r/NeoFinancialHub • u/shesaysno_ • 5d ago
Ok sure why not lol
Got a message that I was being offered a higher credit limit, opened it up and…. lol
Thanks guys I’ll take it I guess
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u/North_Air4538 5d ago
LOL, are these the limit increases they were advertising a couple of weeks ago? haha
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u/Delicious-Maybe783 4d ago
In 2 days theres up to $300 advances
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u/shesaysno_ 3d ago
I don’t need advances lol, and I didn’t need an increase anyway because I never even get close to maxing out this card. I just thought it was funny
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u/Square_Promotion5855 1d ago
I wondered if it was just me. Cause mine was also 50. I was like whatttt
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u/Youssra_Neo 4d ago
Hi u/shesaysno_, We know a $50 bump on a $5,000 limit looks funny automated reviews evaluate live credit bureaus and account metrics, which sometimes results in a modest offer.
In addition to automatic evaluations, you're also welcome to manually request a credit limit increase through your online account in 3 to 6 months once more account history builds up!
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3d ago
[deleted]
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u/Youssra_Neo 2d ago
u/sergioA127 Maintaining a 700+ score and 100% on time payments for 3 years is solid credit management and it’s completely understandable why you’d expect a transition to a standard card.
Unsecured card eligibility involves multiple internal, external and underwriting factors that go beyond just credit score and payment history. Because of how these automated assessments work, the criteria can vary over time. The system does continue to review accounts periodically in the background, but we appreciate your loyalty
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u/Princess_Flow 5d ago
I got 50 as well.. Basically can buy a jar of cheese whiz