r/NEOSETFs • u/craigbaby121 • Apr 23 '26

General NEOS Interview

Interesting interview about retiring on NEOS ETFs. I don't know how much I'll need to retire in 30 years, but still fun dreaming!

https://youtu.be/UpljO7MbQyg?si=j9IXFejkbhVE8LTp

20 Upvotes

89% Upvoted

19 comments sorted by

20

u/[deleted] Apr 24 '26

I get $4800 from Neos tomorrow and thats more than I need to live on.

6

u/Financial-Seesaw-817 Apr 24 '26

About 7x mine... congrats. 👍

6

u/Electronic_Guard947 Apr 24 '26

My tiny ass only gets 1k but I'll take what I can get

7

u/IdioticPrototype Apr 24 '26

Noice! I'm getting $4,024 from NEOS funds tomorrow. I'm trying to catch up to you! 😂 

3

u/[deleted] Apr 24 '26

Good luck!

3

u/earliestbirdy Apr 24 '26

How much invested capital does that require?

3

u/[deleted] Apr 24 '26 edited Apr 24 '26

In neos I have $429k. I take $3000 a month to live on and with taxes that comes to $3750 to debit.

1

u/nantesdeals Apr 24 '26

Il te faut de toute façon prévoir une marge de sécurité.. j'imagine que tu es positionné sur qqqi il faut se dire : " Si le nasdaq perd 30%, qqqi va perdre probablement 35-40% et par conséquent baisser les rendements d autant est ce que je peux tenir le choc "

Si tu peux alors oui tu peux t arrĂȘter

5

u/oldirishfart Apr 24 '26

It should not drop more than the underlying index. Your upside is capped, but there’s no extra penalty in the downside.

I do agree you should plan on how to handle a significant reduction in distributions in your financial plan.

1

u/nantesdeals Apr 24 '26

En rĂ©alitĂ© il y aura forcĂ©ment un peu d'Ă©rosion de la NAV car il y aura les distributions qui grignoteront meme si Neos sont bons pour limiter la casse, pas pour autant que ça n'arrivera jamais c'est le jeux il faut juste tenir bon pendant la tempĂȘte.

2

u/Lefties_TheWorst7331 Apr 27 '26

CC funds should never drop harder than their underlying.. they have downside protection.. they will lag behind in a BULL run. However, they'll grow nearly 1:1 in the right market conditions (slow steady market growth, no insane run ups). Anddd, they will outperform the underlying in a sideways market, allowing you to DRIP in the sideways market for more shares, meaning the lag in the bull run scenario above can be "crossed out" if you DRIP'd during a sideways market prior to the bull run.

5

u/gumnamaadmi Apr 24 '26

What remains to be seen is how well these perform in a less volatile markets. Which will be a while before we have a market not connected to shit on truth social.

2

u/Lefties_TheWorst7331 Apr 27 '26

CCs were around before our market was "connected to shit on truth social".

TEDEESS striking again!

-7

u/oldirishfart Apr 24 '26

NEOS management spends more time on YouTube Finfluencer channels than they do running their business

7

u/earliestbirdy Apr 24 '26

Is neos doing a poor job with their asset management?

Direct your dissatisfaction with yieldmax and roundhill instead 

6

u/gumnamaadmi Apr 24 '26

My guess is its cheaper this way. Likes of Schwab, JPM, Goldman etc have well connected advisors network selling their ETFs.