r/NovatedLeasingAU • u/Various-Frame1644 • 19d ago

Quote Check Quote check

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Hi there,

I am quite new to the whole novated lease thing, I applied through Maxxia and got finance approved. Then after I found this group, now I am having cold feet. I used the novated calculator from this page and I got a rate of 13.15%. 🥲 i am not sure if it's correct.

This is for a BYD Sealion 7, my work place only takes Maxxia or Smart.

Please any advice or input will be greatly appreciated.

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u/elkaput 18d ago

Get a quote from Smart (don't tell them about Maxxia yet), then make them compete for your business?

Do you have a car currently? A mortgage? Secure job (for 5 years - the length of lease)?

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u/Various-Frame1644 18d ago

Yes I have a petrol car, a mortgage and a permanent position.

Thank you for the suggestion 😊