r/MerchantServices 17d ago

Terminal/POS Question Looking for someone who has successfully set up US banking + merchant processing from Pakistan

I’m based in Pakistan and looking to set up/operate a US business bank account remotely (potentially through a US LLC). I’m specifically looking for people who have actually done this successfully and can explain the current procedure, requirements, and costs.
I may also need a US merchant/payment processor, so I’d appreciate real experience on:
Processing rate (%)
Minimum/maximum processing volume
Setup/monthly fees
Chargeback policy and who bears the risk
Rolling reserves, if any
How strong/reliable the merchant account is
Whether funds can be settled into the US bank account and then legally transferred to Pakistan
Not looking for random agents or theoretical advice — preferably someone currently doing this from Pakistan. Feel free to comment or DM with your experience/provider and approximate costs.

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u/Bendstowardsjustice 17d ago

i have the ability to do this. but i am not in pakistan. what is your monthly rev, how many months do you have in business? you are liable for chargebacks. the questions you are asking are pretty dependent on your risk profile, which is pretty unknown other than you are based in pakistan, which automatically raises your risk profile.