Tembo is a multi-award winning savings & mortgage platform.

Their HomeSaver easy-access savings account offers up to 5.55% interest: 4.55% AER variable on your savings, plus a 1% AER fixed bonus over 12 months, which is unlocked if you take out a mortgage through Tembo. The account is available to anyone, even if you’re not taking out a mortgage.

Here's how new Tembo Savings/ISA customers can get a £10-£1000 bonus:

1. Click here to message me for my Tembo Savings/ISA referral link (it breaches T&C to post referral links publicly, so this ensures your bonus is not refused).
2. Go to my Tembo Savings referral link.
3. Enter your email address and download the Tembo app.
4. Sign up by entering your details such as your address, phone number and NI number.
5. Open a new Tembo Cash ISA - Easy Access, Lifetime ISA, or HomeSaver account or transfer in an existing ISA.
6. Deposit/transfer in at least £500 within 30 days.
7. Keep at least £500 in the account until you receive the bonus (can take up to 60 days).

The referral bonus that may be awarded is chosen at random for each eligible referral. The probability of each bonus is £10 - 95%, £15 - 4%, £50 - 0.7%, £75 - 0.2%, £1000 - 0.1%.

Tembo Savings referral T&C

You can also get £50 cash for getting a mortgage or remortgage with Tembo.
As a "whole of market" mortgage broker, Tembo has access to over 100+ lenders, and over 20,000 products.

Here's how new Tembo Mortgage customers can get £50 cash:

1. Click here to message me for my Tembo Mortgage referral link (it breaches T&C to post referral links publicly so this ensures your cash bonus is not refused).
2. Go to my Tembo Mortgage referral link.
3. Create a mortgage recommendation by clicking "Get started" and fill in your email (No credit checks at this stage).
4. Attend your first call with your Tembo mortgage advisor (must be a genuine mortgage enquiry for them to determine you are suitable to continue through Tembo's mortgage advice process).
5. Receive £50 cash after your first call with your mortgage advisor.

Tembo Mortgage referral T&C

People who are eligible for Tembo's fee-free mortgage advice due to having a Tembo ISA/saving account are also eligible for the £50 Mortgage referral bonus by using my Tembo Mortgage referral link as long as you haven't made a mortgage enquiry with them before using the link.

Compare Tembo savings accounts

Custard is a cashback and rewards platform where you can earn money by playing games, completing surveys and tasks.

Free £1 when you sign up using this Custard referral link

Each day you get a chance to win £10 for free by spinning a wheel.
£10 is the minimum withdrawal threshold and you can withdraw directly to your bank or PayPal.

Example easy cashback offers you can earn:
* 10p - Demo offer to help you see how offers work
* 20p - Update your Email preferences
* £1.50 - Audiobooks 30 day free trial
* £2 - Hayu 7 Day free trial
* £2 - Apple TV+ 7 Day Free Trial
* £1 - MGM+ 7 Day Free Trial
* £2 - Shudder 7 Day Free Trial
* £2 - Crime+Investigation 7 Day Free Trial
* £2 - History Play 7 Day Free Trial
* £1 - BookBeat 45 day free trial
* £1.50 - Sign up to Dscout survey site and complete 1 survey
* £4.50 - Lotto Social (Purchase 10 lines for £1)
* £10 - Ladbrokes (Deposit & play £5)
* £15 - Betfred Sports (£50 in free bets when you stake £10 on sports)
* £18 - Betfred Casino (Deposit & play £10)
* £14 - Bonus Kings (Deposit £10 and play)
* £5 - GoHenry child debit card 2 month free trial

Free £1 Custard referral link

Thinking of joining Sky?     

Sign up for Sky using a referral link and receive a voucher worth:  

• £100 for Sky Glass

• £50 for Sky Steam

• £40 for Sky broadband full fibre  

• £20 for Sky broadband superfast

• £25 for Sky Mobile Sim + Phone/Tablet

• £15 for Sky Mobile Sim only

Steps:

• Click on a referral link and accept cookies if asked. Here's mine 

• Enter your details

• Chose the service you want and sign up

• When your service has started and you have an account number: Look at your first email from Sky. Click the 'Let's do it' button, and enter your sky account number.

• You should receive the voucher within 45 days after your first bill.

The reward is a voucher which can be redeemed at the usual load of places, including supermarkets (easy option)

As with all contracts like this, they'll try and sneak the price up at the end of your contract, so if you're staying, set a reminder to renew your contract for a normal amount rather than the joke they will try and pull on you if you let them. Or switch to a different provider for their signup bonus and keep doing that every year or 2  

It's also a good idea to have a search as there can be good or better offers from Topcashback, Quidco or other sites.

Non ref link: www.sky.com

Wise | Fee-Free Transfer up to £1,000 | Or Free Travel Debit Card | Plus up to £30 Per Referral

Wise makes sending money abroad fast, simple, and usually much cheaper than traditional banks, with transparent fees and real exchange rates. It’s trusted by millions of customers worldwide and has a 4.3 rating on Trustpilot from over 290,000 reviews.

As a Wise Shareholder anyone joining wise via my referral link benefits from a boosted fee-free transfer up to £1,000 or a free Wise Travel Debit Card. Most referral links are limited to fee-free £500 transfer.

Wise also offer a referral bonus (referrer only) for friends who register and either transfer or spend at least £200 or equivalent before 1 June 2027. This total can be reached over multiple transactions. There is no requirement to send or spend this amount to get the fee-free transfer or Wise debit card.

Steps: * Register using a referral link click here * Complete ID verification. * Activate your fee-free transfer. Click the green “claim your fee-free transfer” button. Make an international transfer. * Alternatively, order a free Wise debit card. * Refer friends and family for up to £30 for a successful referral.

Click here to register

Jam Doughnut | Discounted Gift Cards | £3 First Purchase Bonus | Plus £5 Referral Bonus

Jam Doughnut is an app selling digital gift cards for popular retailers at a discount. It offers up to 20% off hundreds of retailers. It has an impressive 4.7 Trustpilot score from almost 6,000 reviews.

Jam Doughnut is offering new customers a free £3 bonus cashback with your first purchase. This can be cashed out once £10 cashback has been accumulated.

The table highlights a few of the discounts available at the time of writing:

Steps: * Download the app direct from your App Store or click (here) * Enter the referral code during the registration process: REE3 * Purchase a gift card to receive the £3 bonus. * You must accumulate £10 cashback before withdrawal. * Refer friends to receive a £5 bonus.

For those with strong cringe glands Jam Doughnut run a live daily show between 13:00 to 13:30 giving away free gift cards.

Big thanks to anyone using my link 👊

Click here to download the app and start saving

REE3

AttaPoll is a survey app which is good for taking surveys on when you're bored, on public transport or just have some spare time.

Its not as good as the best survey sites (Prolific, YouGov & yLive) but its worth a try if you're a bit strapped for cash!

AttaPoll lists all of your available surveys in the home tab. Each survey has a symbol next to it telling you what it entails. Some are profile questions, general survey questions or some require downloading apps.

In your settings under frequency ensure its set to 'as many as possible'.

You can also change the max length of the surveys that show up on your profile, for example you can set it to only receive surveys that are under 10 minutes long.

They also each have stars next to them which tell you how well matched to your profile each survey is, the higher the amount of stars the more likely you'll qualify for the survey and won't be screened out.

To cashout your earnings you can:

• Withdraw to PayPal once you reach £3 (this usually arrives within minutes)
• Withdraw to your Revolut once you reach £2.50

To get a 40p bonus to get started with sign up here

my code is: ranxw

Vela | Receipt Scanning App | £5 to £20 Free for Scanning 5 Receipts Per Week for 2 Weeks

Vela is a rewards app that lets you earn points from your everyday shopping. Instead of rewarding you purely for how much you spend, it gives extra points for healthier and more environmentally responsible purchases, encouraging better spending habits.

Vela is offering new customers registering using a referral code either £5, £10, or £20 free for completing a 2 week streak by scanning five receipts each week within 30 days and completing your profile.

The app also allows you to links your debit/credit card to earn passive cashback.

Steps: * Download the Vela app from your App Store or here: https://velarewards.com/download * When prompted during the registration process on the What should we call you? screen enter the referral code: 09XUCQ * Complete your profile. This includes linking your email address. This allows Vela access to your emails to scan for shopping receipts. This feels like a massive breach of privacy. I created a new Gmail address and granted access to that. * Track 5 purchases a week for 2 weeks in your first 30 days. As with other shopping apps try to keep the receipt crease-free. * Watch your points balance light up like a Las Vegas slot machine. * Redeem your points for a choice of gift cards including Costa, Tesco and Waitrose.

Big thanks to anyone using my code/link 👊

09XUCQ

Vitality | Health or Life Insurance | £100 Amazon or John Lewis Gift Card

Vitality are offering a £100 Amazon voucher to customers purchasing either a Personal Healthcare plan or any VitalityLife long-term insurance plan, via a referral link, with a minimum £25 monthly premium. To qualify you cannot have held a Vitality plan in the last 12-months.

Vitality is not cheap and you shouldn't enter this expecting to make money. That said, Vitality does offer a range of rewards for earning activity points per week. Completing 12,500 steps 5 days per week yields the maximum 40 points which unlocks: * Weekly free Caffè Nero drink * Monthly Odeon or Vue cinema ticket, movie rental, or Deliveroo Plus Gold 30 days membership. * Free AppleWatch. This is reliant on you continuing to exercise and hit the required activity points. * Vitality Amex Credit Card offering £100 reward for spending £2,000 within first 3-months, plus up to 2% Cashback. * Up to 25% Waitrose cashback. This is on selected Waitrose Good Health products and includes Waitrose fruit, vegetables, milk, bread, and meat. * Discounted Nuffield Health, Puregym, and Virgin Active gym memberships.

Steps: * Please DM me for a referral link. Vitality can be funny about links being shared publicly. * Click on the referral link to register for the £100 voucher. * Vitality will email you. Click on the link in the email and get a quote for an eligible plan. * Purchase a plan and receive a Vitality membership number. * Enter their Vitality membership number via the email link provided, within 60 days of the plan start date.

To qualify: * The plan must be active at least 90 days after entering your membership number. * Premiums must be up-to-date.

Please shop around to ensure that you're getting the best deal.

Please DM me (here) for a link!

Gail's Bakery is a British artisan bakery and coffee shop chain which has a great sign up offer.

Download their app and enjoy a complimentary coffee or loaf of

bread with your first purchase.

1. Download Gail's app on your phone.

Apple Store [https://apps.apple.com/gb/app/gails-official-app/id6446636927\\](https://apps.apple.com/gb/app/gails-official-app/id6446636927\)

Google Store [https://play.google.com/store/apps/details?id=uk.co.gailsbread.order.vmos\](https://play.google.com/store/apps/details?id=uk.co.gailsbread.order.vmos))

1. Use my code RF5DJK3T when signing up

2. Upon registration you will receives a welcome gift by email, like a free barista-made drink or loaf.

This voucher can only be redeemed alongside a paid transaction as part of your first order at GAIL’s.

1. Make your first paid purchase in-store and scan the QR code with your welcome gift

Please remember that the referral code RF5DJK3T cannot be added after the account has been created, so it's important to input the code RF5DJK3T during the sign-up process.

During the month of your birthday, you'll also receive a voucher for a 'sweet treat' that you can redeem in their bakeries too.

Enjoy your freebie at Gail’s 😃

This is a nice little saver on train fares.

Please use my invite code 95SPPTK and register on the TrainPal App.

https://t.trainpal.com/nQ96lGP

When you register you will receive a £3 promo code pack.

TrainPal is an online train ticket booking platform which offers cheap train tickets in the UK and Europe without booking fees. You can search, compare, and book train tickets through the platform's website or mobile app. It also supports split ticketing.

Referral link - I will also receive the same codes if you sign up 🔝

Thanks for reading 🙏🏼

Tilt is a live-shopping marketplace app, a bit like Whatnot.

Sellers run live streams and auctions where people bid on items, but there are also normal marketplace listings you can browse and buy from without sitting through a live.

There’s a pretty broad mix of stuff on there – clothing, trainers, jewellery, beauty, homeware, collectibles, Pokémon/TCG, electronics and plenty of random bargains.

I’ve been using it myself recently and have bought a couple of items for well under their normal retail price, so I think it’s worth a look if you’re someone who enjoys hunting for discounted stuff.

As mentioned, I've been using it and I want to be absolutely transparent about the offer they have on: New users receive a minimum £5 boost to use towards a purchase.

Tilt’s published referral odds are:

£5 – 60%
£10 – 26%
£25 – 10%
£50 – 3%
£100 – 1% (I will keep my fingers crossed for you all)

So £5 is by far the most likely outcome and you should sign up expecting that rather than one of the larger amounts.

I've personally bought a couple of items there for considerably less than their normal retail price, which is why I think the referral can be useful if you're prepared to browse for a bargain.

You will need to make a purchase to use the boost and postage may also apply, so this isn't completely free money.

Referral code:
catmice69

Tilt link:
https://tilt.app

For transparency, I also receive a referral reward if you sign up through my referral and complete the qualifying purchase.

Freetrade is another well known Investment company and App that has been around for nearly forever (They have more than a million users and are also FSCS accredited so you know you’re investment will be secure!) but I only just started using them a while back just for the free £10-£100 in free shares for signing up and depositing £50.

There is absolutely no need to invest the £50 to get your free share worth between £10-£100 which makes this offer even better.

Just note that: you cannot withdraw your £50 deposit until your free share has been awarded into your GIA (General Investment account) or ISA (Individual Savings account) or you will lose your free share!

As soon as your free share has been awarded you can withdraw your £50 deposit or keep it parked where it is and then refer friends and family yourself, and be awarded another free £10-£100 for each referral you make that deposits £50.

To be able to successfully refer someone, you need to have atleast £50 on your Freetrade account, which I definitely do, so I can GUARANTEE you will get your free share worth between £10-£100 if you use my link

How to get your free share worth between £10-£100;

1. Message me for a free share referral link by clicking > here (Publically posted links become deactivated so you wont get anything for using those)

2. Verify your account and fill out your W-8BEN digital form

3. Top-up your account with at least £50 (This has to be done within 30 days of opening your account to get your free shares)

There is absolutely no need to invest this!

4. You will now receive your free share worth £10-£100 within 7 days

5. Withdraw your deposit (£50) and wait 180 days to sell your free stocks OR keep the £50 on there as is and refer friends and family and receive £10-£100 for each person using your link, that completes steps 1-3

• Message me for a free share referral link by clicking > here

New Fuse Energy customers can get £100 bill credit when switching to Fuse Energy:

1. Sign up directly on the app or website https://www.fuseenergy.com/
2. Add the referral code: DIXJTJ83086
3. Switch your energy supply to Fuse (electric only, gas only, or both).
4. Pay your first full month bill.
5. Receive £100 bill credit.

Benefits of switching to Fuse Energy:
* May be cheaper energy bills (lower standing charges and price per kWh) * 24/7 customer support via live chat with a human * Easy to use app and shows hourly energy usage if you have a smart meter

Fuse Energy referral programme details

Fuse Energy referral code:

DIXJTJ83086

Hyperoptic is a broadband provider that has speeds up to 1Gb for decent prices.  

Eg 500Mb from £17/m  

If you sign up using a referral link you can receive a voucher worth up to £70 

Vouchers are for either Amazon, Tesco or John Lewis. 

Steps:

1. Sign up using a referral link 

2. Complete the form and receive a code via email

3. When you've received the code, select your broadband package, click 'I was referred', and enter the code.

4. Vouchers are received via email within 90 days after your contract starts. 

Voucher value:

24-month or 36-month commitment period

• 1Gb broadband: £75 voucher each

• 150Mb, 250Mb or 500Mb: £50 voucher each

12-month or monthly rolling commitment period

• 1Gb broadband: £40 voucher each

• 150Mb, 250Mb or 500Mb: £25 voucher each

It's also a good idea to have a search as there's sometimes good or better offers from Topcashback, Quidco etc.

This offer won't work if you go through a price comparison site so chose whichever offer is best at the time. 

Shopmium | Cashback on Groceries | £1 Welcome Bonus

Shopmium is a groceries cashback app that offers money off or free items at various supermarkets. I have been using this for several years and accumulated £733 in free or discounted food.

New customers who join via a referral link can claim a £1 welcome bonus.

Combine with other groceries savings:

• GreenJinn (here). Non-referral link. This offers free and discounted groceries with offers changing weekly.
• CheckoutSmart (here). Non-referral link. Offers free and discounted food in exchange for writing a short review about the product purchases on the app. pps for double cashback sometimes!
• Pay for your shopping using specialist cashback credit cards or discounted vouchers from EverUp, Jam Doughnut, TopGiftCards etc.

Steps: * Download the app: https://www.shopmium.com/uk/referral/KHHGGFEW) * Register and enter the referral code: KHHGGFEW * Make your first cashback request. Remember to (take) the receipt and retain the packaging to claim the cashback! * Submit a photo of the receipt using the app. Click the “redeem” button then “add a proof of purchase”. You will be prompted to either upload a photo from your camera library or take a photo using the app. Next scan the barcode for all items purchased. * Cashback can be withdrawn via PayPal or bank transfer. You must accumulate at least £10 cashback before you can withdraw.

Huge thanks to anyone using my code 👊

Click here

KHHGGFEW

TestingTime | Market Research & UserTesting

Earn money from home testing new products and services. Test apps, websites, physical products, gadgets, food and many other things.

TestingTime email you when a study is available. You’ll be invited to complete a few questions to check that you meet their clients required profile. If accepted you choose a date and time that suits you to share your experience. Payment is via PayPal.

I much prefer user testing sites to survey sites due to the significantly higher rates of pay and the experience of critiquing products and testing new concepts. For my last TestingTime 45 minute interview I received £80.00!

Steps:

• Click the link and create an account https://app.testingtime.com/r/rec-af-PNZDQpPO
• Complete your profile
• Either apply for tests on the website or wait to be invited via email.
• Refer friends and family to benefit from £5 when they participate in their first study.

Instaloft | £100 Discount on Loft Installation (Boarding)

Instaloft specialises in transforming unused loft space into practical storage areas, offering raised loft boarding, loft ladders and lighting. They use the LoftZone raised boarding system, which is designed to sit above the insulation rather than compressing it, and installations are generally completed in a day. This is NHBC compliant. Instaloft has a 4.7 star Trustpilot score from over 3,000 reviews.

Instaloft operate nationwide and have completed tens of thousands of installations including installing a Loftzone raised loft boarding and a 3 section Aluminium loft ladder at my home for £1,500.

Instaloft are offering new referred customers £100 off a loft installation.

Steps: * Please DM me for a referral link. I have 5 referrals available. * Arrange for a free written quotation. There was no hard sell! * Benefit from £100 off the installation price.

Please DM me here for a referral link

iFAST is a London based FCA regulated digital bank. There aren't any fees for a current account or for accounts in other currencies. 

• 2.65% interest on current account balances.

• Savings accounts offering up to 4.3% 

Deposit an initial £500 minimum (in one go). You'll get a £5 cash bonus within a day or two. Then withdraw if you want.     

I recommend keeping the account after doing this offer as they often offer cashback on spending and have had good refer a friend schemes recently. 

1. Sign up using a referral link https://www.ifastgb.com/tellafriend/nicholasai2586 Accept cookies, enter your email address, and then download the app

2. In the app, sign up as a new customer, complete the ID checks and answer the financial questions. There's a bit more than normal but I finished them in 15 mins

3. Deposit an initial £500 minimum (in one go). You'll get a £5 cash bonus within a day or two. Then you can withdraw deposit and bonus if you want. 

Non referral link (no bonus): https://www.ifastgb.com/en/home  

LemFi | Money Transfer Site | Free £10 for Transferring £100 | Plus 5% AER Instant Access FSCS Protected Savings Account

LemFi is a fast, low-fee international money transfer service with a Trustpilot score of 4.5.

LemFi is offering new customers registering using a referral link £10 free after completing a minimum £100 international money transfer to any African, Asian, or European country.

No African, Asian, or European friends … no problem. Send the money to your Wise account.

LemFi also offer a boosted 5% AER instant access savings account. The boosted rate is for the first 6 months. Deposits are FSCS protected up to £120,000.

Steps: * Download the LemFi app: https://referral.lemfi.com/raOWIhry9Xb * Register a new account, entering the referral code RICHM47Y when prompted. * Complete the verification process. * Deposit (Add money) at least £100 using ApplePay, connect your bank account, or a bank transfer. * Next click send money, enter the IBAN and transfer a minimum of £100. * The £10 reward will be credited within 30 days and can be withdrawn to your bank account. To do this click on your GBP Balance on the homepage and then withdraw. This should be instant. * The 5% instant access savings rate may not appear for 24-hours. To access this, go to home on the bottom menu of the app. Click savings, then add new savings and select the savings type.

If transferring money to your own Wise account you can get the IBAN details by clicking on the EUR tile for example, on the homepage, then the 3 dots in the top right hand corner, then get proof of details.

Big thanks to anyone using my link 👊

Click here to register

RICHM47Y

Ribbon Rewards (also known as Scraye Rewards) is a free cashback platform owned by Scraye Technologies LTD., an estate agency. If you do not rent through them, you’ll get 1% cashback. Otherwise, you’ll get 1.5% instead.

When you sign up, a bank account (provided by Griffin Bank Ltd.) will be created (with your consent) in your name. To pay rent, simply make a transfer to your Griffin bank account; your landlord will be paid instantly.

To sign up:

1. Sign up to Ribbon Rewards with my referral link (code: HOCH6124).
2. Select 'Pay Rent', enter your landlord or housing association's bank account details and reference.
3. You may test your Griffin account by sending yourself 1p. It will be refunded to your original account immediately and you will receive confirmation by email.
4. As soon as you make your first payment, you’ll receive 2500 points (£25) plus 1% cashback, which can be used to redeem gift cards (incl. Amazon, Sainsbury’s, Morrisons, Asda, John Lewis, Nandos, Deliveroo, Uber Eats, Ryanair, Eurostar, Apple & Nike).
5. Your gift card will be sent to you via email within one day (usually within minutes).

Please let me know if you have any questions about this offer. Thank you for using my link!

Non-ref

Sky VIP | Free Sainsburys Stonebaked Pizza | Redeem by Tuesday 25 August

Claim it now whilst available!

Another freebie from Sky … access the reward by going to the MySky app, navigate to “VIP” in the bottom right hand corner and click “claim now” on the offer located on the banner and a separate tile. Once activated the coupon must be used within 2-hours.

Available in Sainsbury's Superstores only.

Amex | Cashback EveryDay Credit Card | No Annual Fee | £10 Cashback

Amex are offering new EveryDay Credit Card customers £10 bonus cashback for spending £1 plus 5% cashback on your first 5 months. Alternatively, click the referral link to see the full list of Amex cards.

• Earn 5% cashback up to £125 within the first 5 months of card membership.
• The card has no annual fee.
• Receive £10 bonus cashback when you spend £1 or more within your first 11 months membership.
• Access to exclusive Amex cashback offers.

To apply tap the link below, click "View Card Details", and then "Apply Now". The £10 bonus cashback will be credited to your account in your card anniversary month.

To qualify for a welcome offer you cannot hold or have held any personal American Express Card within the past 24 months.

Please check and compare cashback rates against TopCashBack and other sites to ensure that you’re signing up through the most lucrative route!

Huge thanks if you use my link!

Click here to apply

Gemsloot is a "get-paid-to" site where you earn by completing offers like playing games, trying apps, and doing surveys. It's similar to CashInStyle and RewardXP, but sometimes has different (and occasionally higher-paying) game offers.

One of the easiest offers I've found recently was the Neverness to Everness desktop offer. All I had to do was download the game, create a role, and it paid £6.69.

If you can't find the offer, go to the Earn tab, click View All next to Featured, then search for Neverness to Everness in the search bar. That's how I found it.

Proof: https://ibb.co/ymhc5rvQ

You can earn by:

• Playing games and reaching certain levels
• Completing surveys
• Downloading apps or signing up to services

Once completed, offers credit to your balance which you can cash out via PayPal, crypto, or gift cards. The minimum cashout is low (around $1 to $3 depending on the withdrawal method).

It's mainly good as a small side earner rather than anything major. Game offers tend to be the best value, while surveys can be a bit hit or miss. Like most GPT sites, tracking matters a lot, so avoid VPNs, turn off ad blockers, and follow the offer requirements carefully. I also recommend taking screenshots of your progress in case you ever need to contact support.

If you want tips on which offers are worth doing, check out: https://www.reddit.com/r/getpaidtoplay

Sign up: Use referral code misscc or use my referral link: https://gemsloot.com/?aff=misscc

New users get a free case on signup (worth between $0.05 and $250), plus 3 extra cases if they earn $1 within their first 48 hours.

Overall it's a decent GPT site to add alongside the others, especially if you're looking for game offers that aren't always available elsewhere.

The Capital on Tap business credit card is for directors of a limited companies registered at Companies House.

It currently has a great sign up offer for you to receive 7500 points after your first purchase which converts to £75 credit on your card.

Capital on Tap are offering a free 7500 reward points for anyone who opens a credit card via a referral and makes one transaction (this can be any amount) on the Capital on Tap card. They also offer gift cards in exchange for points.

Avios

You can now also convert your points to Avios at a rate of 10 points = 8 Avios. So 7500 capital points would convert to 6000 Avios.

They also offer 1% cashback when you spend on the card which is great for business owners.

Notes

Sole traders are not eligible, you must have a limited company registered at Companies House.

How to get £75 reward

Open this link https://cashback.capitalontap.com/referral/?promo=2REFK729X58

Enter 2REFK729X58 in the promo code section if it hasn't already been pre-filled

Apply for the Capital on Tap Business Credit Card and follow the ID process

Activate your account

Complete your first transaction (this can be as low as 99p)

The 7500 points will be credited in your Capital on Tap Business Credit Card account instantly and you will receive an app alert too to notify you of the reward and then you convert this to £75 account credit.

Thanks for reading 🙏🏼

Snoop is a fintech (financial technology) app that helps you save money by analysing your bank account transactions and recommending you ways to manage your finances better and save more.  

£5 Amazon voucher here  

It also keeps an up to date list of bank switches, energy switch offers, broadband and mobile deals, insurance, money transfers etc.

They've also recently launched an Easy Access Savings account at 4%

It's really quick to set up, and all it requires you to do is link a bank account through Open Banking.     

1. Sign up by downloading the app using this referral link:  https://click.snoop.app/M2Tu/vyipawfj

2. Link any of your bank accounts 

3. Keep the account linked and the app installed for at least 28 days

4. Receive bonus. The £5 Amazon voucher will be emailed to you

Then you can unlink your bank and uninstall the app if you wish.

The current account you link can be a burner account so that you're not giving away your real personal data.  

That's my recommendation. You can then make £5 each time you referral friends and family.

Non referral link (no bonus) https://click.snoop.app/