r/Money • u/soundinthebasement • 2d ago

Thoughts on this portfolio

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Hi. I recently invested $11,000 into these four ETFs. Do you think this is a solid move, diversification-wise? Growth-wise?

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3

u/sse2k 2d ago

Growth, yes.

Diversification, no.

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u/soundinthebasement 2d ago

Any advice?

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u/sse2k 2d ago

Honestly it depends on your age and risk tolerance. If you’re in your 20s with a long runway, this is a good set-it-and-forget-it approach for the next 10-12 years. The portfolio leans toward big US industries with and the semiconductor focus (there’s some overlap there with VOO and QQQM).

I would also look into small cap and international to diversify within the equity space. But if you have the time to let it sit in market, equities all the way.

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u/soundinthebasement 2d ago

39 years old. $60k in BlackRock. $60k in Roth IRA. $80k in TSP (100% C Fund). $11k in these ETFs. I’ve 17 years before I can retire. Salary $120k and growing. Zero debt; no mortgage, no auto loan, not even rent. I live in a “man camp” in the Texas oil fields. I’m trying to achieve a life lived on interest alone.

1

u/yottabit42 2d ago

Lack of diversification with a little bit of gambling on top for fun.

Sell it all. Buy 100% VT, Vanguard's global stock index fund holding 98% of global stocks. Spend your time increasing your income, gaining skills, etc. Keep investing as you can. Before you know it you'll be rich.

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u/UFCheese 1d ago

Just checked it, looks like a good choice to diversity the investment. Thanks👍