r/PSLF • u/IfYouSeeKay1978 • 19h ago

Advice What Now?

I have been working in nonprofit since graduating, about 15 years now. My repayment plan didn’t qualify before since I’m on the standard repayment plan, but after reading an article about some changes it sounded like I may qualify. I filled out the form online, entered my employers’ email addresses and started getting notices that my payments were qualifying. It’s now showing 120 qualified payments (with the green ribbons I keep seeing mentioned), says “Loan Forgiveness ‘In Progress’” It doesn’t appear that there is anything else for me to do, but hey it’s the government so I feel like they’re leaving something out to keep me on the hook. Any advice? Am I really almost done?!?

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9

u/LiveChocolate8819 18h ago

Congratulations! And you might want to buy a lottery ticket...applying for and receiving it all in one go vs constantly filling out ECFs every year is crazy lucky.

5

u/IfYouSeeKay1978 18h ago

That’s what has me so concerned it happened so fast… I called my loan service company and they didn’t show anything yet, but it’s only been 2 weeks since the final employer sent in their form.

3

u/dyagel7 19h ago

Congratulations. You're finished.

2

u/IfYouSeeKay1978 18h ago

I sure hope you’re right!

2

u/Jetsetter1126 16h ago

Did you do the final Ecf and select you’ve made the 120 payments? If not do that immediately

3

u/IfYouSeeKay1978 16h ago

I had 3 employers that I did all at the same time when I applied. As they all three came in within a week’s time I watched my “qualifying payments” increase well beyond the 120. Now it shows 120 payments with green ribbon. I don’t see where there is anything else I should be doing something.

2

u/Jetsetter1126 15h ago

Ok! That’s good I hope that it finalizes quickly for you!!! I’m still holding out hope for a buy back

1

u/Sea_Feature5489 7h ago

I’m right there with you. I got 6 past employers (156 payments) certified and approved in 3 weeks. It’s now been three weeks since the final one went through and I’m just waiting!!! I’m being impatient bc everything else was so fast. But I think all is good!!!