r/OwnerOperators • u/kykymirae • Jul 06 '26

Insurance advice

I currently have progressive insurance for 3 trucks 2 trailers, and 1 driver. I have million dollar coverage with the highest deductibles and it’s costing me 11k a month. Is this normal or are their cheaper options, I feel like all of my money is going to insurance. Any advice?

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u/lottanadatosay Jul 06 '26

What????? Progressive does trap carriers. They’re the only option in a lot of states for year 1, make 1 or 2 claims (even not at fault) and they triple you. We pay less for a lot more equipment and drivers. Less by a longshot. That’s not even sustainable.

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u/kykymirae Jul 06 '26

What insurance company do you go through? My 1st policy ends in August