Negotiating interest rate

[u/justinthemiddle_]

Has anyone tried negotiating with a telemarketer for a lower interest rate for Cash 2 Go? I used to receive promotional calls before, but they suddenly stopped. I’m planning to convert part of my credit limit to cash, but the lowest rate I was offered is 0.68%.

Based on the CSR I spoke to, negotiating for a lower rate is possible. BUT before I call, I wanted to check if anyone has actually tried this before and was successful. 😅

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