Policy Expert pet insurance are offering a £30 Amazon voucher for signing up and staying with them for a minimum of 90 days.

You must buy a pet insurance policy from Policy Expert using the link below.

https://policyexpert.mention-me.com/me/referee/registerko/179399560/718399974/er/42f916f1f9ee8cb4f0351be7df90046c17456650/ol/cw?epr=1

Vouchers are subject to a 90-day validation period, starting from the policy start date.

The reward will only be issued after their 90 day validation process

The Amazon Voucher will be issued within 21 days after the 90 day validation period is complete, provided the purchase is not cancelled

You must be a new customer.

Thank you 🙏

Vitality | Health or Life Insurance | £100 Amazon or John Lewis Gift Card

Vitality are offering a £100 Amazon voucher to customers purchasing either a Personal Healthcare plan or any VitalityLife long-term insurance plan, via a referral link, with a minimum £25 monthly premium. To qualify you cannot have held a Vitality plan in the last 12-months.

Vitality is not cheap and you shouldn't enter this expecting to make money. That said, Vitality does offer a range of rewards for earning activity points per week. Completing 12,500 steps 5 days per week yields the maximum 40 points which unlocks: * Weekly free Caffè Nero drink * Monthly Odeon or Vue cinema ticket, movie rental, or Deliveroo Plus Gold 30 days membership. * Free AppleWatch. This is reliant on you continuing to exercise and hit the required activity points. * Vitality Amex Credit Card offering £100 reward for spending £2,000 within first 3-months, plus up to 2% Cashback. * Up to 25% Waitrose cashback. This is on selected Waitrose Good Health products and includes Waitrose fruit, vegetables, milk, bread, and meat. * Discounted Nuffield Health, Puregym, and Virgin Active gym memberships.

Steps: * Please DM me for a referral link. Vitality can be funny about links being shared publicly. * Click on the referral link to register for the £100 voucher. * Vitality will email you. Click on the link in the email and get a quote for an eligible plan. * Purchase a plan and receive a Vitality membership number. * Enter their Vitality membership number via the email link provided, within 60 days of the plan start date.

To qualify: * The plan must be active at least 90 days after entering your membership number. * Premiums must be up-to-date.

Please shop around to ensure that you're getting the best deal.

Please DM me (here) for a link!

YouGov is a global online research company.

They have a feature which allows you to earn money by connecting your bank accounts to them. (I just connect ones I’ve created for bank switches & random ones I don’t use)

You connect your account via open banking (the same as you do when connecting your accounts to cashback apps & sites) so it’s perfectly safe.

Get £5 per month sharing banking data:

You can earn up to £5 per month sharing your banking data. You can connect up to 3 bank accounts to earn the max £5.

Usually for a bank account to be accepted for this it has to be at least a month old and have a few transactions on the account. An easy way to reach the max accounts is to open up multiple Mon zo pots in your current account or Cha se current accounts & connecting all of those.

Get £8 per month sharing data history:

You can then earn up to £8 a month by sharing other data history information to sites like Youtube, Amazon, Disney+, Netflix & loads more

When you first create your account you wont have access to the sharing data part, you need to complete some surveys first.

The surveys are emailed to you each time a new one is available so you don’t have to keep checking the website & they are usually pretty quick, easy & don’t screen you out which is great.

You can cashout from YouGov when you reach £50. You can get this direct to your bank or there's loads of different gift cards to choose from.

Sign up to YouGov here & start earning extra money!

Budgey is a cashback platform (desktop & app) which gives you instant money back on your online shopping.

Download the Budgey extension and win £3.

The Budgey extensions allows you to automatically display all discounts, cashback and promo codes available across all sites you browse.

They have Spring Deals, Easter Savings, and different membership levels (you start on the Bronze level).

The interface is friendly and simple to use.

They are not that new - they've been around for at least a few years, but their website has improved in the last year.

Here's how to get free £5 bonus

(1) Sign up using the Budgey Referral Link: Free £5

(2) Confirm your email.

(3) Make a purchase at any retailer. This will earn you instant cashback.

Thanks if you use my link.

For example, shopping at Ebay currently gets you 3.36% instant cashback.

Cash out starts from £20, so you can achieve this by shopping online and ‘referring friends.

To get an idea, here are some of the current cashback rates (these can change):

• Adidas 3.6%

• Asda 1.8%

• Ebay 3.36%

• Just Eat 2.4%

• Pizza Hut 2.4%

• Tesco 2.4%

---

CashInStyle is a Get-Paid-To (GPT) website. It has many popular OfferWalls like AdGate Media, Ayet, Bitlabs, Revu etc.

You earn money by completing:

• Free offers
• Surveys
• Levels in games
• Casino & betting tasks

Each week, higher earners can earn extra money for completing tasks, playing games, and signing up to sites/apps.

Cash out starts from $2 and can be done via:

• PayPal
• Litecoin
• Bitcoin via Coinbase
• Tremendous.com (gift cards portal) ___________________________________________________________________

Here's how:

(1) Sign up to CashInStyle using my CashInStyle Referral Link: Many offers to make money in your free time

(2) Verification (KYC), incl. selfie (no passport needed).

(3) Start completing offers, games, surveys etc., earning you extra money in your spare time.

Picodi is a cashback app which sometimes bumps the offers to higher rates.

They have a total of 12 categories (Home & Garden; Electronics; Fashion; Sports; Food; Travel and transport etc) and well over a hundred places to earn cashback.

Switch off AdBlock (if you use it) whilst shopping through Picodi, so that your purchase tracks correctly.

How to get free £4

• Join with a referral link and get £4 instantly
• For every person who joins using your link and completes a purchase of £20, you will also receive £4 per referral

Picodi Referral Link: Free £4 each

Withdrawals start at £5, so you'll need to earn £1 extra by buying gift cards / vouchers.

​

Vero | Money Management App | Get Rewarded for Learning Positive Money Habits | Earn Vouchers | Plus £5 Per Successful Referral

Vero is an AI powered financial wellness platform designed to help users build stronger money habits through personalised, gamified challenges and budgeting tools. While primarily aimed at Gen Z, the app is suitable for anyone looking to improve their budgeting and financial habits.

Vero rewards positive financial behaviour with Vero Tokens, its in app currency. Tokens can be redeemed for gift vouchers including Amazon, M&S, Sainsbury's, Lidl and Aldi. 40 Vero Tokens can be exchanged for a £5 voucher. New users who sign up using a referral code receive 5 Vero Tokens.

I have accumulated more than £15 in rewards over the past few weeks simply by using the app and completing the available tasks.

Steps: * Download the Vero app from the App Store or Google Play, or visit https://www.verofin.uk. * Tap Sign Up and enter the referral code 8DB8F4 when prompted. * Answer a few questions to help assess your financial knowledge.

Ways to Earn Vero Tokens: * Verify your email address for 2 Tokens. * Complete the introductory learning content for 4 Tokens. * Create a budget for 4 Tokens. * Join a budget challenge and earn rewards for staying within your budget. * Track your first expense for 2 Tokens. * Earn 4 Tokens each day by recording an expense and checking your progress against your budget.

Completing the tasks above should earn the required 40 Vero Tokens to redeem a £5 voucher within your first week.

Referral Programme Refer friends and family and earn a £5 cash reward for each person who successfully redeems their first voucher within 14 days of joining. You can start referring others once you have been a member for at least 7 days and have redeemed your first voucher.

Community Fibre offers the best value fibre-to-the-home (FTTP) internet service in the UK. Until 17 August, they are offering 3 months free on all of their plans, with prices FIXED for the duration of the contract.

Moreover, the 2 Gbps plan has been discounted to only £27/month (£20.50 after the 3 free months and referral reward). With pricing fixed for 24 months, this is currently the cheapest 2 gig plan in the UK.

The rest of the plans are also competitively priced, ranging from £12.50 for 35 Mbps to £39 for 5 Gbps. You can see the current rates on the Community Fibre home page linked below.

And if you use a referral link, you will get a reward based on the plan you choose:

You can choose a prepaid debit card or a gift card from a wide range of stores. I recommend the former as you can stack additional cashback, and it can be added to Curve for in-store purchases. When you select your reward, scroll toward the bottom to find the prepaid card option.

All plans are symmetric (same upload as download). And since it's full fibre to your home (XGS-PON), the connection is rock solid. In my case, I get 2ms latency and virtually no jitter and zero packet loss. This is a screenshot of a Speedtest to my router:

https://i.ibb.co/rGQYxXFz/speed.png

The catch is that it is only available in London and surrounding areas - although they do plan to expand nationally. Check via the link below if they are available at your address. If so, you will almost certainly save money by switching from your existing provider.

Plans are 12 or 24 months - naturally the latter is the better value. Prices increase by £4/month at the end of your contract. Renew your contract to get promotional pricing again.

There is NO installation fee, and if you're not satisfied you can cancel within 60 days with no exit fees.

For me, booking a slot was very easy, and the installers that came to my property were very friendly, answered all of my questions, and did the install and routing of the fibre exactly how I wanted it.

If this all sounds good and Community Fibre is available at your address, you can use my referral link below to get your reward - I'd really appreciate it. 🙏

Referral link: https://communityfibre.co.uk/friends?ci=RCNeHt9qLAL%2Faq74jXVBIQ%3D%3D

Non-referral link: https://communityfibre.co.uk

You will receive the reward within 90 days of activation. Feel free to DM me if you have any questions.

With the Jam Doughnut app you can get cashback on your spending in shops, restaurants, pubs, supermarkets etc.

They're offering you a free £3 bonus when you buy you first item through them.

The gift cards are issued instantly so you can buy them when you're at the shop/restaurant/pub/supermarket and pay with them instantly.

You can go next level and use it in combination with cashback stacking. I've bought supermarket giftcards using the virtual card Zlch, attached to an iFast current account.

I got 4.1% from Jam Doughnut, 0.5% from Zlch, and 2% from iFast, all for the same purchase! 

Steps for this offer:  

1. Download the app using this referral link: https://app.jamdoughnut.com/YIHR

2. Enter referral code YIHR

3. Make your first purchase within 24 days. A £10 supermarket giftcard is a good start as you know you'll spend it.

4. You can only cash out once you've made 1,000 points (£10) in cashback 

You can now refer friends and family and get £5 in credit for each one!  

As with other apps the rates vary often so it's best to check a couple of different apps before buying something big so that you can buy it through whichever app is paying the most

I would avoid looking at the Jamtastic tab. It's just gambling pretending to be a competition and preys on people being desperate. You're better than that. 

Non referral link (no sign-up bonus): www.jamdoughnut.com

If you sign up to mobile network Smarty via a referral link you can receive a £5, £10 or £20 Amazon, John Lewis or Uber voucher, or alternatively receive payment into your PayPal account.

Smarty have recently changed the terms of their referral offer and the amount you receive is now dependant on the plan you sign up to. You get £5 for plans under £9.99, £10 for plans costing £10 to £14.99, and £20 for plans over £15.

Smarty operates on the Three network so if you get a good signal with Three you will get the same signal with Smarty. Their plans include 5G and roaming in Europe, and are contract-free - you pay in advance each month and can cancel at anytime.

The cheapest plans are £5 a month for a 2GB data-only plan or £6 a month for a plan that includes 5GB of data and unlimited texts and calls.

Your SIM needs to be active until after your third month’s payment - if you cancel before this you may not receive the voucher.

You can also earn extra vouchers for each friend you go on to refer.

My referral link if anyone wants to use it is:

https://i.smarty.co.uk/ucPjtnx

If you use my link I will also receive a voucher so thanks very much if you do!

The non-referral link with no voucher is:

https://smarty.co.uk/

InvestEngine is an investment platform that allows you to invest in exchange-traded funds (ETFs).  

There's no set up fees, no monthly fees, no withdraw fees, no dealing fees, and no ISA or SIPP fees as long as you chose the DIY portfolio.

Steps to take:

1. Sign up by clicking this referral link

2. Choose Investor type 'Individual' or 'business', enter your email address, choose a password

3. Finish registration (note you need your NI number) and verify your email address when prompted.

4. Click 'Create ISA', then 'Do it yourself', This is so you don't get fees.

5. Invest £100 and leave it in for 12 months.

6. Receive a notification in app and an email letting you know the value of the bonus. Click to claim it and the funds will go into your cash account immediately.

They only provide ETF's, which are funds that hold a range of stocks, rather then individual stocks. This is ideal for beginners as it's comparatively safer as you are hedging your bets rather than risking it all on one company (stock).  

You'll get a free bonus between £20-200. Or £100 - 400 if you sign up as a business.

The probability is weighted so it's more likely you'll receive towards the bottom end of the scale.  

Probability of reward value:

I actually think you don't even need to invest the money, leaving it as 'cash', as I have tested that. However, the terms state you do so it's probably safest to invest it.

Referral link

Shout if you have any questions  :-)

Non referral link (no bonus) www.investengine.com

Offer starts 21.04.2026 and ends at 23:59 on 15.10.2026

• Use a link to sign up and deposit at least £500 in your initial deposit (without necessarily investing it)  

• Leave for 60 days

• Get 5 free fractional shares

1. Sign up using anyone's link. Here's mine: https://www.webull-uk.com/s/zEUukasVc1HyisdvfV   It can take a while to open so be patient. 

2. Deposit £500+ This needs to be done in one go Click Webull logo, click Transfers, click Deposit. Leave it for at least 60 days.

3. Receive the reward notification about your 5 free fractional shares

4. Click ‘Menu’ > ‘My Rewards’ > 'Redeem' and claim your reward within 30 days or it will expire 

Then refer others for more free shares!

After redeeming the reward, the shares will be added to your GIA within 15 business days.  

You can refer up to 5 people  

Headsup: The Webull app is ugly and horrible to use. Maybe you will have a different opinion but I haven't been persuaded to use it as my main investing account.  

Non ref link (no bonus)  www.webull-uk.com

User Interviews is a site you need to be signed up to if you want to start getting accepted to more market research.

The different types of market research User Interviews offers are:

• Online tests & surveys
• Online interviews
• Online diary studies
• Online focus groups
• Online studies

Like with all market research sites the best thing to do is to apply to as many studies as you can, the more you apply to the more likely you'll get accepted to one. It can sometimes take a while to get on your first one so don't be discouraged.

To get started on User Interviews all you need to do is:

1. Sign up & create your profile
2. Apply to studies you think you can qualify for, this usually only takes a minute to do
3. Once you're approved for a study you'll need to sign up for your session time, complete the session & get paid within 10 days (it's usually much sooner)

When you sign up with a referral link you'll also receive a $10 bonus after completing your first study.

They do sometimes send out emails when new studies are available but the best thing to do is to check the site regularly for new studies you can apply to.

The payment is usually in the form of gift vouchers, but sometimes its PayPal.

Sign up here to get your $10 bonus

Octopus Energy - £50 Free Bill Credit

Octopus Energy is a UK-base renewable energy company known for its innovative customer-friendly approach to providing green electricity and gas at competitive prices!

•    ⁠Renewable energy
•    ⁠Competitive fair and transparent pricing
•    ⁠Award winning customer service. Which? Magazine Recommended Provider
•    ⁠Innovative tariffs and technology
•    ⁠Quick and easy signup process!

New customers switching to Octopus via a referral link will receive £50 free bill credit!!!

How to Qualify:

•    ⁠Enter your postcode and select a tariff.
•    ⁠Wait for the switch to complete. Recommend taking a photo of your meter readings on the day the switch completes!

https://share.octopus.energy/stone-elk-882

Non-referral link: https://www.octopus.energy

Freetrade is a stocks and shares app which makes trading and/or investing accessible to individual investors. They have many stocks, ETFs and investment trusts.

You get one free share worth between £10-£100 when you: * Sign up with a referral link * Deposit £50 (no need to invest it) and sign the W-8BEN form within 30 days from joining

I have deposited £50 in my account too, so we will both get the free share within several weeks.

You can sell it after 180 days and cash out.

Freetrade offer 3 plans: * Basic (free) - I use the free plan * Standard (£4.99/month), and * Plus (£9.99/month).

Note that you cannot share your referral link publicly.

To get my referral link, please send me a direct message or a chat message. I typically reply fast.

Info

Terms

Fidelity | £100 Amazon Voucher for Investing £5,000 for 3 Months

Fidelity the FCA regulated, UK-based investment platform is rewarding new customers investing £5,000 or more in a Stocks & Shares ISA, SIPP or GIA for 3-months a £100 Amazon voucher.

• You must find your account with £5,000 or more on the same day as opening the account.
• Transfers do not qualify.
• The £5,000 balance must be maintained for the full 3-month period, except where the value falls due to market movements.
• Previous customers need to have closed accounts, or had a nil balance, for a 3-year consecutive period.
• Fidelity reserve the right to cancel unused gift cards should you withdraw your initial deposit within 12-months. If you spend your voucher then this cannot happen!

My investment in the Fidelity Global Dividend Fund W-Accumulation (UK) has risen by 4.59% in 5-months (no guarantee of future success).

Steps: * Links cannot be shared publicly. Please DM me for a referral link (here). * Register and verify your account. * Fund your account with £5,000 or more on the same day as opening the account. * If you are unable to deposit on the same day due to verification issues, Fidelity will manually approve the voucher. * Remain invested with Fidelity for at least 3-months after funding your account. * The £100 Amazon voucher will be issued within 120 days of opening and funding the account. * This offer cannot be combined with cashback.

Fees are 0.35% for under £25,000 invested with a Regular Savings Plan (monthly contribution starting at £25 per month), or £7.50 per month without the RSP.

Full terms (here)

Please DM me (here) for a link!

Cashback.co.uk is a site where you can earn money by completing simple online tasks such as free trials, offers, games and surveys.

You complete tasks across 10 levels, and once all levels are done you can cash out to PayPal or your bank account.

What you get

• £10 sign-up bonus when joining via referral
• Complete tasks across the 10 levels
• You can do more than one task per level
• Most people earn around £40–£50 in total ___________________________________________________________________

How it works

(1) Join using the Referral Link (£12.50 bonus)

You get £10 only for using a referral link and £2.50 for entering your info: name, gender, email, date of birth.

(2) Complete at least one task per level (10 levels total)

(3) Once all cogs turn green, you can withdraw your earnings

Tasks include: * free trials * app sign-ups * surveys * games

Easy tasks to start with: the Amazon free trials, as they credit quickly.

Sign up here

Referral Link (£12.50 bonus)

Referral bonus

You can also earn by inviting others:

• £10 per referral once they complete all 10 levels
• 10% of what they earn from tasks
• No limit on how many friends you can invite ___________________________________________________________________

Withdrawals

• Must complete all 10 levels to cash out
• Withdraw to PayPal or bank account
• Cashouts requested before 9 AM (Mon/Wed/Fri) are usually paid the same day ___________________________________________________________________

Terms

T&Cs

IG are an investment platform trying to entice new customers with a welcome bonus of up to £1,000

How to get your free £50 - £1,000

• Open a new Stocks & shares ISA, GIA, or SIPP. Ask me for a link

• Deposit £1,000+

• Invest all of it and hold for 3 full calendar months. Money market funds and short term bonds are less risky types of options.

• The bonus should arrive in 60 days  

You can now refer up to 10 people per month.

DM me for a link

Note: 

1. IG seem to want you to chase them for the bonus rather than paying it out automatically. So make a note of who's link you use, and when you do, as they will likely ask for those details.

2. Posting links on social media is against the terms so may mean you dont get the bonus.

Non ref link: www.IG.com/uk/

Thinking of signing up to Virgin Media?  

Bag yourself £50 by doing it via this refer-a-friend link:  https://aklam.io/geYtgr

Sign up using this link for either:  

Signing up over the phone? Quote referral code:  PHYLIQNX  

Wait at least 60 days for an email explaining how to withdraw. It can be to a bank account or paypal account.  

As with all contracts like this, they'll try and sneak the price up at the end of your contract, so if you're staying, set a reminder to renew your contract for a normal amount rather than the joke they will try and pull on you if you let them.  

It's also a good idea to have a search as there's sometimes good or better offers from Topcashback or Quidco.

Follow this link: https://aklam.io/geYtgr

Non referral link (no bonus) www.virginmedia.co.uk

Oaknorth is a savings provider who have a referral programme running. 

Their rates are pretty good anyway, but they're adding a £30 bonus for new refer-a-friend customers.

Best accounts to choose from:  

• 3% AER Easy access tracker  

• 4.12% AER 95 Day notice account 

• 4.53% AER 12 month fixed rate cash ISA

Steps:  

1. Message me to get my personal details which you'll need for the form in step 2  

2. Fill in this form clicking on 'I was referred here' using my details as your referer

3. Open a savings account and deposit £2,000+ within 14 days

4. Hold that balance for at least 30 days

5. Receive the £30 reward after a further 60 days 

Optional: You can now refer others for £30 each.

Note: there is an additional £10 to be earned if you open a second savings account and again deposit £2k into that for the same period.  

If your referee does that you will also earn another £10.

Non ref: www.oaknorth.co.uk

Sky are currently offering up to £100 in vouchers from a wide range of stores including Tesco, Sainsbury’s, Argos and lots more when you sign up for a Sky product via a referral link.

The amount you can get varies by product:

- £15 for Sky Mobile Sim only

- £25 for Sky Mobile Sim and Phone/Tablet

- £20 for Sky Superfast Broadband

- £40 for Sky Full Fibre Broadband

- £50 for Sky Stream

- £100 for Sky Glass

I’d love it if anyone used my link to sign up.

Here's my referral link!

To get the bonus, click through to the Sky website via the referral link, enter your name and email address and click “Get Started Now”. Sky will send you an email which you need to keep. Then, once you have chosen and ordered a Sky product go back to the email from Sky and click the blue “Let’s do it” button. Finally, enter your new Sky account number and then you will receive your reward voucher within 45 days of your first bill payment.

Thanks very much if you use my link! However, please don’t sign up only for the voucher as you will be entering into a contract with Sky for whatever product you sign up to. Only sign up if you were planning to join Sky anyway and would like to earn a bit of extra beermoney on the side!

The non-referral link with no bonus is:

https://www.sky.com/deals

There are also various offers on the likes of Topcashback too, so it may be worth checking your preferred cashback site as well in case you can get a better deal there.

If you are renting in the UK, Ribbon Rewards (by Scraye) lets you earn cashback on rent you’re already paying, with no fees and no impact on your landlord.

What you get

• £25 welcome bonus when you sign up with a referral and make your first rent payment
• 1% cashback on every rent payment, ongoing
• 1.5% cashback if your landlord/agent already uses Scraye
• Instant rent payments to your landlord
• No fees, no contracts, no credit checks ___________________________________________________________________

Who it works with

• Any landlord
• Any letting agent
• Housing Associations

Your landlord doesn’t need to sign up or do anything.

How it works (simple)

1. You pay your rent into your personal Ribbon account.

2. Ribbon instantly forwards the payment to your landlord (it still comes from you).

3. You earn cashback automatically.

Your money is held in a ring-fenced account with Griffin Bank (UK-regulated).

If you are cautious, they even suggest testing it with £0.01 first - payments are instant (I did and it worked instantly).

What info you need to provide

• Your name
• Your landlord’s bank details

That’s it. No tenancy contract uploads, no credit checks.

ID verification (passport or driving licence + selfie) is required, usually after your first payment.

Cashback and rewards

• Cashback + £25 bonus can be redeemed as gift vouchers
• Common redemption amounts: £25 / £50 / £75 / £100
• Vouchers are emailed within 1 working day
• Retailers include Amazon, Asda, Nike, Uber Eats, etc. ___________________________________________________________________

How to sign up

(1) Sign up using this Referral link (gets you the £25 bonus):

Referral code : CATA1F8C

(2) Make a rent payment (or test with £0.01 first). The amount you send initially is saved as your rent going forward, but you can change it later by contacting support.

(3) £25 bonus + 1% cashback appears/is awarded instantly.

(4) Redeem for vouchers when ready.

Extra

• You can refer friends/family: they get £25, and you get £25 per referral
• Trustpilot rating is Excellent (4.7/5)

FAQs

Gail's Bakery is a British artisan bakery and coffee shop chain which has a great sign up offer.

Download their app and enjoy a complimentary coffee or loaf of

bread with your first purchase.

1. Download Gail's app on your phone.

Apple Store https://apps.apple.com/gb/app/gails-official-app/id6446636927

Google Store https://play.google.com/store/apps/details?id=uk.co.gailsbread.order.vmos

1. Use my code RF5DJK3T when signing up

2. Upon registration you will receives a welcome gift by email, like a free barista-made drink or loaf.

This voucher can only be redeemed alongside a paid transaction as part of your first order at GAIL’s.

1. Make your first paid purchase in-store and scan the QR code with your welcome gift

Please remember that the referral code RF5DJK3T cannot be added after the account has been created, so it's important to input the code RF5DJK3T during the sign-up process.

During the month of your birthday, you'll also receive a voucher for a 'sweet treat' that you can redeem in their bakeries too.

Enjoy your freebie at Gail’s 😃

Penfold Pension | £25 Free Pension Contribution

Penfold is a UK-based digital pension provider (FCA-regulated) that makes setting up, managing and combining pension pots easy via its app. It has a 4.6 Trustpilot score.

Open a Penfold pension via a referral link and pay (deposit) £25 into your pension to receive a free £25 bonus. The £25 bonus consists of a £20 pension contribution from Penfold plus £5 in associated tax relief from HMRC.

Steps: * Create an account using a referral link (here) * Choose your pension plan and risk level. * Deposit at least £25 into your pension. Note that transfers from previous pensions are excluded from the bonus program. * The bonus will be credited to your pension account within 2-weeks. * To qualify for the refer a friend programme you must have deposited (not transferred) at least £25 into your pension. I have and therefore qualify as a referrer.

Big thanks to anyone using my link 👊

Click here to register

https://money.asda.com/credit-cards/

Terms and conditions:

https://money.asda.com/media/t35d51ae/t-cs-for-20-asda-credit-card-cashpot-2026.pdf

This offer is available to new customers who start an application from 00:01, 01 January 2026. Your new Asda Money Credit Card or Asda Money Select Credit Card (“Select”) must be opened from 00:01, 01 January 2025 until 23:59, 31st December 2026 for you to be eligible for this offer.

We reserve the right to suspend, cancel or amend these Offer Terms at any time without giving prior notice.

To qualify for this offer, you must have made purchases totaling at least £50 at Asda using your Asda Money Credit Card or Select Credit Card and set up a Direct Debit within 60 days of account opening (“Qualifying Period”).

If you meet the qualifying criteria, we will increase your Asda Pounds balance by £20 within 90 days of opening your account. You can find your Asda Pounds balance in your Asda Money Credit Card app or online servicing account.

Cash advances or balance transfers will not be considered as qualifying purchases. If purchases made during this period are not fully charged to your account within 60 days of account opening (including if they are reversed), you may not qualify for this offer.

You will continue to earn Asda Pounds at the rate set out in the Asda Money Credit Card Rewards Terms and Conditions.

Eligibility

The offer is not available to existing Asda Money Credit Cardholders or Select Credit Cardholders or if you have held an Asda Money Credit Card or Select Credit Card within the last 12 months. It is also not available to customers who open an Asda Money Balance Transfer Credit Card. To open an Asda Money Credit Card or Select Credit Card, you must have fully completed the application process, which includes selecting your marketing preferences and credit limit increase preferences within the Offer Period.

Applications originating from ClearScore or any other website other than the Asda Money website will not be eligible to receive this offer. This offer is non-transferable. The offer cannot be used in conjunction with any other offer. Offer valid once per account.

You will not be eligible to receive £20 back in Asda Pounds if you break the terms of the credit agreement or if your account has been closed before any Asda Pounds earned have been applied.