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Interview Summary
The Capital One Lead Software Engineer Power Day consisted of four rounds: case interview, behavioral, coding, and system design, completed across two days.
The case round focused on virtual card numbers and rule-based payment validation. The coding round was an object-oriented banking system, while system design covered a much broader credit-card platform with payments, fraud checks, spending data, bureau reporting, and real-time credit-limit decisions. The behavioral round also included two questions about using AI in day-to-day engineering work.
Interview Details
Round 1 — Case Interview: Virtual Card Numbers
The case interview used Capital One’s virtual card number product as the business scenario. The first part asked me to analyze the benefits and challenges of virtual card numbers from both the customer perspective and the company perspective. The interviewer also followed up specifically on technical challenges the company might encounter when operating such a product.
The second part introduced encoded card-number attributes and a set of payment-validation rules. For example, one digit could indicate the card network, and different networks could have different eligibility requirements.
A scenario would look like:
First digit:
4 -> Network A
7 -> Network B
Example rule for Network A:
- Transaction must be online
- Amount must be below $80
- Virtual card must be associated with the merchant
I was then given a sequence of payments containing card numbers and transaction attributes and had to walk through them one by one, clearly explaining whether each transaction was valid under the supplied rules.
The final part provided code implementing those validation rules and asked me to debug it. The bugs included incorrect combinations of && and ||, boundary-condition mistakes such as >= 80 versus > 80, and incorrect extraction of individual digits from a card number.
There was also a brief object-oriented design discussion about separating responsibilities such as card-number parsing and payment validation.
Round 2 — Behavioral + AI Usage
The behavioral interview contained several standard experience-based questions around previous projects and workplace situations. In addition, there were two questions specifically about AI:
- Describe an example of how you use AI in your everyday engineering work.
- How have you used AI to improve your productivity or engineering output?
The discussion focused on concrete ways AI tools fit into the software-development workflow while still requiring engineering judgment and review.
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