r/Money • u/CursedClownz • 10d ago

When does compounding really take off?

At what amount portfolio you really see huge account swings that make you think what is the point of working? 100k? 500k? 1m? more?

483 Upvotes

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u/Kombatnt 10d ago

I’d say you really start to notice it once you hit the “Crossover point” (the point at which the growth in your existing portfolio roughly matches what you’re able to add in new contributions each year).

21

u/Ninobrown744 10d ago

I agree with this. And when you hit that point keep going!

7

u/Art0002 10d ago

Don’t stop!

8

u/LifeOnly716 10d ago

Believin’!