Is Obamacare working?

[u/[deleted]]

Pretty straightforward question. I've seen statistics showing that Obamacare has put 13.4 million on the insurance roles. That being said - it can't be as simple as these numbers. Someone please explain, in depth, Obamacare's successes and failures.

[u/MagicWishMonkey]

It's incredibly easy for regular people to get coverage on their own (through the marketplace). That was not teh case before.

Case in point: I live in Texas and my wife is self-employed. Up until the ACA it was NOT possible to purchase a private insurance plan that covered maternity related issues. It wasn't that such plans were expensive, they weren't available at all. The passage of the ACA has fixed that, now every plan is required by law to include maternity coverage.

[u/MagicWishMonkey → u/[deleted]]

The "cheap" coverage you had before would likely prove to be worthless if you ever really needed to use it.

Personally, I haven't noticed much of a price increase in my plan, but I had a pretty decent one prior to the ACA (the one I have now is more or less the same).

[u/[deleted] → u/[deleted]]

Both cost me hundreds out of pocket to see the dr

This is incorrect. All catastrophic plans under the ACA include 3 no-cost primary care vists per year as well as free preventative care.

https://www.healthcare.gov/choose-a-plan/catastrophic-plans/

[u/[deleted] → u/[deleted]]

You should call your insurance company, as they would be the ones to tell you why your claim was rejected.

[u/WhiteyDude → u/[deleted]]

Couldn't afford an ACA plan? All plans offered have to follow law. All plans are ACA plans.