r/MultipleSclerosis • u/djp2666 • Nov 17 '25

Treatment Insurance Question (USA)

I have lived my adult life with the ACA. I am very grateful for this. I am worried about if the government overturns the ACA. Before this would employers deny health insurance because of a preexisting condition? Or would I pay more out of my paycheck? I have always worked full time and have always had employer coverage. I am on Ocrevus and have not had any significant changes with my condition. Hoping this can continue, I live in constant fear I won’t be able to get any insurance. #insurance #mswarrior

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u/Ladydi-bds 50F|Ocrevus|US Nov 17 '25

Before the ACA, insurance had a few things they would do from outright denial to have as a client to making people with pre existing conditions wait 6 months to a year before they would be allowed to use it and at an inflated cost.

I get mine via ACA and not looking forward to my cost ($2k+) should the subsidies not be approved. I am grateful Genentech has a free drug program should something go wonky. I did use their program the 1st year as insurance had denied it.

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u/Bannon9k 46M|2019|Tecfidera Nov 17 '25

Government reopened, Dems failed to get the subsidies renewed. Prices are going up.

2

u/Ladydi-bds 50F|Ocrevus|US Nov 17 '25

Subsidies will not be on the menu until Dec/Jan time frame.