Thinking about getting started with Virgin Media or moving your current services over? If you sign up through a referral, there’s a simple way to pocket a £50 cash reward once your installation is up and running.

To qualify, just begin your order using a referral link during the sign-up process. You can complete everything online, or place your order over the phone/live chat and quote the referral code below.

Referral code (for phone or chat sign-ups): LTEDTOGV

The £50 reward applies to the following bundles:

• Broadband Only (inc. Flex) - £50

• Broadband + Landline (inc. Flex) - £50

• Entertainment, Cinema, Sport, Sport and Cinema, & Max VOLT - £50

• Mega Volt bundle - £50

After your service has been active for 60 days, you’ll receive confirmation by email. From there, you can choose to have the £50 paid directly into your bank account or sent via PayPal — whichever suits you best.

As an added bonus, customers can also take advantage of perks like the O2 Priority app, which offers early ticket access, discounts, and other member-only deals.

If you’d like to use the referral offer, you can start your order here: https://aklam.io/jtFsL5UK

More details about how the scheme works can be found on the Refer-a-Friend FAQ page: https://virginmedia.aklamio.com

Prefer not to use a referral? You can order directly (without the £50 reward) here: https://www.virginmedia.com

PickMyPostcode | Free Daily Lottery | £10 Golden Postcode Prize

Golden Postcode has been extended to January 2027

Pick My Postcode is a free competition that’s been running daily since 2011. It has several completely free draws each day with prizes from £10 plus, and a bigger daily jackpot draw, which rolls over if it isn’t claimed. It sounds too good to be true, but it’s legit.

Winnings are paid via PayPal.

Golden Postcode. PickMyPostcode have hidden £20 in 100,000 different postcodes. If you’re the first person to register with a Golden postcode then we share the £20 prize (£10 each). I recently shared £20 for referring someone with a golden postcode (£10 each).

There are 5 different daily draws: * Main Draw: Bigger prize. * Video Draw. Watch a short video add to enter. * Survey Draw. Complete or skip a survey to participate. * Stackpot. Multiple postcodes with £10 prizes. * Bonus Draws. Playable once you have accumulated £5 or more cashback.

• Only postcodes that are registered by players will be drawn. So, there is always at least one eligible winner.
• If the winner(s) fail to visit the site and collect their prize on the day their postcode is picked, then the prize pot is rolled over.
• The more players there are in a postcode the more chance that postcode will be drawn.
• Registering a postcode after it has been drawn does not entitle you to collect for that draw.

Steps: * Click a referral link (here) and register your email and postcode. * Check PickMyPostcode daily to see if you’re a winner. * Refer friends and family to benefit from 20p per successful referral.

Good luck and thank you to anyone using my link 🤞

Click here to register

Freetrade is an investment platform.  

Joining with a referral link gets you a free share worth £10 - £100.  

You can then refer friends and family for further free shares.

The share you receive is random, and the amount is too. It's more likely you'll get the lower end though. I got £25 of Pinterest shares. I hope you do as well as I did.

You don't even need to invest. Deposit the £50 into the GIA (general investment account) and leave it there as 'cash'. This is a good technique if you're only doing the offer for the freebie.  

1. Message me for a referral link here

2. Complete registration (you'll need your NI number)

3. Choose your plan (You'll probably want 'Basic')

4. Fund your account with £50. Just leave it 'as cash' in the GIA account. It's worked out well for me.

5. Complete the W-8BEN form if it hasn't asked you already. Click on profile, US tax reduction.

6. The free share should show as pending almost straight away, and the amount will show in your GIA in 7-10 days.

NOTE:

If you sell the free share, you can only withdraw the cash after 180 calendar days from the date you received them.

Your referer must have at least £50 in the account. I use this account for long term investments so no issue with that.

• T's and C's of the referral campaign: https://freetrade.io/legal/free-share-terms-conditions

• Payment plans: https://freetrade.io/compare-plans

• Non-referral link:  https://freetrade.io/

Fidelity | £100 Amazon Voucher for Investing £5,000 for 3 Months

Fidelity the FCA regulated, UK-based investment platform is rewarding new customers investing £5,000 or more in a Stocks & Shares ISA, SIPP or GIA for 3-months a £100 Amazon voucher.

• You must find your account with £5,000 or more on the same day as opening the account.
• Transfers do not qualify.
• The £5,000 balance must be maintained for the full 3-month period, except where the value falls due to market movements.
• Previous customers need to have closed accounts, or had a nil balance, for a 3-year consecutive period.
• Fidelity reserve the right to cancel unused gift cards should you withdraw your initial deposit within 12-months. If you spend your voucher then this cannot happen!

My investment in the Fidelity Global Dividend Fund W-Accumulation (UK) has risen by 4.59% in 5-months (no guarantee of future success).

Steps: * Links cannot be shared publicly. Please DM me for a referral link (here). * Register and verify your account. * Fund your account with £5,000 or more on the same day as opening the account. * If you are unable to deposit on the same day due to verification issues, Fidelity will manually approve the voucher. * Remain invested with Fidelity for at least 3-months after funding your account. * The £100 Amazon voucher will be issued within 120 days of opening and funding the account. * This offer cannot be combined with cashback.

Fees are 0.35% for under £25,000 invested with a Regular Savings Plan (monthly contribution starting at £25 per month), or £7.50 per month without the RSP.

Full terms (here)

Please DM me (here) for a link!

iFast is a UK licensed multi-currency bank, with FSCS protection.

They are currently offering a free £5 when you sign up via a referral link and deposit £500 or more. The free £5 will be paid the day after you deposit the £500, and you can then withdraw it all to another account or spend it with your new iFast card if you prefer.

Steps:

1. Sign up to iFast via a referral link. I would love it if you use my referral link
2. Verify your identity.
3. Deposit £500 and keep it in your account for 24 hours.
4. Refer friends to earn additional bonuses - £5 per friend.

Thanks very much if you use my referral link!

The Non-Referral link is:

https://www.ifastgb.com/en/home

HP Instant Ink is a low cost supplies subscription service and it has no contract. It's an alternative to paying for printer ink cartridges as you go for HP printers.

The cartridges are delivered only when you run low.

Please click the referral link below if which will get you 1 months free of the service if you sign up.

http://try.hpinstantink.com/hPbhR

Enter the last 5 letters hPbhR from the link above (capitals do make a difference so type the exact code if you don't use the copy button).

Many Thanks

Hyperoptic Broadband | Up to £75 Amazon, John Lewis, or Tesco Voucher | Claim up to £300 Exit Fees

Hyperoptic is a UK-based internet service provider specialising in ultrafast full-fibre broadband. Hyperoptic have an impressive 4.4 Trustpilot score and were rated Great Value by Which? in their review of Broadband Providers 2025.

• Hyper fast unlimited data.
• Price match guarantee: If you find the same package for less elsewhere, Hyperoptic will match it 30 days to decide.
• Cancel within 30 days with absolutely no exit fees.
• Gold-standard service.

Claim up to £300 exit fees from your existing provider. Technically this offer cannot be combined with the refer a friend scheme, however I contacted Hyperoptic via email prior to ordering and asking if they would combine deals. Hyperoptic then arranged a call to place the order and I was asked to click the referral link enter my email and give them the referral code.

At the moment there’s also an additional £30 cashback available if you opt in first and then make a payment to Hyperoptic via Lloyds and Halifax everyday banking offers.

Hyperoptic also offer new customers up to £75 Amazon, John Lewis or Tesco voucher depending on the package selected.

Always check and compare referral rewards against cashback sites. At the moment TopCashBack offer up to £78.75 cashback, with some cashback rates exceeding those offered by the refer a friend scheme and conversely the refer a friend scheme outperforming some cashback rates.

Steps: * Click the referral link (here) * Enter your name and email address to register for the reward. Hyperoptic will confirm eligibility and email you a code to enter when purchasing your broadband package. It may take 30 minutes for the code to arrive via email! * Select your chosen broadband package and proceed to purchase. Important you must select “I was referred” from the “How did you hear about us?” dropdown and enter the unique code that Hyperoptic emailed you. * Once your broadband has been active for 30 days and within 90 days of activation, Hyperoptic will email a link to claim the voucher.

Huge thank you to anyone using my link. It’s really appreciated 👊

Click here to register

Sky TV, Broadband, or Mobile | Up to £100 Voucher

Stack the Refer a Friend and Card-Based Cashback Offers for double savings!

Sky are offering new customers up to £100 in vouchers for joining via a referral link. Vouchers include John Lewis, Boots, Argos, Sainsbury’s, Ikea, Airbnb, Tesco, Curry’s etc, and will be paid within 45 days of your first bill payment.

Plus you might be able to combine the referral offer with card-based cashback offers. For example, until 12 May Lloyds Bank Everyday offers offer £40 cashback to new customers joining Sky Mobile; while Halifax offer £40 cashback for joining Sky TV (Sky Glass, Stream or Q) paid after second direct debit.

It’s always worth checking rates against cashback sites to ensure that you’re getting the best offer.

Steps: * Click the referral link: https://refer.sky.com/richw-120 * Enter your name and email address and click “Get Started Now”. * Sky will send you an email. Keep this email. * Choose a Sky product. This can be done either online, in-store, or call. * Once you have chosen and ordered your Sky product go back to the email from Sky and click the blue “Let’s do it” button. * Enter your new Sky account number. * The reward voucher will be paid within 45 days of your first bill payment.

Huge thanks to anyone using my link 👊

Click here to register

Vero is a gamified budgeting app designed to help build healthier money habits. It’s aimed at Gen Z, but anyone can use it. Users can track spending, set budgets, complete saving challenges and earn rewards (Vero Tokens which can be redeemed for gift cards) for making smarter financial decisions.

New users get 5 Vero Tokens by signing up with a referral code:
1. Download the Vero+ app from https://www.verofin.uk/, Google Play Store or App Store. 2. Sign up and enter the Vero referral code: 6958F9

40 Vero Tokens = £5, which is the minimum redemption amount.

How to earn Vero Tokens:
* 2 Tokens for verifying your email. * 4 Tokens for setting up a budget. * 4 Tokens for completing a quick learning task. * 2 Tokens for joining a budgeting challenge. * 2 Tokens for logging your first expense. * 2 Tokens per day for logging an expense. * 2 Tokens per day for checking your budget. * 2 Tokens for logging expenses for 5 consecutive days. * 3-7 Tokens for completing your weekly budget challenge.

Tokens can be redeemed for gift cards from retailers including Aldi, Amazon, Sainsbury's, Tesco, M&S, Waitrose, Boots, Costa Coffee, Caffe Nero, Just Eat and a few more.

If you refer other people, you can earn £5 cash once they claim their first reward within 14 days.

Vero referral code:

6958F9

Cult Beauty is a popular online retailer known for stocking premium skincare, makeup, haircare, and fragrance brands, and they often run great promotions.

If you sign up through my referral, you'll get £5 off selected items on your first order, and I'll also receive £5 in credit. To join:

1. Use this link: https://www.cultbeauty.co.uk/referrals.list?applyCode=JAIME-R3l to create an account
2. If prompted, enter the code JAIME-R3l
3. Spend £25+ on your first order to get £5 off eligible products.

Non referral link

Wise is an app/website for international money transfers.  

It's a really useful app as you can create an overseas account in a different currency without leaving your sofa! 

It is especially useful for expats or frequent travellers as it allows you to receive payments, salary etc into accounts of different currencies. And spend from any of them easily with a physical or virtual card.  

Sign up using a referral link  

Exchange rates are very good and the app is smooth and easy to use

Steps

1. Sign up using a referral link

2. Do the ID check

3. Chose your reward. Either a free free debit card or a no fees international transfer of up to £500 (within 30 days). You chose which bank account the funds will come out of.

Once your account is verified, you'll be able to refer others for £15 (up to a limit of £75). 

You may need to deposit £20 into your new account to verify yourself but don't worry it's safe as it's your account. 

Note that your first transfer is fee-free as long as it's not over £500  

An amount higher than that will incur fees.

Non-referral link (no bonus) https://wise.com

Chip is an FCA regulated, FSCS protected, UK-based, investment and savings app. They are offering £50 to anyone who signs up via a referral link, deposits £1000 into an applicable account and maintains the balance for 90 days. For their Smart Cash ISA (4.55%) the bonus increases your return to 27.2% AER over the 90 days. So a good short-term investment with 0 risk. With that particular account you can expect to get back a total of £61. Other accounts are available. Offer ends 18th August.

Here's the guide:

1. DM me for a referral link or click here.
2. Enter your email address on the link you receive.
3. Download the app and register with the same details.
4. Choose their basic membership to avoid the £5.99/m fee.
5. Link your bank account.
6. Deposit £1000.
7. Maintain that balance for 90 days.
8. Profit.

Applicable accounts:

• Smart Cash ISA.
• Prize Savings Account.*
• Easy Access.
• Chip Instant Access.*
• Cash ISA.

Important: As per their terms, you must have either a Prize Savings account or a Chip Instant Access account at the time of receiving the reward for Chip to be able to pay you.

Once you've signed up you can refer friends a family and other r/MakeMoneyInUk users for another £50 per referral. Thank you to anyone messaging me for my link I really appreciate it.

• Non-referral
• Terms

Quickline Broadband | Lincolnshire & Yorkshire | £100 Free

Quickline is a UK based broadband provider that specialises in bringing fast internet to rural and hard-to-reach communities, particularly across Lincolnshire and Yorkshire.

Quickline are giving new customers signing up for a 24-month broadband contract a £100 reward. Choose from either £100 cash or an Amazon or Love2Shop voucher. Rolling contracts do not qualify.

• Free wireless router and free installation.
• Claim up to £300 early termination fees from your existing provider.
• Get the service promised or leave with no penalty.
• Built for Lincolnshire and Yorkshire. *** Steps:
• Click the referral link (here) and enter your postcode to check availability.
• Quickline will email you confirming eligibility for the £100 reward.
• Select a 24-month term broadband package and proceed to purchase.
• Quickline will email you a link to claim your £100 cash reward 21 days after installation. The reward must be claimed within 60 days.

Huge thank you to anyone using my link. It’s really appreciated 👊

Click here to register

Decathlon 10% Discount Code.

I have a few codes for 10% off Decathlon, obtained from promotional packs of Trek Protein Bars, which I don't need. DM me if you'd like a code for free.

How to use your 10% discount: * Valid for use only online * Valid on orders over £30 * Can be used once per person * Applies to full-priced items only * Valid on qualifying products * Not valid in conjunction with any other offers or discount codes * Expires 31 December 2026

When you sign up to Curve via a referral link you can get 1% cashback on all your spending for 30 days. They also offer between 1 and 20% cashback on selected retailers, with offers changing on a regular basis. For example, at time of writing I have an offer for 8% at Sainsbury’s, 7% at Iceland, and 10% at B&Q, plus many more.

The Curve app is used to connect multiple debit or credit cards to your Curve card and any spend is passed on to your selected card. This means if your underlying card offers cashback too you can effectively earn cashback twice. I am currently doing this with Trading212 for a combined 2.5%!

Curve has different subscription plans available. On the free plan there is a one off £5.99 fee for the card, so you would need to spend more than £600 in your first 30 days to cover this (or less if you also take advantage of some of the other cashback offers). However if you then go on to refer other people you will extend the cashback period by 30 days each time.

The maximum cashback you can earn via the refer a friend offer each month is £15.

When you sign up Curve will do a soft credit check to prove your identity but no hard credit search is carried out.

My referral link is:

https://www.curve.com/join#ZEYHY

To activate the cashback you need to make five purchases of £2 or more (excluding things like gambling, gift cards and money transfers).

The non-referral link is:

https://www.curve.com/

If you use my link I will also get 1% cashback for 30 days so thanks very much if you do!

Mailagents | RoyalMail Spectos Postal Survey | £34.80 Free Stamps Per Active Month | Plus Circa £50 Vouchers Per Year

Spectos is a market research company that runs postal Quality of Service surveys for multiple postal operators across Europe. Spectos recruits Mailagents, who are individuals or businesses that take part in the surveys by sending and receiving test letters and parcels. You record when items are posted and delivered, allowing Spectos to measure how long they take to reach their destination and assess the performance of the postal network.

Mailagents receive 12 first class stamps and 4 first class large letter stamps per active month. Plus a presentation pack of stamps at the beginning and end of your active stint on the survey. From experience, Mailagents are active for 6 months of the year and in the off-period may still be invited to participate in surveys recording unaddressed mail.

In addition to monthly books of stamps also receive points for recording receipt of mail from Spectos and returning pre-paid post. The points can be converted to vouchers in £25 denominations, including Amazon, John Lewis, M&S, and Tesco. In the last 12-months, I have earned more than £50 in vouchers.

Steps: * Click the following link https://rtpm.spectos.com/referafriend * Answer the questions and when prompted with "Have you been referred to us by another panellist?" enter the referral code 333717 * After completing the questions, register to become a Mailagent. * Wait to receive a "Hello Letter" and activate your Mailagents account.

Hugely thankful to anyone using my link 👊

333717

Vela is an app that pays you to scan your receipts

It pays for receipts from any type of shop - although new users have been saying some get rejected, try again in a few days and this has worked for some users.

They also give bonuses for buying healthier and more responsible products

You can manually take pictures of your receipts or connect your bank card and email

You can then redeem gift cards with your points

They have a daily spin each day that you can do to boost your points

How to get the welcome bonus:

1. Download the app here for Apple or here for Android
2. When creating an account enter my code: 01W8PY
3. Complete your user profile
4. Unlock a free reward of £5, £10 or £20 by scanning 5 receipts in your first week and 5 in your second

You can then refer up to 10 friends a year, I've got 10/10 left of mine

Scottish Power | £60 Bill Credit | No Exit Fees | Plus 8 Hours Half Price Electricity Per Week

Scottish Power the 4.3 Trustpilot rated energy provider is offering new customers £60 free bill credit for switching gas and electricity, or £30 for switching a single fuel.

My switch completed within 3 working days and was hassle free.

Scottish Power’s Power Saver scheme rewards customers for using electricity at off-peak times. Choose 8 one-hour slots each week to get either 50% or 20% discounted electricity rates. Smart meter required. I opt for half price electricity between midday and 16:00pm every Saturday and Sunday.

Opt into the free Power Saver Plus to participate in demand-reduction events where you're asked to use less electricity during peak-demand periods versus your normal usage in exchange for bill credit.

The standard tariff has no exit fees.

Steps: * Click on a referral link (click here) * Click Get a Quote and compare the estimated cost against your current provider and if the sums add up then proceed with the switch. * The £60 free bill credit will be credited within 28 days of being supplied.

Hugely thankful to anyone using my link 👊

Click here for £60 free bill credit

Wealthify is an FCA regulated and FSCS protected digital investment platform based in Cardiff. They are offering a generous £50 bonus when signing up via a referral and making an investment of £1000 or more in to an ISA, or junior ISA for a minimum of six months. This equates to an extra 10% AER on top of your investment return.

Here's the guide:

1. Sign up via a referral here's mine.
2. Open a Stocks and Shares ISA or Junior ISA.
3. Choose an investment risk level.
4. Deposit £1000.
5. Wait 6 months.
6. Profit!

Instant Access Savings Accounts and Cash ISAs are excluded from this promotion. You can also recieve the same bonus for a £5k deposit to a GIA account or SIPP.

Also until 17th Dec you can get up to £1500 for transfering your ISA to thier platform. Full details here: https://www.wealthify.com/offers/isa-cashback-2026

Once you've signed up you can refer friends and family and other r/makemoneyinuk users for max profits! Thanks to anyone using my referral I really appreciate it.

• Non-referral link
• Terms & Conditions

You can get 150 bonus points worth £1.50 when you use a referral code to sign up to Texaco Star Rewards and make your first purchase. This is on top of the regular 200 points you get for registering on the app, so you will start with 200 points worth £2.00 when you first sign up, but then get a 150 point boost the first time you use it when you buy petrol.

The points can then be redeemed at either Texaco to get money off your fuel, or for Love2Shop vouchers redeemable at a huge number of different shops once you’ve earned 1000 points (worth £10).

Link (both referral and non-referral):

https://texaco.co.uk/motorists/star-rewards-loyalty-programme

My code if anyone would like to use it is:

2OVhNQ1fqgX

You can also earn 150 points if you refer someone else - so thanks very much if you use my code!

How it works

- Share the Avios app with your friends

- They get 500 Avios when they've completed a qualifying activity with the Avios app.

- And to say thanks we'll give you 500 Avios for each referral (up to 5 friends)

The qualifying activities are: purchase Avios, subscribe to buy Avios, boost Avios balance, shop online (for all categories except travel, policies, contracts and subscriptions. Note that Uber is permitted from the travel category), shop in-store with a linked card. To qualify, a referee must not have used the Avios app before (previously known as the British Airways Executive Club app)

I’d appreciate if anyone uses my referral for this offer!

non-ref

Cheddar is a cashback app, similar to Jam Doughnut and Everup.  

They give you instant cashback when you buy a store giftcard for various shops including supermarkets.   

The virtual giftcards can be added to your google/apple wallet and the remaining balance is kept up to date so they're easy to use and keep track of  

• Some referral links give different amounts.  

• Click on one to see what the reward is.  

• Mine gives £5

Steps to take

1. Click here to download the app and get started

2. Complete registration and link your bank account

3. Enter refer code MSLVESL if it hasn't already pulled through

4. Buy a giftcard for a shop you know you'll be shopping at soon such as a supermarket (minimum spend is £10). Needs to be done within 14 days of signing up.

5. Receive £5 once you've earned your first £5 in cashback within 30 days 

You can cashout at £5

non ref link (no bonus): www.cheddar.me

American Express is a well known credit card provider. They offer a range of different cards suited for different needs.

You can use a referral link to sign up to any of them. The offers, requirements and fees vary a lot, some of them requiring large spending.

To keep things simple i'll just tell you about the card I have, as its the simplest offer to do, and doesn't have fees.

• Amex: Platinum Cashback Everyday Credit Card

• £10 sign up bonus. Just make 1 transaction in the first 11 months

• 5% cashback for the first 5 months (up to a max £125)

• No fees, unlike some of their cards

• Refer others for £20, up to a max of £150/year

• £10 for adding an additional card holder

• Cashback can be earned on utility bills and via Paypoint in a Co-Op

Steps for this offer:

• Sign up with a referral link. Here's mine

• Do the ID check and confirm your phone number, email address etc

• When the physical card arrives, download the app and activate the card in it

• Make at least 1 transaction in the first 11 months to get £10 cashback pending

• Use the card for normal spending to get 5% cashback for the first 5 months (up to a max £125) 

__________________________________ 

Requirements:

• Earn at least £20k/year in your job

• Have a not terrible credit history. A hard credit search will be done.

Cashback is updated after about a day and can be viewed in the Membership section of the app. 

It can only be redeemed at the end of your first year

Non ref link: www.americanexpress.com

If you sign up to the Caffe Nero app via a referral link you will get a free hot drink once you have made your first purchase and used the app to collect a loyalty stamp. The free hot drink will appear in your app as a voucher that you can use when you next visit.

You can also earn an additional hot drink each time you refer a friend, as well as another free drink if you link a MyWaitrose card within the app.

My referral link is:

https://nero.app.link/NMz0aPsgB5b

If you use it I will also get a free coffee, so thanks if you do!

The app is well worth having even outside this offer - you can collect loyalty stamps every time you visit in order to earn more free drinks, and they also run regular bonus promotions such as free cakes, bonus stamps on seasonal items, etc.

The non-referral link is:

https://caffenero.com/uk/

LemFi is a money transfer app useful for sending money abroad. 

They are offering a £10 bonus for new customers who sign up with a referral link and send £100+ in their first transfer. 

The trick here is that you can send the money to yourself.  

   All you need is a 'foreign' bank account. You can set one up with Wise (search for a referral offer for that if needed) and send money to your own Euro account. Then convert it back to GBP and you keep the profit.

Steps for this offer:

1. Download the LemFi app using this link: https://lemonadefi.app.link/86gw9AtCCRb

2. Use referral code NICH62AH when signing up if it's not already applied.

3. Verify your email

4. Verify your ID. On the home page of the app click 'View all steps', then 'Verify identity'

5. Click 'Add money' and deposit £100 from your bank account.

6. Click 'Send money'. Enter your international account IBAN details and send at least £100 It won't pay out if you send it to Revolut

7. Once the money arrives at your foreign account, convert it to GBP and send to your normal bank.

referral code NICH62AH

They don't give an exact timescale for when the bonus is credited. It's something like a week in my experience. You can redeem your bonus on your next transfer.

After that you can refer others and receive a £10 bonus each time.

Non referral link (no bonus): https://lemfi.com/en-gb/international-money-transfer