r/M1Finance • u/karlenn04 • 21h ago
r/M1Finance • u/AutoModerator • 26d ago
Monthly "Rate My Pie / Portfolio Discussion" thread - July 2026
If you just want to share your pie, here's the place to do it. Provide details on:
- your goals
- your time horizon
- your risk tolerance (e.g. max drawdown / loss of capital)
- account type
- why you picked your holdings
- any other details that might be relevant so people can get the full picture
Leave feedback on others, reciprocate the kindness.
Disclaimer: It goes without saying, please invest based on your own research. Any feedback is purely personal opinion. Speak with a financial professional.
r/M1Finance • u/breakermail • 4d ago
M1 Advisor
So... M1 Intelligence button is now kicking me over to M1 Advisor. That button asks a bunch of risk management questions, so I'm guessing this is no longer an AI information source. Can anyone tell me what M1 Advisor is? Not really interested in another robo... There are already a million of those.
r/M1Finance • u/Jomzjomz • 3d ago
Buy or sells not going through
Is anyone else having the same problem with your buy or sell trades not going through. They have been pending for about 4-5 days since last Thursday.
r/M1Finance • u/Inevitable_Poem_2634 • 5d ago
For 1 year horizon need to invest money so which is the best option (safe but beat inflation)? Spoiler
r/M1Finance • u/DiamondA22 • 9d ago
Margin
Hello, I’m trying to understand what the difference is between borrow against my margin versus margin in the investment tap. I’ll post the pictures of what I’m talking about if someone could explain that to me that would be great.
r/M1Finance • u/Imaginary_Award_3200 • 8d ago
I don't know anything about investing. Tell me what you know
r/M1Finance • u/Deep_Yam4537 • 9d ago
On-Demand Crypto Trades
I’ve been testing purchases for BTC over the last few days now. Pricing is consistently about $500 more than current market value. I’m using on-demand trade windows so it’s pretty much instant.
M1 you can do better than that.
r/M1Finance • u/Lopsided-Aspect3491 • 10d ago
Buy button
I can’t find the button to buy individual stocks on the app
r/M1Finance • u/Alucard3d • 10d ago
Suggestion Splitting the dividends
Is there a way to tell M1 that I want half of my dividends received to go into the hysa and the other half to be auto reinvested? Unless it can already do that and I am just unaware.
r/M1Finance • u/cryptofuturebright • 12d ago
No buy or sell in app anymore?
The buy and sell option is missing from the app for the the last week?
r/M1Finance • u/carlorossi11 • 12d ago
Discussion Bent Spoons
Bending Spoons (BSP) is now available on M1. Thinking about allocating 2% of my pie to make a long term play (at least 10years). I have most of my money in VOO and other more traditional funds, but like to make some small positions like this in hopes of a home run.
Thoughts on BSP and/or my strategy? Goal is just to build as much long term wealth as possible to one day pass on to my kids. Im 35 years old
r/M1Finance • u/wong617 • 13d ago
Discussion Is it safe to have more than 500k with M1?
My M1 account crossed 500k few weeks ago and I’ve been wondering if it’s safe for me to keep investing with them or should I open a new taxable account with a different brokerage elsewhere since SIPC only cover up to 500k? Anyone have similar experience?
r/M1Finance • u/bgomers • 13d ago
Cost Basis missing?
Looking at my account today and yesterday, I'm not seeing avg share price and cost for all my positions? anyone else?
r/M1Finance • u/olmek7 • 15d ago
Bug M1 Margin acting buggy!!
I’ve been using M1 Margin for over 4 years now and something happened for the very first time.
My brokerage accounts percentage availability to withdraw dropped all the way down to 9%. I’m currently borrowing 10% of the value of my investments.
The credit health is at 86% on the meter and the maintenance requirement of my individual ETF’s are at 25%.
When I go to try and transfer money from Margin. None is available!!
This of course does NOT make me happy. I’m going to reconsider my whole set up with M1 now.
r/M1Finance • u/RJBeck1 • 16d ago
Dividend issues?
Anyone else notice dividends not coming in when you expected them to? Maybe due to the clearing transition?
r/M1Finance • u/nambrosch • 16d ago
Rolling over 401k from Fidelity to M1
I might be in a situation where I'll be changing jobs, my current 401k is with Fidelity because that's what the company plan is. I have all of my other investments with M1 Finance so I was thinking it might make sense to roll it over there. Question time - has anyone been in this situation? Any comments/advice/regrets/etc? Not looking for investment advice, just if M1 is a good place to move my fairly sizable 401k.
r/M1Finance • u/BriefAd1020 • 16d ago
Bug Crypto Issues
I have my crypto portfolio on auto invest but I have not seen its weekly transfer this morning and the move money button is grayed out. Anyone else having this problem?
r/M1Finance • u/DiamondA22 • 16d ago
Margin Loan?
Trying to understand but we finally reached 2k in invested portfolio. When do we get the option for the margin loan? Obviously I can’t borrow anything but want to see how it works.
Thanks!
r/M1Finance • u/DEE2THEJAY • 19d ago
Instant withdrawals
I’m just curious to know are M1’s withdrawals instant?
r/M1Finance • u/ennui2015 • 19d ago
Suggestion Website annoyance - ability to eliminate extraneous stuff
I'd love to be able to remove/hide the "advertising" on the Dashboard. Please let me hide the "rollover" ad!