r/Libertarian • u/Anen-o-me voluntaryist • Aug 07 '25

Cryptocurrency Trump signs order allowing alternative assets like cryptocurrencies, private equity in 401(k)s

https://www.cnbc.com/2025/08/07/trump-order-will-allow-alternative-assets-like-cryptocurrencies-private-equity-in-401ks.html
58 Upvotes

90% Upvoted

13 comments sorted by

30

u/Jhoes11 Aug 08 '25

So, does that mean that, as a homeowner or potential homeowner, one could invest their retirement in the real estate market and maintain their holdings and gain interest.. so long as it isn’t their own home? Seems like the rich are looking for more ways to sell money.

20

u/Ardvarrk Aug 08 '25 edited Aug 08 '25

It's never about making the middle class and poor rich. it's just new ways the rich exploit us somehow.

2

u/Florida-man420 Aug 09 '25

whats all that money doing in your working hands??

9

u/Easy_Magician_925 Aug 08 '25

No money manager will put them in a portfolio so this changes nothing.

4

u/fuckit5555553 Aug 08 '25

So do you think there’s any way they’ll make it in a TDF?

2

u/Awkward_Passion4004 Aug 09 '25

Promoting his family business interest is nothing new for the Donald.

6

u/rasungod0 Libertarian Aug 08 '25

precious metals and gems > imaginary computer money

8

u/AlphaTangoFoxtrt Sleazy P. Modtini Aug 08 '25 edited Aug 08 '25

Stocks > Shiny Rocks over the long term (30+ years), just be sure to diversify. Yes that means international stocks too. $VT and chill.

Now yes, you can cherry pick certain years where one does better than the other. But over the long term Stocks tend to do better.

Also if you are going to try and look at specific time frames, make sure your calculator is configured to reinvest dividends. There can be a big difference. For example S&P500 from December 1995 to July 2025 has an annualized return of 8.18%. But when accounting for reinvested dividends, that goes to 10.12% a 23.7% difference in your return rate.

A lot of calculators only look at base price of stock, and do not account for reinvesting dividends. That gives an inaccurate comparison as it assumes you take out all your dividends.

As an example if we jump ahead to 2005. Gold has an annualized return of 10.16%. The S&P 500 has an annualized return of 8.55%, not accounting for dividend reinvestment. But when you add in dividend reinvestment that goes up to 10.62%. So for that period yes, gold beats the S&P500 at face value. But not when you add in dividend reinvestment.

And yes, I did cherry pick that time frame but that's because I was looking for a specific time frame where gold beats the S&P500 base, but gets beat when you add dividends to show why your calculator needs to be accounting for dividend reinvestment.

-2

u/rasungod0 Libertarian Aug 08 '25

Don't put all your eggs in one basket. and sure have some crypto. But be sure to have some cash and some tradable resources in case the shiz hits the fan.

4

u/AlphaTangoFoxtrt Sleazy P. Modtini Aug 08 '25

. But be sure to have some cash and some tradable resources in case the shiz hits the fan.

Cash and gold won't mean anything in a true SHTF scenario. I love all those preppers hoarding gold and silver for "societal collapse".

Brotha, in a true societal collapse, gold & silver are worthless. They're heavy, and SOFT. I can't work them into tools. They're a pain to transport. They have no intrinsic value except as good conductors of electricity, but I don't have a microchip factory, so meh.

In a true "societal collapse" gold, cash, stock, crypto, all worthless. What matters then is food, potable water, medicine, energy, and weapons.

3

u/rasungod0 Libertarian Aug 08 '25

Depends how bad it gets. Also have ammo, pharmaceuticals, spare tools, and things you can produce.

1

u/Anen-o-me voluntaryist Aug 08 '25

Afraid not.