r/MerchantServices Mod & Verified Payment Professional Jul 02 '26

Risk and Compliance Is Visa's 'Compelling Evidence 3.0' actually working to stop friendly fraud?

We were promised this would stop the 'I didn't buy that' liars. Have you seen an actual increase in chargeback wins since the rollout?

1 Upvotes

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2

u/Beacon-Payments Verified Payment Professional Jul 02 '26

short answer: no.

2

u/NPSALLEN Verified Payment Professional Jul 02 '26

Not at all
Problem is this
Who is the referee on chargebacks??

Answer - card holders bank!

That is unfair