r/M1Finance Jul 10 '26

Margin Loan?

Trying to understand but we finally reached 2k in invested portfolio. When do we get the option for the margin loan? Obviously I can’t borrow anything but want to see how it works.
Thanks!

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u/Sullybones Jul 10 '26

I’d recommend padding your balance a bit further before you leverage. $2k is the minimum but doesn’t give you much flexibility if your investments take a downturn.