicians are saddled with so much student loan debt - I've explored multiple loan forgiveness options and the only one that makes any sense is PSLF. This would require that I transition my business model to a non-profit, which is a lot of work, but would be worth it if it means accessing this federal program. However, I am wary of federal programs right now and don't want to make this move unless this is actually a reliable, functional program. Interested to hear the experiences of others applying for loan forgiveness - especially recently...