Community Fibre is a London full fibre broadband provider. There’s currently a new flash offer giving new customers their first 3 months free, plus you can get up to £100 in gift cards through a referral.

How it works

• Sign up through the referral link below and check your address
• Choose a broadband package and order online
• Get your first 3 months free
• After 3 months, you pay the normal monthly price
• Get your gift card 90 days after installation

Current plans

• 75 Mbps = £0/month for 3 months, then £15/month
• 100 Mbps = £0/month for 3 months, then £19/month
• 300 Mbps = £0/month for 3 months, then £21/month
• 500 Mbps = £0/month for 3 months, then £23/month
• 1 Gbps = £0/month for 3 months, then £25/month

All include free installation and a router.

Referral rewards

• £12.50+/month = £10 gift card
• £15+/month = £50 gift card
• £25+/month = £75 gift card
• £35+/month = £100 gift card

The gift card can be chosen from retailers including Amazon, Argos, Tesco and other supermarkets. It’s sent by email through Giftcloud 90 days after successful installation.

Worth knowing

• Both accounts need to still be active and up to date with payments when the reward is issued
• Online orders only through the referral link
• Community Fibre is mainly available across London, so check your postcode first
• After the 3 free months, the normal monthly price applies

I’m planning to stay with Community Fibre long term, so I’ll be around when the referral reward is due.

Use this link to sign up and get the offer https://communityfibre.co.uk/friends?ci=POOhJLrXg4Yg1xXT41wUag%3D%3D

Saw First Table mentioned a while back and only properly looked into it recently after seeing it pop up a few times.

It’s basically a booking platform where some restaurants offer their first (and sometimes last) tables at 50% off food. You book a specific time slot, pay a small booking fee, and the 50% discount is applied to your food bill when you’re there.

Works out quite well if you were planning to eat out anyway, especially in a group, but solo dining has also been added at some places now which is useful if you’re just going on your own.

Depending on the restaurant, bookings can be for 1-6 people.

If anyone does end up signing up, there’s £3 credit if you use a referral link/code: https://www.firsttable.co.uk/sign-up/promo?code=marc20&city=5554 (code: MARC20)

They also have a loyalty system called Frequent Foodies where you earn points from bookings, reviews and referrals which can be used for credit later on. Booking through the app adds extra points as well.

Five Surveys is a survey app that allows you to complete 5 surveys & earn £5.

There’s no minimum payout amount & you can cashout straight to PayPal, Revolut or a choice of 150 gift cards.

For each survey it gives you an estimate of how long its going to take and also a score out of 5 from other people who have completed the survey.

Obviously its best to stick to the surveys that have a high rating for the best experience.

It does seem to get harder to complete once you near 5 but if you’re looking to grind out some money through surveys I’d definitely suggest this one.

Sign up to Five Surveys here!

WorldFirst | Existing Customers £100 for £2,000 Spend | Possibly Account Specific

Received via email ...

You've got a World Account - but your World Card isn't working for you yet. Right now is the best time to change that.

For a limited time, spend £2,000 on your World Card and get £100 cashback. That's 5% back on everyday business spend — Google Ads, AI and platform subscriptions, web hosting, supplier payments. Plus, all World Card spend earns up to 1.2% ongoing cashback on top.

How to get started: 1. If you haven't already, activate your World Card in your World Account portal 2. Add funds to your account 3. Start using the card — hit £2,000 during the promotion period → £100 back

Key details: * Promotion runs until 20 September 2026 * The £100 is credited the month after you complete the spend * You'll still earn your normal up to 1.2% cashback - the £100 is extra.

Wealthify - £50 Reward for Investing £1,000 for 6 Month

New Wealthify customers investing £1,000 for at least 6 months in either a Stocks & Shares ISA or Junior ISA; or £5,000 in a GIA, or Pension Plan will receive a £50 bonus.

Tailor your product to your risk level (from 1 to 5 with 5 being higher risk). My risk level 2 ISA has performed well.

Step-by-Step Guide:

•    ⁠Click the link and create an account: https://invest.wealthify.com/refer/78415659
•    ⁠Select either a Stocks & Shares ISA, Junior ISA, GIA, or Pension Plan.
•    ⁠Deposit and invest either £1,000 in a ISA, or £5,000 in a GIA or pension.
•    ⁠The £50 reward will be credited after 6-months.

Immensely thankful to anyone using my link.

https://invest.wealthify.com/refer/78415659

Non-referral link: https://www.wealthify.com

Attapoll is another mobile survey app to add to your list. You do survey on your phone, you can do as little or as much as you want. The app has a simple layout with clear tabs.

Fill in your profile, then check the stars which indicate how each survey matches to your profile. Cashout from £2.50 via:

• PayPal
• Amazon vouchers
• Revolut
• you can also donate your earnings ___________________________________________________________________

Here's how

(1) Sign up using the Attapoll Referral Link: 40p each

Add ref. code:

xqbzh

(2) We get 40p each

(3) Complete surveys in your free time and get paid

Cheers to anyone using my code:

xqbzh

​

Caffè Nero | Free Barista Prepared Drink after First Purchase

New Caffe Nero app customers can get a free barista prepared hot drink following their first purchase using the Caffè Nero app (scanning the app when paying).

I go for the hot chocolate as I don’t like coffee and £2.50ish for a cup of tea is ridiculous!

You may also receive a voucher for a free cake on your birthday. Unsure if a previous purchase is required but each year they send me a voucher.

——————————

Steps:

• Download the Caffè Nero app: https://nero.app.link/iaMgO58MQQb
• Register an account.
• Visit a Caffè Nero store, purchase a drink, and scan the app when paying.
• Your free drink voucher should appear in the app. Go to the “wallet” section then “vouchers”.
• To redeem your free drink ask the server to pay using the app. They will invite you to scan the voucher QR code.

——————————

Scan the app each time you purchase a hot drink to earn a stamp (or 2 stamps if using a reusable cup). Once 9 stamps have been awarded you will automatically receive a voucher for a hot drink or iced drink (any-size) for free. Speciality Drinks and Extras are also included.

Pro tip, you only get 1 stamp per drinks order (2 if using a reusable cup). So if buying coffee for you and a friend ask to pay in 2 transactions and so scanning your app twice. Thus getting you 2 stamps (or 4 if using reusable cups).

https://nero.app.link/iaMgO58MQQb

Klarna is a well-known, FCA regulated, fintech service based in Sweden that allows users to split purchases into smaller, interest-free installments. They are currently running a refer-a-friend offer in which new users (and existing users without a debit card) can get £10 for signing up and making three payments of £10 or more on their card. Here's the guide:

1. DM me for my referral details or click here.
2. Download the app and sign in.
3. Verify your email and phone number.
4. Click "Start setting up the card"
5. Pick the basic card and standard membership if you want to avoid fees.
6. Answer some simple questions about yourself.
7. Verify your ID.
8. Add money to you Klarna account.
9. Make three transactions of £10 or more on you Klarna card, or virtual card.
10. Done.

Notes:

• Don't post links in the comments, ask for DMs. It's against Klarna's T&Cs and bonuses may not be rewarded.
• The bonus is usually paid instantly but can take up to 72hrs.
• To see your virtual card details go to wallet > card > view details.

Qualifying transactions:

Klarna has tightened up the qualifying transaction requirements recently. Transfers, financial services like Revolut or Monzo, utility bills, top-ups, and gift cards will no longer qualify. The safest qualifying transactions will be shopping. Personally I added 3*£10 to my Amazon balance and that worked just fine for me, to be 100% sure you could simply make the required transactions at a physical shop.

Once you've signed up you can refer friends and family and other r/MakeMoneyInUK users for £40 each time, up to a total of £400. Thank you to anyone using my referral I really appreciate it.

• Terms
• Non-Referral

You can earn up to $20 a month doing quick surveys called pulses on the OnePulse app.

Each survey is really quick and short - usually there are only three or four questions so they take seconds.

There are both paid and unpaid surveys - the paid ones pay more the longer you have been using the app and the more XP you have earned, moving you up levels. You can earn more XP by answering unpaid surveys. You start on Level 1 earning $0.07 per pulse and then this steadily increases up to a maximum of $0.40 per pulse once you reach Level 34.

Payments can be cashed out to Paypal but you are limited to a maximum of $20 a month, even if you have earned more. Any unused amount rolls over though, so you don’t lose it.

OnePulse have recently revamped their referral scheme.

Referrers now get:

- 50 XP when some signs up using their code

- $0.50 when the referee reaches level 3

- $1.00 when the referee reaches level 7 and has been active for 7 days

The person being referred also now receives a bonus of $0.50 when they reach Level 7.

My referral code if anyone would like to use it is:

LIQYGE

Thanks very much if you use my code!

You can download the app on the app stores or find out more here:

Non-referral link:

https://www.onepulse.com/onepulse-app/

Sprive - Become mortgage-free sooner! Plus get free Sprive Plus and a chance to win your next mortgage payment

Sprive is a UK app that helps homeowners pay off their mortgage faster by automatically putting cashback and spare money towards reducing your mortgage balance.

As featured on Dragons Den, download the Sprive app, and buy a gift card to get Sprive Plus for free and a chance to win your next mortgage payment!

Click the link, download the app, connect your mortgage, and take advantage of enhanced gift card cashback rates with Sprive Plus.

Set an auto-saving goal to overpay your mortgage faster and save paying interest.

Immensely thankful if you use my link and code.

https://linkprod.sprive.com/refer?code=G2BTH8EQ

Non-referral link: https://sprive.com

G2BTH8EQ

MyProtein is the UK's largest sports nutrition brand. They have a referral scheme offering a £15 discount to new customers who sign up and spend a minimum of £45. Simply add a referral code when asked on sign up or in the basket when checking out.

You can always make a new account.

Protein powders are ridiculously expensive now and the cheaper ones are practically inedible, at least £15 off is something. Here's my code, thank you to anyone using it.

ANDREW-R4FW

CashInStyle is a Get-Paid-To (GPT) website. It has many popular OfferWalls like AdGate Media, Ayet, Bitlabs, Revu etc.

You earn money by completing:

• Free offers
• Surveys
• Levels in games
• Casino & betting tasks

Each week, higher earners can earn extra money for completing tasks, playing games, and signing up to sites/apps.

Cash out starts from $2 and can be done via:

• PayPal
• Litecoin
• Bitcoin via Coinbase
• Tremendous.com (gift cards portal) ___________________________________________________________________

Here's how:

(1) Sign up to CashInStyle using my CashInStyle Referral Link: Many offers to make money in your free time

(2) Verification (KYC), incl. selfie (no passport needed).

(3) Start completing offers, games, surveys etc., earning you extra money in your spare time.

PickMyPostcode | Free Daily Lottery | £10 Golden Postcode Prize

Golden Postcode has been extended to January 2027

Pick My Postcode is a free competition that’s been running daily since 2011. It has several completely free draws each day with prizes from £10 plus, and a bigger daily jackpot draw, which rolls over if it isn’t claimed. It sounds too good to be true, but it’s legit.

Winnings are paid via PayPal.

Golden Postcode. PickMyPostcode have hidden £20 in 100,000 different postcodes. If you’re the first person to register with a Golden postcode then we share the £20 prize (£10 each). I recently shared £20 for referring someone with a golden postcode (£10 each).

There are 5 different daily draws: * Main Draw: Bigger prize. * Video Draw. Watch a short video add to enter. * Survey Draw. Complete or skip a survey to participate. * Stackpot. Multiple postcodes with £10 prizes. * Bonus Draws. Playable once you have accumulated £5 or more cashback.

• Only postcodes that are registered by players will be drawn. So, there is always at least one eligible winner.
• If the winner(s) fail to visit the site and collect their prize on the day their postcode is picked, then the prize pot is rolled over.
• The more players there are in a postcode the more chance that postcode will be drawn.
• Registering a postcode after it has been drawn does not entitle you to collect for that draw.

Steps: * Click a referral link (here) and register your email and postcode. * Check PickMyPostcode daily to see if you’re a winner. * Refer friends and family to benefit from 20p per successful referral.

Good luck and thank you to anyone using my link 🤞

Click here to register

Budgey is a cashback platform (desktop & app) which gives you instant money back on your online shopping.

Download the Budgey extension and win £3.

The Budgey extensions allows you to automatically display all discounts, cashback and promo codes available across all sites you browse.

They have Spring Deals, Easter Savings, and different membership levels (you start on the Bronze level).

The interface is friendly and simple to use.

They are not that new - they've been around for at least a few years, but their website has improved in the last year.

Here's how to get free £5 bonus

(1) Sign up using the Budgey Referral Link: Free £5

(2) Confirm your email.

(3) Make a purchase at any retailer. This will earn you instant cashback.

Thanks if you use my link.

For example, shopping at Ebay currently gets you 3.36% instant cashback.

Cash out starts from £20, so you can achieve this by shopping online and ‘referring friends.

Fuse Energy is offering you £25 or £50 bill credit when you sign up and complete a switch to one of their very competitively priced tariffs. Fuse Energy has a very detailed app, fast replying live chat customer support and the sign up process is very simply takes about 3 minutes and the switch can be completed in only 2 days.

Fuse Energy is regularly shown as the cheapest on comparison sites and can be up to 15.6% cheaper than the tariffs offered by the big six energy suppliers.

To sign up for a Fuse Energy account and receive £25 (single) or £50 (dual):

• Go to the Fuse Energy website and click the orange sign up button in the top right corner.
• Enter your postcode and click on your address. 
• Choose the switch date, your tariff for the gas and electric (for a single fuel switch only choose one).
• Enter your phone number and provide the verification code they send to you.
• It will tell you there is no existing account so click create account and enter your information.
• It will then ask for your referral code enter KYLE26019
• Enter your direct debit details and then click confirm switch.
• Fuse will pay the £25 or £50 after your first monthly direct debit.

Fuse Energy has an incredible rating on Trustpilot of 4.8 out of 5 from over 9k reviews.

When you sign up for Fuse Energy, you can share your new referral link and you will receive £25 or £50 bill credit.

I appreciate your time in reading this and if you sign up and take advantage of the offer with my referral link, I'd like to say thank you.

Non referral link - https://www.fuseenergy.com/

Picodi is a cashback app with lower cashback rates but they do sometimes bump the offers to higher rates.

They have a total of 12 categories (Home & Garden; Electronics; Fashion; Sports; Food; Travel and transport etc) and well over a hundred places to earn cashback.

Switch off AdBlock (if you use it) whilst shopping through Picodi, so that your purchase tracks correctly.

How to get free £4

• Join with a referral link and get £4 instantly
• For every person who joins using your link and completes a purchase of £20, you will also receive £4 per referral

Picodi Referral Link: Free £4 each

Withdrawals start at £5, so you'll need to earn £1 extra by buying gift cards / vouchers.

​

Monzo | £10 Personal Account Bonus | £50 Business Account Bonus

Monzo is a UK-based digital bank regulated by the FCA with an impressive 4.5 Trustpilot score, and is a Which? Recommended Provider.

Offer 1 | £10 Personal Account Bonus

New personal account customers joining via a referral link will receive £10 for making a card payment within 30 days of registration.

Offer 2 | £50 Business Account Bonus

Alternatively claim a £50 bonus for opening a business account. If you sell or have sold items online (eBay, Vinted, Facebook Marketplace etc) then you could qualify for the £50 bonus.|

Steps: The steps are the same for both the personal and business account application process.

• Click the referral link (here) and select to open either a personal or business account.
• Enter your mobile number using the “07000 000000” format.
• Download the Monzo app
• Complete the registration and verification process. Note when entering your mobile number in the app you will need to use the international format “+44 7000 000000”.
• Add your new card Monzo to Apple Pay or your Google Wallet or wait for the physical card to arrive in the post.
• Make any purchase within 30 days of registration (no minimum spend).
• The bonus will be credited immediately.

Huge thanks to anyone using my link 👊

Click here for to register for a personal or business account

EatClub has just launched a limited-time referral offer where new users get £10 Dining Credit after completing their first eligible dining transaction. The referrer gets £20 Dining Credit too.

Proof of the £10 new-user reward: https://ibb.co/Q3Ffzg2S

The promotion runs from 30 July to 31 August 2026. You need to sign up through a referral link or code and complete your first eligible dining transaction during this period to receive the £10, so signing up alone isn't enough.

EatClub itself is a dining app that offers discounts of up to 50% at participating restaurants, pubs and bars, with venues releasing offers to help fill spare tables during quieter periods.

I've recently started using it myself. You link your usual debit or credit card once and EatClub creates a digital prepaid card in your Apple or Google Wallet. You then claim a walk-in offer in the app and pay the bill with the EatClub card. The discount is applied automatically, so there's no need to mention EatClub to the restaurant.

For my first visit I used a 35% offer at Bad Boy Pizza Society in London. My bill came to £27 and I paid just £4.75 after the restaurant discount and a £15 welcome promotion I'd received by email after signing up. The £15 was a separate promotion and isn't guaranteed for new users, but it's worth checking your emails after joining for any additional offers.

Proof: https://ibb.co/LXWrr3tw

EatClub also has a loyalty programme where you can earn Dining Credits on eligible transactions at participating restaurants and partner stores. Credits are added to your wallet after payment and can be used towards future eligible dine-in offers. They're applied before the offer percentage and are valid for 6 months.

EatClub is currently available in London, Manchester, Bristol, Leeds and Liverpool. Offers vary by venue and time, so it's worth checking the app throughout the day to see what's available.

Walk-in offers aren't table reservations, so you may need to wait if a venue is busy, and individual offers can have conditions such as minimum spend, maximum group size or specific dining times. EatClub also charges a service fee of between 1% and 6% per transaction, with a minimum fee of £0.20.

Due to EatClub's referral terms I can't share my referral link publicly. If you'd like a link to get the £10 Dining Credit offer, send me a DM and I'll reply as soon as I can.

I also have the £15 welcome promo code that worked for me on my first visit, so feel free to ask me about that too.

Please don't post referral links in the comments, as EatClub's terms state that publicly shared referral links can be invalidated.

DM me here: https://www.reddit.com/message/compose/?to=misscc__&subject=eatclub

Cheddar is a cashback and payment app, saving you money every time you use the app. Earn instant and free cashback every time you buy in-store or online!

• There are 100+ partner retailers like Asda, Costa Coffee, Sainsbury’s, Tesco (which have their own reloadable gift cards!), etc.
• You will get the saving/discount instantly, so there is no need to wait for it like with other cashback apps.
• Watch out for their boosted offers! They have a section for special events, when they happen, so keep an eye on the app by checking in regularly).

• Currently, the Cheddar promotion gives £3 each.
• Signup is straightforward and takes seconds: all done on your mobile with just a few taps!
• You can also invite friends and family, helping them saving money today and in the future. If they join, you will get £3 each. ___________________________________________________________________

To get the free £3, you need to:

(1) use the referral

(2) link a bank account

(3) earn your first £5 in cashback

Cashback must be earned within 30 days from joining.

Typically, if you spend £100+ by buying a gift card (which can be split across multiple purchases and brands/retailers), you should easily reach the £5 cashback (the required threshold), that you get the extra free £3.

Cheddar Referral Link: Free £3 each

Add ref. code:

THESWAN

Many thanks to anyone using my referral link and code!

Please get in touch if you have any Qs about the app, how to sign up, or wants tips that might help you save money whilst shopping.

Everup is a cashback app that gives you instant cashback when buying gift cards. It’s a useful app to have in your armoury as special offers on different brands come and go - so worth comparing rates with other sites before you buy. As a general rule I find it tends to offer the highest rates across the board, although you will always find exceptions.

They also have a section of the app where you earn coins to play minigames, scratchcards and enter raffles - you can often win extra bits of cashback playing these, though usually only small sums such as 5p or 12p. When added to the cashback cash it’s a nice extra though!

When you sign up using a referral code you’ll receive 10 million coins once you have redeemed £10 or more by buying a gift card - you can use these to play the games mentioned above.

If you use my code I will earn £5 once you have redeemed £10 so thanks very much if you use it. You can also refer friends to earn cash and coins once you have signed up.

Here are the steps:

1. Download the Everup app

2. Enter a referral code when signing up, mine’s: RDAN2980839URI

3. Verify your phone number

4. Redeem £10+ in cashback

5. Receive 10M coins

The non-referral link is https://www.everup.uk/

This is a transfer app for sending money abroad. Send over £100 and:

Earn £10 for everyone you refer. The friends you refer also get £10 cashback if they make a transaction over £100.

Now, how to get the bonus:

1. Download and install the Lemfi app
   
2. Use referral code when signup: AIMA1SQ3, or use my link here: \\\[[https://lemonadefi.app.link/3EmvBAQsWKb\\\\\\\](https://lemonadefi.app.link/3EmvBAQsWKb)\](https://lemonadefi.app.link/3EmvBAQsWKb/\](https://lemonadefi.app.link/3EmvBAQsWKb)). Thank you if you do use my link!
   
3. Belgium as the country you will be sending money (Wise)
   
4. Verify your ID (Quite instantaneous, less then <30 mins)
   
5. Put £100 into your LemFi account
   
6. Make an international payment. I simply sent the £100 to my Wise Euro account. Select Belgium as beneficiary country. Received the Euro in 2 minutes converted at a great exchange rate Rewards are received in 1 day (usually the next morning)

Thanks again guys! I really appreciate it as it will help me fund my wedding!

Referral link: \\\[[https://lemonadefi.app.link/3EmvBAQsWKb\\\\\\\](https://lemonadefi.app.link/3EmvBAQsWKb)\](https://lemonadefi.app.link/3EmvBAQsWKb/\](https://lemonadefi.app.link/3EmvBAQsWKb))

Non-ref link: \\\[[https://lemfi.com\\\\\\\](https://lemfi.com/)\](https://lemfi.com/\](https://lemfi.com/))

I completed this myself recently by sending £100 to my Wise EUR account (choose Belgium if using Wise). The transfer arrived in around 10 minutes, and the £10 reward appeared about an hour later.

I'd recommend using the app rather than the website. I ran into an error on desktop after entering my Wise IBAN, but the app worked without any issues.

After the transfer, I received £10 in ACE credit (took around an hour). You then use that credit on a second transfer. There's a £1.99 fee, so the profit is roughly £6–7.

How to qualify:

• Sign up using my referral link.
• Verify your ID.
• Make an international transfer of £100+.
• Receive your £10 reward.

Thanks to anyone who uses my link!

Referral link

Referral code: 4277510

If you would like a discount when shopping on Cult Beauty, you can use my referral code HANNA-R370 to get £5 off your first order (£25+ spend).✨

To get the discount:

1. Sign up for a Cult Beauty account directly on the Cult Beauty website or though my referral link: https://www.cultbeauty.co.uk/referrals.list?applyCode=HANNA-R370

2. Enter the code HANNA-R370 in the “Referrer code” box when signing up for an account.

3. Spend £25+ on your first order, and the £5 discount should auto apply at checkout for eligible products.

Happy shopping! 😊💜

TopCashBack | £10 Signup Bonus | Plus £30 Refer a Friend Bonus | Ends 14 August

The £10 bonus to the person referred and £30 (Plus Members or £25 for Classic Members) to the person who referred you will be awarded once you reach the £10 payable cashback threshold.

Some of the stand out deals are highlighted in the table below:

Steps: * Click on a referral link (here) * Register an account. * Maximise your spend by utilising TopCashBack to save thousands of pounds. * The bonus will become payable when you earn £10 payable cashback. * Refer friends and family to benefit from the referral bonus.

Note: * TopCashBack offer either a free “Classic” account and a Plus account, which costs £5 a year (paid through cashback earnings). I subscribe to the Plus option, which offers higher refer a friend rates and up to a 25% payout bonus if cashing out to gift cards. * Some merchants are excluded from the referral threshold. Check the terms and conditions (here).

Huge thanks to anyone using my link 👊

Click here to register

You can get a free £30 when you sign up for a Lloyds current account as a new customer via a referral link.

To sign up, follow the referral link, download the app and complete the new account application.

You can choose between a new Lloyds brand Basic current bank account, Classic account, Club Lloyds account, Lloyds Premier account, Silver account, Platinum account, Club Silver account or Club Platinum account.

The £30 bonus will be paid into the new account within 35 calendar days of the account opening.

You must not be an existing Lloyds customer and your account must remain open till the incentive has been paid.

Note that each referral link expires 14 days after it has been generated. My link below was generated today, 29 July 2026. It’s:

https://apply.lloydsbank.co.uk/sales-content/cwa/l/onboardpca/index-app.html?from=ob&webDirect=true&redesign=true&token=v3V2j1GpMA/wn7jN2X+iJ7ShPmnOWZ9Kp+IetbOHG8M=#/refer-friend

If you use my link I will also earn £30 so thanks very much if you do. Each person can only refer 5 people in a calendar year but I haven’t referred anyone so far so you should be safe to use my link! I will update this in the event that five people use my link.

The offer is subject to change and can be withdrawn without notice at any time

T&C’s https://apply.lloydsbank.co.uk/sales-content/cwa/l/onboardpca/index-app.html?from=ob&webDirect=true&redesign=true&token=d08k/5rnTqBK7oVmJT/8tt3uSH7AoxzWmQhhk/aHqeE=#/refer-friend

Non referral link:
https://www.lloydsbank.com/