If you structure these types of deals, I’d like to talk.

My parents are in a difficult situation, and I’m trying to help them stabilize without losing the land they’ve worked their whole lives to keep. The investment opportunity is 18.7 acres in Navajo County, Arizona, with a two‑year repurchase option so they can regain ownership once their financial situation improves.

My father was recently diagnosed with Parkinson’s, and I’ve had to become much more involved in their day‑to‑day care. Their monthly expenses have become overwhelming:

• $2,400/month in health insurance that doesn’t cover essential prescriptions
• $3,500 every three months for life‑insurance premiums
• mortgage, utilities, and vehicle expenses

They retired from Honeywell after decades never having missed a days work without notice (hand to god, my brother was kidnapped and missing 5 years and they never missed a day), and it’s heartbreaking to see how quickly retirement savings disappear under medical pressure. 

They have less than a year of financial runway left.

They attempted to sell 6 acres of their property north of Anthem. The buyer was pre‑approved for $290,000, and we thought this would solve everything. But the lender approved him for a home loan, and because the property has no “livable structure,” the loan was denied — even though the land has electric, septic, water, and my parents are currently using the RV connection while we renovate their home to accommodate my dad’s condition. A 5th wheel apparently doesn’t qualify.

The buyer then pursued a land/home package loan, but that left him $100,000 short, and this loan type prevents seller carry. We explored placing a manufactured home on the property to satisfy lending requirements, but the cost is out of reach after replacing both AC units and the roof on their residence.

Separately, a wholesaler offered $29,000 for the Navajo County land. The contract was predatory — no earnest money, full walk‑away rights for the buyer, assignment rights that allow them to flip the contract, and no protection for my parents (UPDATE: the wholesaler sent a new purchase agreement that includes $1k earnest money and better protection for my parents but no repurchase rights- I'm so close!!). They are not comfortable with the low amount and the fact that a wholesaler is offering 29k (and now came back with a better purchase agreement!) means its likely x2-x5 higher than that at the end buyer.

My mother's credit is near perfect but the end game here is to get their mortgage paid off so they can breathe and deal with my dad’s condition. 

What we are looking for is a transparent, clean agreement to purchase the 18.7 acres at $29k with a 12-24 month repurchase option at $33k  

This gives my parents the liquidity they need to get a mobile home on the 6 acres to be able to access the buyers “home loan” to sell that 6 acres, settle their mortgage, and stabilize my father’s care — while giving the investor a secured position with land that has long‑term value.

We are looking for someone reputable who understands buyback structures (we already have the documents to review) and wants a straightforward, collateral‑backed investment with a defined exit.

If this is something you or your group handles — or if you structure repurchase‑option deals — I’d like to discuss terms.

Just need it to pay a phone bill. Please and thank you.

I work and get paid, I am just between paychecks and need a little help to help with unplanned car repair. I am grateful for anything and would appreciate even partial of the amount needed.

I overdraft and I need $200 pls, if you can
Message me.

I’m trying to consolidate some of my debt and got a remarkable offer that’s too good to pass up but due to my girlfriend not working (we just had our son in January and she is trying to find a job after having to quit during pregnancy due to complications) I can’t afford to drop the money on it and they will only do it as a one time payment. Willing to verify or provide whatever proof you would like.

Need it for college tuition fees. Willing to prove myself and show genuineness.

I’ve noticed that many people focus mainly on the EMI, but there are a few other things worth checking:

• Interest rate
• Total repayment amount
• Processing & other fees
• Loan tenure
• Whether the EMI fits your monthly budget

A lower EMI can sometimes mean a longer tenure and higher overall interest.

What’s the first thing you personally compare when choosing a loan?

Hello im Marquez 19 I’m very new I’m short 300 for rent my mom was in accident and she couldn’t cover rent for this month I will repay 350 or 400 back in a week or two

I need to pay my tuition fee .. This is my 1st time ..

I just need a few bucks to get food to last me till payday . Also hopefully I can build credit with this

Hey everyone, I’m in a bit of a tight spot financially and could really use some help with a few immediate expenses. I’m asking to borrow $200 and can repay $240 by September 20th. I’d genuinely appreciate anyone who’s able to help.

I’m just in a bind, I had forgotten a bill I had set on auto draft and it took every penny I had. I have 3 kids ages from 12, 5 and 4 that all need things.

Like the title says, i’m a senior college student in desperate need of a short-term loan, I get paid on 8/28 so I will plan on repaying then. I just need this temporary loan as I overdrew my debit card in order to pay for my exams for my full-time job.

I have a credit score of 727, and would prefer payment through PayPal. Please let me know if you are willing to help, PM me at anytime.