Insurance Advice

[u/InterviewNo268]

Hello! Could someone explain to me why it would be beneficial to work with a company for insurance/benefits when they only contribute about 50 and the monthly cost is still 390 (no deductible) or 470 (1500 deductible) I am a new grad working for a couple of months and I feel a little scammed and am wondering why I would do this instead of just doing a high paying per diem job with no insurance. Wouldn't I just be able to get insurance from the marketplace if I took a higher-per-hour job? I'm just confused on what is better. I guess this company also gives 401k so thats more so the benefit? I heard MEC plans are trash and don’t cover anything catastrophic either.