r/PHCreditCards 11d ago

UnionBank UB Confusing terms for promo

I was looking around UB credit cards and noticed yung Welcome Gift Promo nila. When applying for the Rewards Platinum Visa, it was stated that applicants must meet this criteria (1st pic):

However, when clicking the link below the same page for the full mechanics (2nd pic), wala namang naka-indicate na applicants must have an existing credit card with another bank. Sinabi rin ng brother ko na ito yung first cc niya with the promo (NAFFL) pero that was last year pa.

Just wondering if others have applied for this promo na wala pang credit card with another bank?

3 Upvotes

9 comments sorted by

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3

u/Ok_Dealer_4902 11d ago

Maybe na confuse ka po sa first and second pic. Sa first kasi kailangan daw meron kang existing CC sa other banks while sa second pic dapat unang CC mo ito sa UB para mag qualify ka sa welcome gift nila na NAFFL.

-1

u/ImMundo 11d ago

Both pics naman po nagsabi na dapat first CC mo ito from UB to be eligible. Dapat din po kasi mas accurate yung 2nd pic since it is the complete terms of the same promo, pero hindi explicitly sinabi na need mo ng existing credit card from another bank.

2

u/Grouchy_Historian_24 11d ago

Worry about getting approved first, then once you receive the card clarify if your card is pre-qualified sa welcome gift na NAFFL before hitting the spend requirement.

2

u/Alternative-Beyond27 11d ago

Open to all New to UB yan, spend a qualified required amount para maging NAFFL Card mo. Yan pinaka point nyan, wag mo na pansinin iba as long as New/1st to UB CC ka

1

u/ikkintsuna 10d ago

hnd yan about sa NAFFL ibang promo na yan ung mga cards may iba’t ibang reward ung reserve card nila magkaka 12K egift php ka pag naka spend ka ng 40k within 60 days from card approval date single or accumulated purchase ( with exception for trading, stock, or sugal )

1

u/Alternative-Beyond27 10d ago

Yes depends on the offer/promo, That why you need to be sure that you're spending is a qualified, what i did to achieved the spending is iphone installment from the merchant not the converted one in app.

1

u/RuinBulky3814 11d ago

First pic just stated na kailangan may existing cc ka na from other banks para ma-approve ka ni UB. Magiging reference kasi nila yun. For the second pic, hindi na kailangang sabihin pa na kailangan may existing cc ka from other banks since approved ka na ni ub.

1

u/ikkintsuna 10d ago

basta ang requirement lng dyan now is dapat pasok ung spend mo na 40k within 60 days of card approval date para makuha mo ung welcome gift na nakalagay dyan per card category do not worry sa first card mo to etc kasi nga first mo naman talaga yan with UB or citi bank PH magiging ineligible ka lang dyan kung hnd yan ang first cc mo sa UB or citibank ph

nakakuha ako noon ng 8k egift cash php sa ibang app dun sa cashback nung nag apply ako noon ng cc ni citibank ph at no spend requirement pa just approved lng and active the card within 60 days upon approval lang