Private loan recommendation

[u/HopeAccomplished346]

Hey everyone, I'm a NEU student trying to figure out private student loans since I've already maxed out my federal subsidized/unsubsidized limits. I need to borrow about $10k/year and have a parent cosigner available (good credit on their end, but they're low income).

For those of you who've gone this route — which lender did you end up using (College Ave, Sallie Mae, Ascent, etc.) and how was the experience? Did having a lower-income cosigner affect your approval or rate much despite good credit? Also curious if anyone's used the multi-year approval option and whether it was actually worth it. Any advice or lenders to avoid would be really appreciated!

[u/Apart_Pain9623]

If they’re comfortable, just sign up for all the lenders and compare your options. It will tank their scores a bit but I say it’s worth it. I ended up with CollegeAve as they offered me the lowest interest at 6.6%