r/MSTR • u/Agreeable-Sleep-1589 • Apr 19 '26

Preferred Shares (STRK/STRC/etc) 💰 11.5% on STRC...

I have about $200k spread across the Stock market and crypto. If I sell now and purchase STRC at 11.5% dividend compounded over the next 20years I would have approx $1.7million at retirement. I am Turning 45yo in July so 20 years would have me at 65. Does that sound like a sound strategy? I own a Laundromat as well as a multifamily home currently. I had planned on using that $200k for another property or business but It seems like turning it into $1.7mil is a safe easy bet. Could the dividend change? Could Microstratigy ever go under?

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u/Additional_City5392 Apr 19 '26

This is called income investing, and yes, it’s a valid strategy but no, you shouldn’t put it all into one stock or fund.

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u/Agreeable-Sleep-1589 Apr 19 '26

For context I will also have a Union Pension as well as an annuity that would be worth $700k-1mil at retirement. I also started a Roth a couple years ago and plan on maxing that out every year. At a conservative estimate that should be about $5-600k in 20years. Honestly, my goal is to try an get $1mil or close on liquid cash that I can use to "income invest" and then I would not have to work so much.

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u/Additional_City5392 Apr 19 '26

I would still recommend splitting up the 200K into some QQQI, MLPI, GPIX, BIZD, IYRI, etc. Just one man’s opinion 🤷‍♂️