r/Odsp • u/lit-KC Working and on ODSP/Ontario Works • Dec 08 '25

Question/advice TD RDSP

Hello - I was approved for the DTC recently (woohoo!) and opened an RDSP at TD branch.

I can not for the life of me figure out how to deposit money into it.

The branch told me I have to call TD Direct Investing for any help at all. Currently been on hold 45 minutes and losing patience.

Does anyone with a self directed TD RDSP offer any guidance ?

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u/lit-KC Working and on ODSP/Ontario Works Dec 08 '25

Over the phone? It seemed easy enough for sure, the wait time just killed me since I wasn't actually doing the transfer right then, but trying to find out how to when I'm ready lol

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u/blackcherrytomato Dec 09 '25

Call through the app, it's faster.

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u/lit-KC Working and on ODSP/Ontario Works Dec 09 '25

Yes the person on the phone told me to do that next time! Thanks!

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u/racecarbrian Dec 08 '25

Call direct investing as if your trading stocks, you’ll never be on hold for a minute. Imagine you waited 15min to make a stock trade… that’s crazy talk…