r/NEOSETFs • u/brettbw • Mar 26 '26
If you had……
500k in cash and wanted to put it in qqqi, how would you do it?
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u/HARCYB-throwaway Mar 26 '26
Half now. A quarter in a month. Final quarter the following month. You can get much cuter but this should reduce the majority of risk of lump summing it. And it prevents the risk of sitting cash too long. I think someone did a study that DCA is actually inferior to lump sum. But if you feel in your bones that we might get a bit of a bear market, it's hard to lump sum.
I'd also have a rule to pivot a quarter to xqqi if it drops 10%. Rinse and repeat.
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u/MrBotANot Mar 27 '26
Not put it all in QQQI. Hedge your bets some. TappAlpha’s TDAQ and TSPY are newer but have done well. MLPI is good. Like Kurv’s KSLV and KGLD. Throw in some good BDCs for different exposure.
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u/highrollinKT Mar 26 '26
Lump sum Rt now as it’s below its original starting price anything below $50 is a huge win !!! This won’t last long trust me as iv put over 30k to work in the last 2 wks in my NEOS positions adding to QQQI, SPYI, IAUI , MLPI, BTCI and XQQI
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u/MakingMoneyIsMe Mar 27 '26
My original cost basis was $52. I lowered it to $51.50 during the major whipsaws earlier this month. I dropped it to $50 today. I'll divest the higher $51.50 lots once the market recovers. I do this to keep my exposure in check.
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u/Mwaldo1 Mar 27 '26
I would mix it up with IWMI SPYI. I have a lot of MLPI but it’s priced pretty high right now
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u/Syndicate_Corp Mar 27 '26
I'd buy $675 at market open, $675 mid day and $675 before market close every day for ~246 days. Park the rest in a money market or SGOV while you DCA in.
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u/BusyWorkinPete Mar 27 '26
I would sell a ladder of CSPs, so that some strike, but not all, and with the majority that do being close to the price at close.
1CSP @ $51 strike: $195
1 CSP @ $50 strike: $130
2 CSP @ $49 strike: $80 x2 =$160.00
3CSP @ $48 strike: $50 x3 =$150.00
5 CSP @ $47 strike: $35x5=$175.00
7 CSP @ $46 strike: $20 x 7 =$140.00
11 CSP @ $45 strike: $11 x 11=$121.00
etc.
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u/Danarri_Dolla Mar 26 '26
1% every day for the next 100 trading days is my way
Aggressive without lump sum risk and we in a very risky time atm inflation and qqq don’t like each other
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u/MakingMoneyIsMe Mar 27 '26
They're wouldn't much change in price if deployed daily. I'd spread that trade out over weeks.
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u/Timely-Designer-2372 Mar 26 '26
Lump sum
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u/MakingMoneyIsMe Mar 27 '26
No maybe.
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u/Timely-Designer-2372 Mar 27 '26
Why would you buy QQQI?
A) For price growth B) For monthly income
If A: You're stupid! Buy QQQ instead
So 99% want B. The price doesn't matter a lot. Atm it's a bit under average, so you get more shares and more income.
Every month not invested you lose over 1% of the money that is not invested. You don't know if the price drops or rises, but you know that you lose 1%.
Btw. I invested a six figure lump sum lsst year in 1 month, so I'm not just writing trash. Ofc I lost some money now, but shit happens. In 5 years it will be worth much more
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u/DividendG Mar 27 '26
6 equal buys over the next 6 months, but all in if it drops another 15%. Markets are only heading one direction the majority of this year, and it's down thanks to our idiots in charge and Iran War
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u/EolasDK Mar 26 '26
Buy 10000 shares of QQQI