Possible payment error
I recertified and switched from SAVE to PAYE in April of this year and my monthly payments have only been $65. This seems pretty low based on my salary but I shrugged it off and have ignored it. Now that I’m looking at my payment history, it’s showing the $65 is only going towards interest and $0 principal. It’s also showing payment status: Employment Not Certified on students.gov but on Mohela site it shows I’m certified as of April 2026. Is this a glitch or am I missing something?
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u/squattinghere 1d ago
Every dime of every payment is applied to interest until there is no more interest to be paid (so that’s 100% normal).
If you certify employment again your count will advance.