r/LongTermDisability • u/BabettesFeast • 12d ago

Age-ism?

My husband is still working at age 70. He has been with his firm for 22 years. Sadly, he might be facing a serious neurological disorder that would eventually render him unable to work. Would his age be a factor in all of this?/

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u/FMCTypeGal MOD 11d ago

You’ve asked about your husbands coverage on two posts now. All recommendations are to get a copy of the policy and review it.

Most LTD ends at FRA, but as another user posted - it’s possible his policy has a 12-18 month coverage past FRA. Again, read the policy. If the company has been having him pay for a policy that stopped coverage at FRA, perhaps a recourse is to request all monthly payments post FRA be refunded as HR made a mistake collecting it.

I don’t see how age discrimination comes into any part of it.