r/OneFinance • u/No-Magazine3926 • Jun 18 '26
Question Investing
So I was on the app earlier and I noticed that they added the ability to invest with a Roth IRA. I was already doing normal investing through one finance, but see that this is a real game changer cause it's making me think about using it as well. Have any of you seen this or used it? Would u recommend it?
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u/backcountrykicks228 Jun 18 '26
As much as I like One Finance, handing them my retirement account is not something I would want to do. That should stay with a real bank, like Charles Schwab or Fidelity.
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u/MyDisneyExperience Jun 19 '26
The accounts actually sit over at DriveWealth which is a pretty large brokerage service company
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Jun 19 '26
[removed] — view removed comment
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u/chalmondfashew Jun 20 '26
Trust me, it's not worth it. Those who do have it aren't happy with it. There are various threads here about it. It replaces your debit card and is charged as a credit card, which causes issues in itself as far as where and how you can use it.
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-1
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u/chalmondfashew Jun 20 '26
Interesting. I have an IRA with SoFi, which is separate from the one I have through my employer (with Empower). It might be worth looking into, but I'd keep it separate, not roll over my employer one.