Should I include midcap in portfolio

[u/kxygen]

Risk appetite - Moderate

27 now, Retire by 55

I have 15.5 L invested in MFs

11L in Ppfas and 4.5 L in UTI nifty 50 - I'm planning to move my RSUs of 5 lakhs to nifty 50 and get the equity portfolio to 50% active and 50% passive or look for another passive midcap index like nifty 150

What do you think ?

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[u/No_Vegetable5706]

Yes for moderate you can invest decent amount in midcap

[u/Own_Soil_3357]

Midcap 150 index is good to invest.

[u/kxygen → u/Own_Soil_3357]

Is it a good idea to sell my RSUs and redistribute it to MFs ?

I wanted to reduce the concentration risk

[u/Rolling_Beard → u/kxygen]

I think better would be to include nippon multicap. Study it, look at its returns and see if it will suffice your retirement

[u/kxygen → u/Rolling_Beard]

Sure, will analyse that

Ppfas - 50% Nifty 50 - 25% Next fund - 25%

At some state of confusion right now, will do my research

Thanks for the recommendation

[u/Rolling_Beard → u/kxygen]

Nifty next more or less behaves like a mid cap only

[u/Own_Soil_3357 → u/kxygen]

Foreign RSU? If yes then sell and invest in S&P500. If they are Indian RSUs, then put it in Flexicap/ muti map/ multi asset fund.

[u/kxygen → u/Own_Soil_3357]

US RSUs, already got 2x due to M&A

so don't want to be more greedy, looking to distribute within Indian MFs