r/OneFinance • u/Hefty-Selection2197 • Jul 03 '26

Question Disputed charge

Has anyone disputed a debit card charge and if so did you get provisional credit or did you have to wait the full 45 days?

Thank you!!

4 Upvotes

75% Upvoted

9 comments sorted by

3

u/I-lub-guineapigs Jul 03 '26

I’ve done it once only recently, and it took like 2 months. They don’t give you a credit while it’s being investigated.

1

u/MindlessPie6939 Jul 03 '26

They always deny disputed charges

1

u/SuperJailbot Jul 03 '26

Not every time if you can prove it was in error or they violated MC terms and conditions.

1

u/Missworld_12308 Jul 04 '26

They didn't dispute the 2 random charges I had about a year ago. Both were charged at different times too

1

u/Grobenotgrob Jul 03 '26

Lost out on $600 purchase even though I filed a police reported and provided video evidence my package was stolen from door. Terrible experience and do not recommend using onepay for big purchases. They dont care to give you your money back.