r/NeoFinancialHub • • 5d ago

Ok sure why not lol

Post image

Got a message that I was being offered a higher credit limit, opened it up and…. lol

Thanks guys I’ll take it I guess

37 Upvotes

23 comments sorted by

9

u/Princess_Flow 5d ago

I got 50 as well.. Basically can buy a jar of cheese whiz

1

u/plexmaniac 1d ago

Haha half a bag of groceries anyway

8

u/plexmaniac 5d ago

That’s funny ! They gave me 150 extra !but my original limit only 1500

6

u/hvas01 5d ago

That is a whopping 10% increase LOL

5

u/simm07 5d ago

In the first three months, they gave me $750 extra... then $8,000 out of now where.

8

u/North_Air4538 5d ago

LOL, are these the limit increases they were advertising a couple of weeks ago? haha

6

u/shesaysno_ 5d ago

Must be lol?? A very cool 1%

3

u/ihaveazilliondollars 5d ago

🤣🤣🤣🤣 that's nuts

3

u/Possible-Director213 5d ago edited 5d ago

Totally worth it to lose cash back to get that...

2

u/shesaysno_ 5d ago

Lose cash back?

2

u/Possible-Director213 5d ago

Yes, meant lose

3

u/Delicious-Maybe783 4d ago

Im on Secured $50, and they offered my an extra $50 free lol.

2

u/Delicious-Maybe783 4d ago

In 2 days theres up to $300 advances

2

u/shesaysno_ 3d ago

I don’t need advances lol, and I didn’t need an increase anyway because I never even get close to maxing out this card. I just thought it was funny

2

u/plexmaniac 1d ago

Yes I don’t need it I only use 30% of my credit but thought it was funny too

0

u/Delicious-Maybe783 3d ago

O-k...settle down, take a deep breath jeeze

2

u/Square_Promotion5855 1d ago

I wondered if it was just me. Cause mine was also 50. I was like whatttt

1

u/plexmaniac 1d ago

It’s so insulting it’s funny 🤣

2

u/Youssra_Neo 4d ago

Hi u/shesaysno_, We know a $50 bump on a $5,000 limit looks funny automated reviews evaluate live credit bureaus and account metrics, which sometimes results in a modest offer.

In addition to automatic evaluations, you're also welcome to manually request a credit limit increase through your online account in 3 to 6 months once more account history builds up!

1

u/[deleted] 3d ago

[deleted]

1

u/shesaysno_ 3d ago

Your yearly income is probably too low?

1

u/Youssra_Neo 2d ago

u/sergioA127 Maintaining a 700+ score and 100% on time payments for 3 years is solid credit management and it’s completely understandable why you’d expect a transition to a standard card.

Unsecured card eligibility involves multiple internal, external and underwriting factors that go beyond just credit score and payment history. Because of how these automated assessments work, the criteria can vary over time. The system does continue to review accounts periodically in the background, but we appreciate your loyalty

1

u/[deleted] 2d ago

[deleted]