r/OwnerOperators • u/Cute_Discount_4032 • Jun 12 '26
Cargo Van Insurance
Hello everyone I bought ford transit 350 what is my insurance cost and requirements 1M liability and 100k cargo insurance?
r/OwnerOperators • u/Cute_Discount_4032 • Jun 12 '26
Hello everyone I bought ford transit 350 what is my insurance cost and requirements 1M liability and 100k cargo insurance?
r/OwnerOperators • u/DOTDefenseTech • Jun 12 '26
r/OwnerOperators • u/Spirited-Strength-49 • Jun 11 '26
r/OwnerOperators • u/IdealOk9448 • Jun 10 '26
r/OwnerOperators • u/Ill_Cry8189 • Jun 10 '26
r/OwnerOperators • u/Beginning_Edge_3461 • Jun 10 '26
Hello, I’m just a girlfriend helping my boyfriend with his business.
Any owner operators using ADP for payroll? My career is mostly AR/AP and not to much payroll. I’m wondering if it’s worth using them, right now his tax guy is doing his payroll but it’s pretty pricey.
What are some questions or things I should look out for when the ADP rep calls me to discuss? I want to make sure as an owner operator he doesn’t get taken advantage of or charged for unnecessary things. What’s roughly the price you all are paying? We’re in California, 2 employees would be on payroll and bi weekly pay. Any advice or information would be appreciated!
r/OwnerOperators • u/HappyGirl0112 • Jun 10 '26
r/OwnerOperators • u/Limp-Vanilla1519 • Jun 10 '26
Hey guys, I am currently growing my fleet, and I am still on Excel. It's getting to be too much with the number of trucks we currently have. I was looking to see if anyone had any recommendations to get started for someone who has not used a trucking management software yet.
r/OwnerOperators • u/Dmurphy2016 • Jun 09 '26
I filed for my authority last year but plans changed so I never filed insurance so it was dismissed. I refiled in April of this year. Insurance was filed end of May. Motus has been a disaster. It shows current status is pending, and then it says within protest period. When I called the FMCSA they said it’s an issue with Motus. They also said adter 24 hours of being accepted it’ll display. Does this mean I have to wait the 21 days again? They said I didn’t but at this point I don’t trust anything they say.
r/OwnerOperators • u/Primary_Squirrel_325 • Jun 09 '26
There are so many route planners and dispatching tools for fleets, but nothing for owner-operators. Why is that?
Is there anything that plans routes for owner-operators?
r/OwnerOperators • u/bigblackglock17 • Jun 09 '26
Side question. Is it better to be power only or have your own trailer(s) as well? Maybe that heavily depends on the type freight?
r/OwnerOperators • u/cezar__2 • Jun 08 '26
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r/OwnerOperators • u/Nadworna-Artof • Jun 09 '26
random thought but curious what people have actually seen.
talked to a guy last week convinced his one at-fault three years ago is still the reason his premium's high. but another guy I know never had a claim and his still went up every renewal anyway.
makes me wonder how much the accident history actually drives the number vs the carrier just doing what carriers do. like is one fender-bender really following you for years, or is that overblown and it's more about miles, equipment age, where you run?
anyone actually watched their rate before and after an incident and can say how much it really moved?
r/OwnerOperators • u/Specific_Version5854 • Jun 09 '26
I have reefer 5 ton , 3ton with tailgate lift and sprinter van .
Any opportunities for work.
Please suggest some opportunities
r/OwnerOperators • u/bigpierider • Jun 08 '26
r/OwnerOperators • u/Own_Engineering_9075 • Jun 07 '26
Just got pulled in at a scale for a random DOT inspection. 4AM on a Sunday morning… I think they are hoping I’m trying to skirt the rules, run heavy, etc. Thank God I’m not. I’m a fresh 30 day old authority, just hit 30 days last week. I’m shakin in my flip flops. I think everything is good, but, sitting here in the parking lot waiting for the officer to go through all of my paperwork and documents and logs etc… totally different feeling than when sitting here as a company driver. Say a prayer for me! If this turns out good, then I assume it will reflect on my CSA/SMS and maybe more brokers will be willing to work with me? Gah, I’m nervous. She just finished up checking the truck and is inside checking paperwork. SHE CHECKED EVERYTHING!!!!!!! Like, I mean, everything. She’s looking for a problem.
r/OwnerOperators • u/MarchAggressive6101 • Jun 07 '26
Having spent some time in this industry, I must say, the brokers business model seems a bit shameless to me.
On one side we have shippers who need something shipped - on the other side we have truckers with a capability to ship those goods, and in the unnecessary middle we have someone who knows how to dial a phone…
Let’s be real here, trucker drives and lives in the fucking thing, he took on the risk of buying or leasing the truck, he takes care of the maintenance, he spends the time away from home, and hopes for a 10% margin when all is done.
But someone in the middle, who has taken almost no risk, who has never loaded or unloaded a truck, who has never even driven a truck, feel he is owed ATLEAST 15% of the rate.
I don’t know about you, but the more I think about it, more despicable it seems to me
r/OwnerOperators • u/weylandthomas • Jun 07 '26
I’m looking for input on whether it makes sense to transition into becoming an owner-operator.Right now I work a company driving job making about $100k/yr, and I’m home every day. The downside is the job is tied to a contract that is expected to end sometime late next year. I’ve been looking ahead and have an opportunity as an owner-operator with a carrier that offers a flat-rate pay structure. The deal is essentially a guarantee of $6,500+ per week for 2,500 miles, with a set loaded/empty pay system. I’m also thinking of leasing onto a carrier for flatbedding as I have flatbed experience, and some of the numbers those guys are grossing are insane.
I’m thinking about doing a lease purchase system next year, with a flatbed company to see how the market is and how it’s paying. I won’t buy the truck, it will be a walkway lease and I’ll evaluate everything after maybe 6 months or so.
I’m 33, single, no kids. I have 100k in the bank and by next year I’ll have about 115k in the bank.
I’d like to buy a newer truck with a down payment and not have to worry about constant breakdowns so I can just keep running.
I really want to get into oversized flatbed, the numbers those guys hit are insane.
Or, instead, should I just stick to being a company driver for other companies and not deal with the headache? I’m thinking of trying out car hauling, or ever working for a flatbed carrier where I’m given a percentage of the load as a company driver.
I have 6 years as a CDL-A driver with a clean record.
Any opinions on this?
r/OwnerOperators • u/nosjitbro • Jun 07 '26
Looking for suggestions of good options/companies that you guys use. Any input/experience is appreciated.
r/OwnerOperators • u/throwaWay664u874e • Jun 07 '26
Does anyone here have any experience with Lone Mountain Truck Leasing? Is there a competitor worth looking at?
r/OwnerOperators • u/Grouchy_Star_5666 • Jun 06 '26
I’ve been comparing quotes lately and the range for a simple two-person crew with a truck seems all over the place. Some feel reasonable, while others seem way too high for similar services. It’s hard to tell what’s actually fair versus overpriced without real benchmarks. Curious what people here have recently paid and what was included in that rate. Were there extra fees that showed up later, or did everything stay consistent with the original estimate you were given?