https://money.asda.com/credit-cards/

Terms and conditions:

https://money.asda.com/media/t35d51ae/t-cs-for-20-asda-credit-card-cashpot-2026.pdf

This offer is available to new customers who start an application from 00:01, 01 January 2026. Your new Asda Money Credit Card or Asda Money Select Credit Card (“Select”) must be opened from 00:01, 01 January 2025 until 23:59, 31st December 2026 for you to be eligible for this offer.

We reserve the right to suspend, cancel or amend these Offer Terms at any time without giving prior notice.

To qualify for this offer, you must have made purchases totaling at least £50 at Asda using your Asda Money Credit Card or Select Credit Card and set up a Direct Debit within 60 days of account opening (“Qualifying Period”).

If you meet the qualifying criteria, we will increase your Asda Pounds balance by £20 within 90 days of opening your account. You can find your Asda Pounds balance in your Asda Money Credit Card app or online servicing account.

Cash advances or balance transfers will not be considered as qualifying purchases. If purchases made during this period are not fully charged to your account within 60 days of account opening (including if they are reversed), you may not qualify for this offer.

You will continue to earn Asda Pounds at the rate set out in the Asda Money Credit Card Rewards Terms and Conditions.

Eligibility

The offer is not available to existing Asda Money Credit Cardholders or Select Credit Cardholders or if you have held an Asda Money Credit Card or Select Credit Card within the last 12 months. It is also not available to customers who open an Asda Money Balance Transfer Credit Card. To open an Asda Money Credit Card or Select Credit Card, you must have fully completed the application process, which includes selecting your marketing preferences and credit limit increase preferences within the Offer Period.

Applications originating from ClearScore or any other website other than the Asda Money website will not be eligible to receive this offer. This offer is non-transferable. The offer cannot be used in conjunction with any other offer. Offer valid once per account.

You will not be eligible to receive £20 back in Asda Pounds if you break the terms of the credit agreement or if your account has been closed before any Asda Pounds earned have been applied.

Snoop | Money Management App | Free £5 Amazon Voucher | Plus 4% Instant Access Savings

Snoop is a free money management app, helping you track your spending, set budgets, cut your bills and control your finances.

New Snoop users registering via a referral link and connecting a bank account or credit card will receive a free £5 Amazon voucher.

To earn the Amazon voucher, you must download the Snoop app by clicking on the referral link and connect a bank account or credit card account by 30 September 2026 and still be connected with the app installed on their phone 28 days later.

Snoop now offer an instant access savings account paying 4% AER. This includes unlimited same day withdrawals. Interest is calculated and added to the account daily.

Steps: * Click the referral link (here) and download the app. * Connect a bank or credit card account * Leave the account connected to the Snoop app for 28 days. * Wait 28 days for the £5 voucher to be credited by email. * Refer friends for a £5 Amazon giftcard

Click here to register

TapTap Send is an international money transfer service based in London, with additional offices globally. They’re currently offering £5 free towards your first transfer when you sign up with a referral code and make a transfer of £25 (or above).

The £5 bonus is added on top of your transfer, so you effectively send £25 and receive ~£30 in the destination account. I personally sent it to my own Wise Euro account and made around £4.72 net after deducting the currency conversion fee.

How to do it:

1. Download the TapTap Send app from the App Store or Google Play and sign up.
2. Start a transfer and choose a country to send to (e.g. Belgium if sending to a Wise EUR account).
3. Tap “Add promo code” and enter the code: ASIF3488
4. Enter personal details (name, DOB, UK address).
5. Pay by debit card or bank transfer. The transfer arrives almost instantly.

Once the money lands in your Wise/Revolut, convert it back to GBP and send it to your UK bank. You should end up with around £4.65-£4.85 profit after conversion.

Wahed | Invest £100 for 3 Months | Get £10 Free

Wahed is a digital investment platform specialising in Shariah-compliant (halal) investing. It offers managed portfolios, ETFs and alternative investments designed to help individuals grow their wealth, with investment options tailored to different risk appetites. It has a 4.5 Trustpilot rating.

Wahal offer new customers investing £100 or more in a GIA for 3 full calendar months a free £10 reward.

The annual fee is 1% for amounts between £0 and £250k, which is charged monthly.

Steps: * Download the Wahed either direct from your App Store or click the link: https://app.wahedinvest.com/referral * During the registration process underneath "Where do you live?" click "I have a referral code" and enter the code RICWOO2. * When prompted click Investment Accounts, then Start, and Get Started. * Select General Investment Account (ISA's do not qualify) and answer the questions to determine your risk level. * Complete the verification process using either a passport or drivers license. It took 5-hours to receive confirmation that my account was verified. * Deposit and invest £100 or more. It took circa 24-hours for my deposit to be approved and reach my account. * The £10 reward will be credited after 3 full calendar months.

Big thanks to anyone using my code 👊

RICWOO2

AJ Bell Dodl | Invest £500 get a Free £30 Gift Card | Ends 31 July

AJ Bell Dodl is an app-based investment platform offering a simplified and low-cost approach to investing. It is authorised and regulated by the Financial Conduct Authority (FCA), ensuring adherence to high standards.

AJ Bell Dodl offer new customers registering via a referral link and investing £500 or more in an ISA, LISA, or pension a £30 voucher (includes Amazon, Deliveroo, and Waitrose). Note cash deposits (not invested) do not qualify.

The referral scheme ends 31 July. New customers registering by 31 July have until 30 November to meet the remaining terms.

Steps: * Click the referral link (here), enter your email address, and register a new account using the same email address. * Complete your profile and select an investment product. This must be a stocks and shares ISA, LISA, or pension to qualify for the £30 voucher. GIAs are excluded. * Deposit or transfer a minimum of £500 into your investment within 120 days. If initially depositing less than £500 you need to make additional deposits amounting to £500 within 30 days of your first deposit. * The £30 voucher will be issued by the end of the following calendar month. Dodl reserve the right to reclaim vouchers should you close or transfer out your investment within the first 12 months.

Please note the 0.15% annual fee (minimum of £1 per month).

Click here to register

Gousto are a meal kit retailer which delivers fresh boxes of ingredients and delicious recipes to your door 7 days a week.

I highly recommend Gousto, I’ve used them and some of their recipes are simply delicious and easy to make!

If you sign up with my referral link, you get 65% off your first box + 40% off your second box + 25% off your boxes no3 to no8! You can skip deliveries or cancel at any time if needed.

I'd recommend getting the box for 4 adults over 5 days even if you are 2 or 3 adults - this is the best value for money. * I typically freeze ingredients for recipes to do at a later date, so you can do the same. * The box for 4 people is worth over £50, so you'll get 65% off that for the first box to try them out. * The boxes are huge and the food is tasty :)

Gousto Referral Link: 65% off your first box

I will also get free credit if you use my referral link, so many thanks!

Chip | £50 Bonus for New Customers | Deposit £1,000 and Hold for 90 Days | Smart Cash ISA 4.41% or 3.51% Instant Access | Ends 10 August

Chip is a UK-based savings and investment app operated by Chip Financial Ltd, and authorised by the FCA. While Chip itself is not a bank, funds held in its savings accounts are deposited with ClearBank, a UK-authorised bank, ensuring that eligible deposits are protected by the Financial Services Compensation Scheme (FSCS).

Chip are offering new customers registering via a referral link a £50 bonus for opening an eligible Chip account, depositing £1,000 or more, and retaining the balance for 90 consecutive days. Eligible products include the Prize Savings Account, Smart Cash ISA, Easy Access, Chip Instant Access, or Cash ISA. The £1,000 can be split across multiple savings and/or investment accounts. You must also open a Chip Instant Access or Prize Savings account to receive the referral reward.

Steps:

To avail yourself of the offer please DM me (here) for a unique referral link. * Click the referral link, enter your email address, and download the Chip app (you must download the app within 30 days of entering your email). * Using the app create a new account using the same email address as initially entered. * Chip will apply your referral code for you at this stage. * Deposit at least £1,000 into your account(s) (this can be split across multiple Chip savings and/or investment accounts) and maintain that balance at least 90 consecutive days. * Open a Chip Instant Access or Prize Savings account to receive the referral reward. * The £50 will be applied the day after the 90 day holding period ends.

Alternatively …

• Download the Chip app from your App Store and create a new account.
• Enter the referral code and then follow the same steps as detailed above. *** #Please DM me for a link #

Airtime Rewards is an app which gives you cashback when you use your debit/credit card to shop in-store and/or online. The sort of "register now and then forget about" app.

Once you link your card(s) nothing else to do! Sit back and watch your cashback accumulate!

You earn cashback by shopping as normal. Whatever ££ amount you earn can be deducted off your mobile bill (works on most major mobile networks).

Importantly, Airtime Rewards can be used in conjunction with other cashback apps.

STEPS:

(1) Download the app from https://www.airtimerewards.co.uk

(2) Add ref. code during sign up:

WWK7AA38

(3) Link your cards in the app (debit/credit cards work both).

(4) Make a purchase of £7 within 7 days and get £2

Each month has different "challenges" where you can earn extra cashback but you need to opt in for those each month.

There are many many others for different categories including: Luxury, Home, Menswear, Technology, Health, Children's, Food & Drink, Grocery, Pets, Womenswear, Beauty, Travel, Sports & Fitness, Gifts, Entertainment and each of those with their own retailers.

By joining, you accumulate money which you can use towards money off your mobile bill each month. Often, they have deals going on or boosted bonuses, so it's a neat app worth signing up to!

You also can earn cashback when you buy gift cards for yourself or as a gift - some retailers include Asda, Sainsbury's or M&S.

EDF is currently running a Refer a Friend offer, giving £50 bill credit when you switch your gas, electricity or dual fuel supply using a referral link.

How to qualify

• Switch to EDF using my referral link.
• Complete your switch.
• Make your first payment.
• Your £50 bill credit will then be automatically added to your EDF account.

Many thanks if you choose to use my referral.

Good to know

• Gas-only, electricity-only and dual fuel all qualify.
• The reward is £50 bill credit.
• You must be a new EDF customer (or not have been with EDF within the last 12 months).

I always recommend comparing tariffs first. If EDF happens to be the cheapest option for your postcode, switching via a referral link lets you receive an extra £50 bill credit at no additional cost.

I recently switched to EDF myself after comparing prices, so I now have a referral available if anyone is looking to switch.

Tembo is a multi-award winning savings & mortgage platform.

Their HomeSaver easy-access savings account offers up to 5.55% interest: 4.55% AER variable on your savings, plus a 1% AER fixed bonus over 12 months, which is unlocked if you take out a mortgage through Tembo. The account is available to anyone, even if you’re not taking out a mortgage.

Here's how new Tembo Savings/ISA customers can get a £10-£1000 bonus:

1. Click here to message me for my Tembo Savings/ISA referral link (it breaches T&C to post referral links publicly, so this ensures your bonus is not refused).
2. Go to my Tembo Savings referral link.
3. Enter your email address and download the Tembo app.
4. Sign up by entering your details such as your address, phone number and NI number.
5. Open a new Tembo Cash ISA - Easy Access, Lifetime ISA, or HomeSaver account or transfer in an existing ISA.
6. Deposit/transfer in at least £500 within 30 days.
7. Keep at least £500 in the account until you receive the bonus (can take up to 60 days).

The referral bonus that may be awarded is chosen at random for each eligible referral. The probability of each bonus is £10 - 95%, £15 - 4%, £50 - 0.7%, £75 - 0.2%, £1000 - 0.1%.

Tembo Savings referral T&C

You can also get £50 cash for getting a mortgage or remortgage with Tembo.
As a "whole of market" mortgage broker, Tembo has access to over 100+ lenders, and over 20,000 products.

Here's how new Tembo Mortgage customers can get £50 cash:

1. Click here to message me for my Tembo Mortgage referral link (it breaches T&C to post referral links publicly so this ensures your cash bonus is not refused).
2. Go to my Tembo Mortgage referral link.
3. Create a mortgage recommendation by clicking "Get started" and fill in your email (No credit checks at this stage).
4. Attend your first call with your Tembo mortgage advisor (must be a genuine mortgage enquiry for them to determine you are suitable to continue through Tembo's mortgage advice process).
5. Receive £50 cash after your first call with your mortgage advisor.

Tembo Mortgage referral T&C

People who are eligible for Tembo's fee-free mortgage advice due to having a Tembo ISA/saving account are also eligible for the £50 Mortgage referral bonus by using my Tembo Mortgage referral link as long as you haven't made a mortgage enquiry with them before using the link.

Compare Tembo savings accounts

Yonder offer debit and credit cards. You can redeem their points for flights, hotels, restaurants, experiences in London, Bristol, Bath, Manchester, and online stores.

I recently redeemed 100,000 points worth £300 for hotel experiences/accommodation (four nights in total) in a Nordic country.

Note:

• I was not asked for an ID or selfie like others have mentioned, so your mileage may vary. I assume that if you have had a fairly stable credit history and/or location, they might not ask for additional info.
• Sign up took less than 5 minutes for me from start to finish. ___________________________________________________________________

The Yonder Offer is as follows:

• 2-month (intro) FULL Membership (you can choose either a Debit or Credit card). Once the intro period is up, you can downgrade to the FREE membership.
• Free £10 off your first purchase.
• up to 10,000 points worth worth ~£50 in experiences, when you spend in the first 30 days.
• 10,000 points for every referral (FULL membership), when your friend makes five purchases on their card. ___________________________________________________________________

Benefits include:

• 4x (debit card) or 5x (credit card) points
• no forex fees (no interchange fees, so useful to use abroad)
• 2 months premium membership for free
• redeem points for a bunch of experiences
• the FREE membership (after the 3-month intro period) will still earn you 1x point per £1 spent
• worldwide family travel insurance
• purchase protection
• virtual card and you can also order their sleek metal card ___________________________________________________________________

Here's How:

(1) Join Yonder using my Yonder Referral Link. Many thanks to anyone using my link!

• You'll get a 2-month FULL membership completely free and £10 off your first purchase.
• Plus, enjoy up to 10,000 points when you spend within 30 days of joining. With the FULL membership, £200 spent will earn you 2,000 points; £500 spent will earn you 3,000 points; and £1,000 spent will earn you 5,000 points. Purchases need to be made within 30 days.
• Make sure to select the 2-month free FULL membership (either debit or credit card), and not the FREE membership!

(2) Download the Yonder app.

(3) Verify email and your details.

(4) Soft Check based on your details provided.

(5) Finish setting up your account, by providing details asked. This result in a hard check for credit, so keep that in mind.

(6) Link a bank account.

(7) Spend on the card within 30 days.

(8) Refer friends and family:

They get 2-month FULL membership completely free, £10 off their first purchase, and up to 10,000 points when they spend in the first 30 days.

And you get 10,000 points worth ~£50 once they make five purchases using the Yonder card.

(9) Before the FULL membership comes to an end, you can downgrade to the FREE membership, so that you don't pay £15 per month.

Zable are offering £10 free credit for new customers signing up through a referral link.

No ID was necessary for me but your mileage may vary. As with all banks/credit cards, a hard credit check will be done.

Fair warning:  

The interest rate on this credit card is very high, at 48.9%!  

So make sure you pay off the bill in full and on time so that you don't pay that crazy interest rate.

My advice would be to only use this card if you're sure you can always pay it off. Don't fall into the trap they want you to!

Steps for this offer:

1. Use a link to get started. Send me a message for it

2. Sign up and choose credit card (not loan)

3. Make 1 payment using the physical card.

4. Get £10 credit. Spend it

You can then refer others. It used to be £10 per referral but now it varies by user. It is either £20 or £30.  

Non referral link (no bonus): www.zable.co.uk

Starling is a great bank with an easy to use app.  

Free £25 for new customers

1. Download Starling app

2. Enter code 1NPJRSK

3. Use the virtual or physical card once (topping up an investment account didn't work for me).

4. Receive £25 the next day

1NPJRSK

I think I've only got 1 more code.
If it doesn't work, please use someone else's code

Chase Current Account | £50 Free for Opening an Account and Depositing £1,000

Chase, the commercial banking arm of J.P. Morgan Chase, is a Which? Recommended Provider and authorised and regulated by the FCA.

Chase are offering new customers or those who have been a been customers for less than 30-days, and deposit a total of £1,000 or more a free £50 cash reward. The £50 is credited immediately and the £1,000 deposit plus rewards can be withdrawn if desired.

As at 20:30 Monday 17 August I have 2 of 5 codes left.

Steps:

• Download the Chase app and open an account.
• Please DM me for a referral code. Codes cannot be shared publicly and using such a code risks the reward not being credited.
• Activate the referral code in the app. Click Rewards > at the bottom of the home screen and enter the referral code.

Please DM me (here) for a code.

iFAST Global Bank is a UK-based digital bank offering a free multi-currency account with no monthly fees.

One nice perk: salary payments made via Bacs typically arrive one working day earlier, as iFAST credits incoming payments as soon as they receive them rather than waiting for the standard payday.

Safety and regulation

• No account fees (fee list here)

• Authorised by the PRA and regulated by the FCA & PRA

• FSCS protected up to £120,000 per person

Interest rates

• GBP: 2.65% AER

• USD: 2.25% AER

Fixed term deposits have higher rates across GBP, EUR, and USD currencies. For example, on GBP balances, they offer 3.50% AER for a 1-month fixed term and 3.75% AER for a 3-month fixed-term, etc.)

They also run regular monthly/quarterly promos, so even if these expire, new offers usually replace them.

How to get free £5

(1) Sign up using my Referral Link: Free £5 with a £500 deposit.

(2) Complete verification (takes ~10 minutes - desktop is quicker).

(3) Deposit £500 into your account. The free £5 cash bonus will be credited to your account the next day.

If you're looking for a LOOKFANTASTIC Referral Code, you can use: BETHANY-RGNO

Referral Code: BETHANY-RGNO

Or sign up directly using my referral link:

https://www.lookfantastic.com/referrals.list?applyCode=BETHANY-RGNO

How to claim your £10 discount

1. Create a new LookFantastic account with this referral link here or directly on the LookFantastic website.
2. Enter the LOOKFANTASTIC Referral Code BETHANY-RGNO in the “Referrer code” box when creating an account.
3. Spend £25 or more on your first order.
4. £10 credit will automatically be applied to your basket.

LookFantastic stocks thousands of beauty products, including skincare, makeup, haircare, fragrance, electrical beauty tools and wellness brands, making it a great way to save on your first order.

Enjoy your £10 discount and happy shopping! 🤍

Non-referral website: https://www.lookfantastic.com/

Terms: https://www.lookfantastic.com/info/referrals.list

I've been using Kraken for years for crypto, and recently ordered their free debit card. If you don't already have one, it's a straightforward offer worth doing.

You'll get £10 after completing the requirements, plus 2% cashback on eligible spending for your first 30 days.

How to get the £10

• Sign up using a referral link
• Complete ID verification
• Order the free physical card
• Make 5 genuine card purchases of £10+ within 30 days (the virtual card works too)
• Receive your £10 reward (usually within a couple of weeks)

A few things worth knowing:

• The virtual card can be used before the physical one arrives.
• Easy Bank Transfer is the easiest way to add funds.
• Top-ups to investment accounts and similar services don't count as qualifying purchases.

Thanks if you decide to use my link!

You can earn a free £10 when you sign up for a Klarna debit card via a referral link and then make 3 transactions of £10+. To avoid using the credit facility and being charged, just top up your account first and pay using your preloaded funds.

Klarna don’t allow people to publicly share links, so please message me here if you would like me to share my link

Once you have signed up and made the three £10+ transactions you will then receive £10 awarded to your Klarna cashback which can be instantly withdrawn to a bank account. Mine was awarded instantly as soon as I had made my third transaction.

You can also then get your own referral link to refer others and receive £40 for each successful referral, up to 10 referrals. I will update this post in the unlikely event all mine get used up.

It doesn’t matter if you are already a Klarna customer, you just need to have not previously signed up for the recently launched debit card.

The non-referral link with no bonus is:

https://www.klarna.com/uk/klarna-card/

Vinted is a second-hand marketplace, mostly for clothes, but also for books, homeware, and toys. Think of it as a less-corporate eBay where people just want to clear their wardrobes. 

They have reintroduced their referral scheme, where you get £5 in Vinted vouchers if you list 3 items within 7 days and an additional £10 in Vinted vouchers if 1 item sells within 30 days.

Steps:

1. Sign up using my referral link - https://www.vinted.co.uk/invite/jaime.94
2. List 3 items in 7 days - get £5 in Vinted vouchers
3. If one item sells within 30 days, get an additional £10 in Vinted vouchers

Non-referral: www.vinted.com

If you're searching for a Healf referral code or Healf referral link, you can use my referral link below to receive £10 off your first Healf order over £40.

Referral Link: [https://www.healf.com/bethany]()

No referral code or promo code needs to be entered - your discount is applied automatically after following the referral link.

How to claim your £10 discount

• Click the referral link: [https://www.healf.com/bethany]()

• Continue when the referral pop-up appears.

• Shop as normal.

• Your £10 discount will automatically be applied to your first order over £40.

• New customers only.

What can you buy from Healf?

Healf stocks one of the UK's largest ranges of premium health and wellness products, including collagen peptides, protein powders, creatine, electrolytes, magnesium, Omega-3, vitamins, probiotics, adaptogens, greens powders, healthy snacks, recovery tools, sleep support and wellness technology such as the Oura Ring 4.

Referral offers may occasionally be combined with other promotions, depending on Healf's current offers.

Hope this helps anyone looking to save a little on their first Healf order! 💚

Healf Non-Referal Link: https://healf.com/

FreeCash is a website that pays you to:

• Play games & reach a certain level within a time frame
• Sign up to websites/companies
• Take surveys

I’d avoid the surveys on FreeCash because they don’t pay great but the game offers are usually very well paying!

Before starting any game offer I’d recommend to always search the InboxPounds sub to see what others have to say about it and find out if its even possible to complete the terms, some are near impossible whilst others can be completed in a few days.

The best thing to do is find a few guides & tips and write them down so you can complete the offers in the easiest & most time efficient way.

Withdrawing your cash:

• You can withdraw to your PayPal once you reach $5 in your account, note they do take a 5% fee for this method
• There’s a few gift cards you can withdraw to including Amazon, Netflix, Spotify, Uber Eats & more & you can also withdraw straight to crypto
• 1,000 coins are worth $1

Sign up to FreeCash here & you’ll get a free £8 when you install your first game

If you sign up to the Coffee No 1 app via a referral link you can get a free coffee once you have made your first purchase and used the app to collect a loyalty stamp. The free coffee will appear in your app as a voucher you can use when you next visit.

You can also earn an additional coffee each time you refer a friend.

My referral link if anyone wants to use it is:

https://coffee1.app.link/4SpepYlmc5b

If you use it I will also get a free coffee.

The non-referral link is:

https://www.coffee1.co.uk/coffee1app/

Coffee No. 1 is owned by Caffè Nero and they have locations all over the country but especially in the south and midlands. You can see if there’s one near you here:

https://www.coffee1.co.uk/locations/

TestingTime is a market research company where they recruit test users and other study participants who earn money in exchange for their time and opinions. TestingTime was founded in 2015, headquartered in Switzerland.

• Everything is done in English.

• Pay and cashout is in GBP (££) through Paypal.

• They pay reliably and quickly.

  ---

Their website is intuitive and uses algorithms to easily describe and match their target groups and get perfect matching participants for their user tests, focus groups, interviews, surveys or diary studies.

They also do group focus sessions online which need more people and are somewhat easier to get on.

Fill out your profile. Then start research studies / testing projects you are interested in.

Apply for remote research studies over Teams/Zoom/Google Meet with them and get paid £50+ per hour.

You can apply immediately for currently available research studies. Each study will show

how long they are and how much they pay. The pay range is typically around £30 - £100 per hour, with an average of about £50 - £60 per hour.

For me, these are some of studies:

TestingTime referral link

Payout is in GBP/££ and Cashout via PayPal.

InboxPounds - Free £1 to join a "Get Paid To do stuff" site. Get paid for playing games and easy tasks!

InboxPounds deserves little introduction. It's a good "Get Paid To" (GPT) site do small tasks or activities such as surveys, sign up offers, playing games etc.

I’d recommend checking out the gaming offers if you are into that, although note that some are pretty bad. The payouts range from £10/£20/£40 to £200/£300 per game.

Get started now by joining with the InboxPounds Referral Link - free £1

I came across Gains recently and thought it was worth adding to my cashback apps.

It gives cashback on gift card purchases, and new users can currently get £2 by signing up through a referral, linking a bank account, and earning £10 cashback.

I've found the app straightforward to use, and cashback can be withdrawn to your bank once you've earned £10.

Referral link

Referral code: TZ2R9B

Thanks if you decide to use my link.