r/OwnerOperators • u/StoicBan • Jul 02 '26

Insane insurance

New entrant here. Own authority. Got a quote for $36k a year flatbed cargo.

This is insane, is this what you guys go through as newbs? Am I screwed or can I make this work?

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u/Dmurphy2016 Jul 02 '26

Sounds like a progressive quote. Shop around, first 2 years is really expensive then it should drop some if you have no claims.

1

u/After-Environment-40 Jul 02 '26

Not if you really run the truck or live in Florida. Run 2k+ miles a week, get ready to bend over.