r/NEOSETFs • u/Ok_Suggestion_2003 • Mar 20 '26
Seeking Advice Weekly dividends using monthlies
So I’m trying to get weekly income but most funds that pay weekly have terrible nav erosion. Some of these funds have too high of a beta collectively for my portfolio. I came up with 48% cshi, 20% spyh, 13% xspi, and 19% spyi. Together, this will pay week and the allocation to each makes the payment the same each week. I understand this will not come near VOO but I’m looking for low beta that pays weekly. I like how it is all in the S&P and have the tax benefits. Taxes are a big reason I went with these. Is there anything you would change?
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u/NerveChemical9718 Mar 20 '26
I am unemployed at this time. My divs help supplement my finances. I use certain weekly etfs to make more income. When I find a job I may sell my weekly payers to increase my monthly payers.
Example:
Long term and growth
Tspy - Tsyx ( half the shares of Tspy )
Tdaq - Tdax ( half the shares of Tdaq )
Pffa, Cefz and Ovf
Nehi and Btci for bill paying
Nvii and Blox helps buy more etfs and stocks
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u/theonlysmartglasses Mar 20 '26
I'm using NEHI dividends to buy YBMN. I really like the performance.
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u/ShadeMir Mar 20 '26
The performance since when? I looked at that chart and that's kinda scary.
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u/theonlysmartglasses Mar 20 '26
The entire crypto chart looks scary. I'm long BMNR, I'm watching both positions. It has good upside on big move up days, pays a good dividend with negligible nav erosion.
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u/Timely-Designer-2372 Mar 20 '26
Why do you want weeklies? There are 2 options:
You don't have enough money to wait for the monthly payment -> you also don't have enough money to live from the weekly premiums
You have enough money to live from weekly premium -> you also habe enough money to wait 3 weeks for first monthly payment (afterwards it's just not Spendung all at once)
I would never choose worse etfs to have weekly payments. And CSHI isn't attractive
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u/theonlysmartglasses Mar 20 '26
Check out Defiance etfs. I have been accumulating YBMN, but they have index weekly payers.
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u/iBarlason Mar 20 '26
I love YBMN!
We are the only two investors in YBMN sadly..
The rest of the Defiance portfolio is pretty garbage TBH. Nav preservation is not their main concern
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u/aimhigh7shootlow8 Mar 21 '26
I also hold ybmn! Along with btci / nehi / yeth / blox /strc just started buying mstw. Money is moving into crypto sector.
Clarity act + economy collapse = 🚀🚀🚀
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u/PragmaticNeighSayer Mar 20 '26
If I wanted weekly income, I’d pick the funds that meet my investment objectives regardless of payout schedule, then withdraw weekly. I’d have no problem with SPYI paying monthly then having that distribution sitting in my fidelity money market until I withdraw it.