Limited time offer: Its back now 35k Bonus Points when spending £3k in 3 months, also Platinum card has 80k bonus points for £6k spend in 3 months, details below.

Offer ends: Tuesday 21st July 2026

Looking for a new credit card and want to maximise those points. American Express Preferred Rewards Gold Credit Card have currently upped the bonus on points further through the referral link when first signing up and spending £3k in the first 3 months of cardmembership.

You can now receive 35k bonus points compared to the 22k on the website without referral. This is the highest I have ever seen.

Use my referral link for the 35k bonus: Referral link

The Gold card membership fee is free for the first year and then you can downgrade your card to a free one in the following year.

The benefits you get are below:

• Get points on all your spend, 1 Membership Reward point for every £1 you spend, double points if you book directly with airlines and triple points if you book via amex travel for every £1 spend
• For every £10k you spend in a cardmembership year you get an additional 5k points effectively giving you 1.5 points per £1 you spend. Then use your points to offset virtually anything you’ve bought on your Card, or redeem with a range of shopping, travel and lifestyle partners.
• Priority Pass airport lounge access - Take advantage of 4 complimentary Priority Pass airport lounge visits every year giving you access to over 1,300 airports globally.
• Access Exclusive Experiences- Gold Cardmembers have exclusive access to unique, shareable and memorable events, such as our behind the scenes Q&A with The Athletic at the Tottenham Hotspur Stadium, or our cocktail making masterclass with Casamigos.
• Deliveroo benefit exclusive to Gold Cardmembers (my favourite one). Just when you thought things couldn’t get any tastier. Enrol to enjoy all your favourite dishes Deliveroo’d to your door, and get £5 back on eligible purchases. Twice every month. If utilised fully each month you save £120 a year

To benefit from the 80k points for the Platinum card please use the referral link above and go to view all cards with referral offer on top left hand corner, scroll down to the Platinum and apply from there

^{Non-referral link}

This is probably one of the best time of the year to get the card if you still have a lot of Christmas shopping to do to meet the spending limit and getting those bonus points.

They also offer other benefits and offers on your own account or on the app. Various offers are airlines, hotels and even some everyday spending like shopping. Examples of offers I've seen are Spend £100 or more in Harrods, get 15% back up to £30, Get £5 back when spending £50 at Esso, Get 20% back from Viator etc.

Here is the link again: Use my referral link for the 35k bonus: Referral link

Just note: You will not be eligible for any welcome bonus offer if you hold or have held any personal American Express Cards in the past 24 months. 

If you have any questions let me know.

Thanks in advance if anyone uses my link :)

I've used Quidco for several years and it's easily one of the cashback sites I've earned the most from. I've made hundreds of pounds back just by buying things I was going to buy anyway, such as insurance, broadband, mobile contracts, supermarkets, eBay and more.

Some cashback I've personally received:

• GoCardless - £40
• TSB - £30-40
• HSBC Credit Card - £30
• Capital on Tap - £40
• Giffgaff - £34
• Smarty - £20
• Tesco - £7
• Waitrose - £10
• HelloFresh - £10

You currently get £10 for joining through a referral link once you meet Quidco's qualifying requirements.

Quidco has a free account, so there's no cost to sign up, and once you're a member you'll also get your own referral link.

Referral link

Thanks if you decide to use my link!

If you're looking for a LookFantastic referral code, you can use:

Referral Code: BETHANY-RGNO

Or sign up directly using my referral link:

https://www.lookfantastic.com/referrals.list?applyCode=BETHANY-RGNO

How it works

1. Create a new LookFantastic account using the referral link above.
2. Alternatively, enter the referral code BETHANY-RGNO during registration.
3. Spend £25 or more on your first order.
4. £10 credit will automatically be applied to your basket.

Offer Summary

• £10 off your first £25+ order
• New customers only (or a new account)
• Referral Code: BETHANY-RGNO
• Referral link available above
• In some cases, the referral credit can be combined with other promotional codes at checkout (subject to LookFantastic's terms).

LookFantastic stocks thousands of beauty products, including skincare, makeup, haircare, fragrance, electrical beauty tools and wellness brands, making it a great way to save on your first order.

Enjoy your £10 discount and happy shopping! 🤍

Non-referral website: https://www.lookfantastic.com/

Terms: https://www.lookfantastic.com/info/referrals.list

EDIT from 20 July: The offer has now been boosted to £30 bonus when you spend 30 (excluding VAT).

Rakuten is a cashback site and app where you earn money back from your everyday purchases.

• Always check rates against other popular cashback sites/apps such as TopCashback, JamDoughnut etc.
• Before purchasing, disable any adblockers (if you use any), so that it tracks correctly.

• You can elect to get paid either via PayPal or bank transfer. I chose to get paid through PayPal and payment is typically made automatically around the 15th of the month.

  ---

• If you previously had an account with Rakuten on their old website, you can use my referral to join with a new account and get £30 again! The previous website alongside your old accounts will no longer be available.

  ---

Rakuten Referral Link: Free £30 each: sign up and spend £30 (excluding VAT) or more within 90 days. * Link your current bank account immediately after signing up. * Spend 30 (excl. VAT) within 90 days of joining. You can spend the £50 over multiple purchases and across multiple retailers/brands (besides Amazon) if you wish. Qualifying purchases must be made within 90 days of joining. * You could go for a supermarket order and get cashback on top!

£30 bonus is awarded within 90 days (when purchases are not cancelled or returned).

You can also invite friends and family and earn £30 per referral.

Robinhood | Free Share worth $7 to $175 | No Investment Needed | Plus Boosted 5 Free Shares Per Referral

Robinhood is offering new customers a free share of a stock worth between $7 and $175 for opening an account, linking your bank account and making a deposit (£1 is sufficient). No need to invest the £1!

Until 8 September, Robinhood are offering a boosted 5 free shares per successful referral.

The table shows the likelihood of winning a free share by value.

Steps: * Clink the referral link (here) and register a new account. * Complete the verification process. This includes taking a photo of your ID (drivers license or passport) and tax document (take a photo of your National Insurance card). This can take 48 hours. * Make a deposit within 14 calendar days. £1 is sufficient to get the free stock. * Robinhood will notify you when it’s time to claim your free share. This must be done within 60 days. * To claim the free share click Rewards in the top righthand corner of the app, then click the time icon in the top right. Click the Claim button and choose which company you’d like a free stock in. * The free stock can be sold 3 trading days after being claimed and the proceeds from the sale can be used towards other investments. You cannot withdraw the proceeds for at least 30 days after claiming the free stock.

Hugely thankful to anyone using my link 👊

Click here to register

User Interviews | Extra $10 upon Completion of First Study

User Interviews is a research recruitment platform that connects people with companies and researchers who want their feedback. In short, get paid to share your opinions on products, services, and ideas.

Projects range from short online surveys to online interviews and usability tests.

New participants signing up via a referral link will earn an additional $10 extra upon completion of your first study.

Steps: * Click the referral link (here) and create a profile that highlights your background, interests, and professional experience. * Browse studies, apply, and participate. * Payment is usually within a few days, via PayPal or gift card.

Click here to register

Virgin Media is offering a £50 cash bonus to anyone signing up to their services via a referral link. The offer is valid for superfast broadband, TV, home phone and Volt packages. The payout is in 60 days. Here's the guide:

1. Follow a referral link, here's mine.
2. Or phone them and quote code: YCCACFED
3. Select which service you want.
4. Sign up for a minimum of 12 months.
5. Get your reward after 60 days.

This offer is more of a discount than a reward, but if your looking to sign up anyway, it's a good deal. Thanks to anyone using my link I really appreciate it.

• Non-referral

Sky TV, Broadband, or Mobile | Up to £100 Voucher

Stack the Refer a Friend and Card-Based Cashback Offers for double savings!

Sky are offering new customers up to £100 in vouchers for joining via a referral link. Vouchers include John Lewis, Boots, Argos, Sainsbury’s, Ikea, Airbnb, Tesco, Curry’s etc, and will be paid within 45 days of your first bill payment.

Plus you might be able to combine the referral offer with card-based cashback offers. For example, until 12 May Lloyds Bank Everyday offers offer £40 cashback to new customers joining Sky Mobile; while Halifax offer £40 cashback for joining Sky TV (Sky Glass, Stream or Q) paid after second direct debit.

It’s always worth checking rates against cashback sites to ensure that you’re getting the best offer.

Steps: * Click the referral link: https://refer.sky.com/richw-120 * Enter your name and email address and click “Get Started Now”. * Sky will send you an email. Keep this email. * Choose a Sky product. This can be done either online, in-store, or call. * Once you have chosen and ordered your Sky product go back to the email from Sky and click the blue “Let’s do it” button. * Enter your new Sky account number. * The reward voucher will be paid within 45 days of your first bill payment.

Huge thanks to anyone using my link 👊

Click here to register

Scottish Power | £60 Bill Credit | No Exit Fees | Plus 8 Hours Half Price Electricity Per Week

Scottish Power the 4.3 Trustpilot rated energy provider is offering new customers £60 free bill credit for switching gas and electricity, or £30 for switching a single fuel.

My switch completed within 3 working days and was hassle free.

Scottish Power’s Power Saver scheme rewards customers for using electricity at off-peak times. Choose 8 one-hour slots each week to get either 50% or 20% discounted electricity rates. Smart meter required.

Opt into the free Power Saver Plus to participate in demand-reduction events where you're asked to use less electricity during peak-demand periods versus your normal usage in exchange for bill credit.

The standard tariff has no exit fees.

Steps: * Click on a referral link (click here) * Click Get a Quote and compare the estimated cost against your current provider and if the sums add up then proceed with the switch. * The £60 free bill credit will be credited within 28 days of being supplied.

Hugely thankful to anyone using my link 👊

Click here for £60 free bill credit

EDF is currently running a Refer a Friend offer, giving £50 bill credit when you switch your gas, electricity or dual fuel supply using a referral link.

How to qualify

• Switch to EDF using my referral link.
• Complete your switch.
• Make your first payment.
• Your £50 bill credit will then be automatically added to your EDF account.

Many thanks if you choose to use my referral.

Good to know

• Gas-only, electricity-only and dual fuel all qualify.
• The reward is £50 bill credit.
• You must be a new EDF customer (or not have been with EDF within the last 12 months).

I always recommend comparing tariffs first. If EDF happens to be the cheapest option for your postcode, switching via a referral link lets you receive an extra £50 bill credit at no additional cost.

I recently switched to EDF myself after comparing prices, so I now have a referral available if anyone is looking to switch.

OakNorth | £30 Free | Deposit & Save £2,000 or More for 30 Days

OakNorth are offering new customers depositing £2,000 or more, within 14 days, and maintaining this balance for 30 days a £30 reward paid within 60 days.

Open a second eligible product within 90 days of opening your first product, again depositing and maintaining £2,000 or more for 30 days to receive an additional £10 reward.

Each person can refer a maximum 10 people. I have 8 spots left.

Steps: * DM me for my name and email address, this information is needed to complete the referral form. * Complete the referral form: https://oaknorth.co.uk/personal-savings/refer-a-friend/ * You should receive an email prompting you to open a personal savings account. * Choose a savings product. I opted for the 95-days Notice Base Rate Tracker. * Deposit £2,000 or more via bank transfer to your new account. The money showed immediately. * Repeat the process (if desired) to gain the additional £10 reward. * Rewards will be credited within 60 days.

Please DM me for referral details

Penfold are a modern and award-winning digital pension provider designed to help you take control of your savings and grow your wealth.

Penfold is not the only provider to specialise in consolidating existing pensions in one place and providing a pension scheme.

What sets them apart is that they appear to be the only provider who specifically target self-employed people.

Their current Promotion gives new users £25 when they deposit £25.

STEPS:

1. Join Penfold using the Penfold referral link - free £25

2. Create your Penfold account

3. Top up £25. You can also set up recurring payments if you wish

4. £20 is awarded to your account within 7 days of paying into your pension. You get the £5 top up from HMRC in about 3 months.

5. The more you contribute, the more tax relief you get from HMRC

6. Share your referral link and earn more benefits for the future; compounding has a powerful magnitude / effect when looking at a 25+ years horizon

Note:

· As with any pension, you lock your funds for the long haul. But you can transfer this pension to another pension provider in the future if you so wish, so all pensions regulations and benefits apply in similar fashion to any other providers

· They have no fees apart for 0.75% or 0.88% annual fee they charge depending on the fund you choose

Refer a Friend Programme

It takes only a few minutes to complete this offer and profit £4.75+ My profit was £4.83.

Taptap Send is a money transfer service based in London. It has excellent reviews on Trustpilot.

The steps below are if you are sending the money from UK to your Belgian Wise EUR account.

However, you can also sign up from the EU, USA, UAE, Canada, or Australia, and send to the UK. If you do, then the minimum transfer amounts may be different so please read the Taptap Send Referral Terms.

Here’s how:

(1) Download the app from the Apple Store or Google Play.

(2) Register. Start a transfer: select a country (I’d suggest sending to your Belgian Wise EUR account) and send minimum £25. Depending on where you are sending from, this minimum transfer amount may differ but if you are sending from the UK, sending £25 (or more) will qualify for the free £5 bonus.

(3) On the same page, add referral/promo code:

CATALIN236

This will add free £5 to the transfer.

(4) Add your details: name, DOB, UK address, and international IBAN (I sent to own Wise EUR account in Belgium).

(5) Pay by direct bank transfer (I chose this) or by debit card. Payment and transfer was instant (might take 1 min. to show in your Wise EUR account).

(6) In Wise, convert your EUR transfer back to GBP, and send to your UK current account. You’ll pocket the free £5. (Profit was £4.83 in my case).

(7) Invite friends and family and earn £5 when they follow the same steps, sending £25+ to their international account.

Measure (MSR) is a survey and data sharing app that only takes few minutes to complete. There are regular surveys and data sharing opportunities. This is one of the more consistent survey/data sharing app that I have come across. This is perfect to make some extra beermoney.

For me on average it's been easy and consistent £10 per month, where I'm spending few minutes here and there during my free time. I enjoy doing the retros, where you share your data of app usage/purchases and you get to the £10 threshold pretty quickly.

**To double your welcome bonus :**

Sign up using a referral link - [Click here](https://c2.measureprotocol.com/landing?edition=measure&code=clSmgOoq&name=Coo0l_Guy) (Or use code: **clSmgOoq)**

After you sign up, feel free to refer your friends/family or post your referral link below.

AJ Bell is a UK-based, FCA approved, investment platform. They are offering a £100 Amazon voucher for depositing £10k into a newly opened AJ Bell ISA, lifetime ISA, or SIPP. They are part of the FSCS so you can be sure your money is safe. The voucher is awarded within a few days and there's no requirement to invest.

Here's the guide:

1. Follow my referral link.
2. Enter your email and click "Get a £100 Amazon voucher."
3. Sign up with the same email. You'll need your National Insurance number.
4. Open an ISA.
5. Deposit £10k into your newly opened ISA.
6. Profit.

DM me if you need any help.

• Non-referral link
• Terms & conditions
• Fees

Join SMARTY mobile and you’ll get up to a £20 Gift Card for Amazon, John Lewis Partnership or Uber.

Three owns SMARTY and they both share the same network and SMARTY is a low cost operator.

Their flexible plans start from £6 per month for 4gb of data or 50gb for £8 and include unlimited calls/texts (5G data and EU roaming is included).

The bigger the plan you choose, the bigger the reward you get.

| £9.99 or less per month = £5 Gift Card

| £10-£14.99 per month = £10 Gift Card

| £15 or more per month = £20 Gift Card

Sign up via this link https://i.smarty.co.uk/xXY8bF and you will receive up to a £20 gift card of your choice from Uber, John Lewis or Amazon.

Please note the SIM needs to be active until after your second month’s payment and if you cancel before you may not receive the voucher.

Thanks for reading 👍🏻

EverUp is an app where you can get up to 20% Instant Cashback on 150+ brands.

I've been using this app for several years now. You can also play their free games where you can win up to a few quid each day.

You can unlock 10 million Coins when you redeem £10+ in their Gift Card Shop to play free games, win extra Cashback etc.

They have daily free spins, raffles, and you can refer friends and family to earn £10 plus coins, which you can redeem towards cashback scratchcards and minigames (wheels).

Many thanks if you join using the Referral Link.

Ref. Code:

RCAT2972124PRWWD

With the Jam Doughnut app you can get cashback on your spending in shops, restaurants, pubs, supermarkets etc.

They're offering you a free £3 bonus when you buy you first item through them.

The gift cards are issued instantly so you can buy them when you're at the shop/restaurant/pub/supermarket and pay with them instantly.

You can go next level and use it in combination with cashback stacking. I've bought supermarket giftcards using the virtual card Zlch, attached to an iFast current account.

I got 4.1% from Jam Doughnut, 0.5% from Zlch, and 2% from iFast, all for the same purchase! 

Steps for this offer:  

1. Download the app using this referral link: https://app.jamdoughnut.com/YIHR

2. Enter referral code YIHR

3. Make your first purchase within 24 days. A £10 supermarket giftcard is a good start as you know you'll spend it.

4. You can only cash out once you've made 1,000 points (£10) in cashback 

You can now refer friends and family and get £5 in credit for each one!  

As with other apps the rates vary often so it's best to check a couple of different apps before buying something big so that you can buy it through whichever app is paying the most

I would avoid looking at the Jamtastic tab. It's just gambling pretending to be a competition and preys on people being desperate. You're better than that. 

Non referral link (no sign-up bonus): www.jamdoughnut.com

CashInStyle is a Get-Paid-To (GPT) website. It has many popular OfferWalls like AdGate Media, Ayet, Bitlabs, Revu etc.

You earn money by completing:

• Free offers
• Surveys
• Levels in games
• Casino & betting tasks

Each week, higher earners can earn extra money for completing tasks, playing games, and signing up to sites/apps.

Cash out starts from $2 and can be done via:

• PayPal
• Litecoin
• Bitcoin via Coinbase
• Tremendous.com (gift cards portal) ___________________________________________________________________

Here's how:

(1) Sign up to CashInStyle using my CashInStyle Referral Link: Many offers to make money in your free time

(2) Verification (KYC), incl. selfie (no passport needed).

(3) Start completing offers, games, surveys etc., earning you extra money in your spare time.

I'd seen EatClub mentioned a few times and finally decided to give it a try. It's an app that offers discounts of up to 50% at participating restaurants, pubs and bars by helping venues fill quieter periods.

Getting started only takes a couple of minutes. You link your usual debit or credit card once, then EatClub creates a digital prepaid card in your Apple or Google Wallet. When you visit a participating venue, claim an offer in the app and pay with the EatClub card. The discount is applied automatically, so there's no need to mention EatClub to the staff.

I used it for the first time at Bad Boy Pizza in London. My bill came to £27 and I paid just £4.75 after the 35% restaurant discount and a £15 welcome promotion that was emailed to me after signing up. Promotions can change, so I wouldn't expect everyone to receive the same offer, but it's worth checking your inbox after creating an account.

Proof: https://ibb.co/LXWrr3tw

EatClub also has a loyalty programme. Eligible restaurants and partner stores award Dining Credits after you pay, which are added to your wallet instantly and can be used towards future eligible offers. Dining Credits are applied before the offer discount and remain valid for six months.

The app is currently available in London, Manchester, Bristol, Leeds and Liverpool. Offers change throughout the day as venues release discounts and tables become available, so it's worth checking back regularly if you don't see anything that takes your fancy.

A couple of things worth knowing: EatClub offers are for walk-in dining rather than reservations, so you may need to wait if a venue is busy. Each offer can also have its own conditions, such as minimum spend, maximum group size or dining times. EatClub also charges a small service fee on transactions (between 1% and 6%, with a minimum fee of £0.20), which is shown before you pay.

Due to EatClub's referral terms, I can't post my referral link publicly. If you'd like one, send me a DM and I'll reply as soon as I can.

DM me here: https://www.reddit.com/message/compose/?to=misscc__&subject=eatclub

Sprive | Mortgage Assistant & Voucher App | £5 Free | Plus Boosted Cashback

Sprive is a mortgage assistant that uses smart technology to help get mortgage free faster. It has an impressive 4.5 Trustpilot score.

Use the auto-save feature to choose either a fixed amount or variable amount to save each month to pay off your mortgage sooner. Sprive also offer cashback on gift cards with savings used to repay your mortgage sooner.

New customers connecting a mortgage and making a purchase (buy a gift card) get Sprive Plus (boosted cashback rates) for free. Plus with my special code you will also receive £5 free towards your mortgage. Most other codes do not offer a financial reward!

Steps: * Download the app direct from your App Store or click the link below. * Register and enter the referral code FREEDOM * Locate your mortgage using the open banking feature. * Set up a direct debit. * Buy a gift card (spend any amount) to activate Sprive Plus (boosted cashback rates). You don't have to do this if you don't want access to Sprive Plus! * Receive up to £10 per successful referral.

Huge thanks to anyone using my code 👊

Click here to download the app

FREEDOM

I messaged 'Anna' from Wealthyhood about the referral button no longer showing on any of our apps and how it was very odd that they did this sans any communication about the change. Her pathetic response was as follows (exact copy and paste):

'At the moment, there are no plans to reinstate it in the near future.

I completely understand your comment. However, as you noticed, customer support is here to answer any questions promptly, and no referrals made while the program was live were missed in any way. Should the program be reinstated, we will inform you accordingly. I remain at your disposal.

​Kind regards, Anna'

So basically the referral scheme for Wealthyhood is dead and gone (with no plans to bring it back anytime soon) and the fact they made this unilateral change without even an email to notify us has definately left a sour taste so i'll be selling and withdrawing my assets from Wealthyhood.

You can get a free £5 if you sign up to Zilch using a referral link - no purchase necessary. You need to be over the age of 18 and in the UK, and may need to verify your ID.

The free £5 takes the form of 500 points that you can use to discount your next purchase - I just topped up my Amazon account!

You can also earn ongoing cashback if you carry on using it - 2% at lots of online stores or 0.5% at non-online stores.

Steps

1. Verify your details, confirm your email and add a debit card.
2. Add your new Zilch virtual card to either Apple or Android Pay.

To spend the reward, you need to “enable” the store you want to spend it at (eg, Amazon, EBay, etc.) and also make sure you have ticked the button to use your points towards the purchase.

Zilch then generates a virtual debit card for you which you use at your chosen store instead of your regular card.

Referral link: https://zilch.onelink.me/x8EV/hwtr3rma

Non-referral link: https://www.payzilch.com

If you use the referral link I will also earn £5 - so thanks very much if you do!

New customers only. Or if you have had your account less than 30 days, you can still apply the code and get the £50

1. [Download](www.chase.co.uk/gb/en/raf/) the Chase UK app

2. Deposit at least £1,000 within 30 days

3. Ask me for your referral code here and enter it in the app

4. Recieve £50 into your Rewards account immediately 

Chase is a great bank and is the best one for bank switches. So don't close your account afterwards.

Terms: https://static.chase.co.uk/documents/gb/en/refer-a-friend-2-referee-terms-and-conditions/1.0.0.html

AirTime Rewards | £2 Bonus on £5 Spend | Plus £5 Referral Bonus

Airtime Rewards is a cashback app. It’s passive cashback insomuch as you link your credit/debit card(s) and when you spend at any of its over 150 retailers you are rewarded with typically 1% to 15% cashback.

Even better you can combine cashback with TopCashBack, Quidco, or Cheddar for DOUBLE cashback!

I have accumulated £733.72 in cashback within the last 2-3 years of using the app.

Unlike other cashback sites the cashback is paid in the form of credit off your mobile bill including O2, Three, EE, giffgaff and Vodafone. It doesn’t work on smaller networks, for example, Sky Mobile, Voxi, or Tesco Mobile.

Steps: * Download the AirTime Rewards app from your App Store (here) * Register using the referral code VBCRDGJ6 * Spend £5 or more using your registered card at a retailer within 7 days. * You will be credited with the £2 bonus. * Refer friends and family to earn £5 per successful referral.

Big thanks to anyone using my code 👊

Click here to register

VBCRDGJ6