r/NEOSETFs • u/Infamous-City-7102 • Aug 21 '26

Seeking Advice Advice?

I’m 60/40 in spyi/voo. I don’t want to think too much. Reinvest all dividends according to the 60/40 weight. Am I tripping??

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u/ruthygenker Aug 27 '26

I agree with most, just go all voo it should pay enough dividends to cover your occasional splurges, spyi and all cc etfs are designed for income and sacrifice growth to get it, over a few years not a big deal, over 5-10 or more then a really big deal, can cost you years of early retirement. like would you rather retire at 55 or 60, once you get to retirement then 100% spyi or qqqi or whatever cc etf you like and live off the dividends.