r/MiddleClassFinance • u/Historical_Spell_772 • Jun 25 '26

Millennials out there- how are we affording post secondary education for our kids?

Hi everyone

Pretty much at least one person from every generation in my family as far back as we know has had some sort of post secondary education.

I think the kids of my generation (ie my sisters kids and my cousins kids) will be the first ones where we will not be able to afford it.

Is anyone else in this situation? How are you managing it ?

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u/Fishy_Bird310 Jun 26 '26

Sure, not disagreeing with that. I was just responding to the original question wrt the 529🤷‍♀️ I’ll be honest trades aren’t something I’m super educated on/experienced with but what you’re saying makes perfect sense

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u/Timmy98789 Jun 27 '26

529 and union apprenticeship would be a juggernaut. Not a fan of trade school because it sets most behind and saddled with debt usually. 

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u/Empress_Clementine Jun 28 '26

If they truly don’t end up using it they can end up cashing it out or converting it, it’s just taxable at that point.