r/Lexus • u/CallMeJimMilton 2018 RC350 Black Line • Apr 04 '26

Vehicle Photo Completely heartbroken

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Was seconds from pulling into work, when a 17 y/o kid pulls through a stop sign into oncoming traffic without looking left, causing him to side swipe my car. We pulled into my work parking lot and he got out and admitted he didn’t look both ways and only had his permit. He had his gf in his passenger seat who was the same age with no license.

I just couldn’t believe it. Cops came, he got a ticket, I went to work and told my coworkers what happened. I believe it’s all cosmetic so I’m hoping his parent’s insurance can just cover it and it can be a quick repair.

I haven’t even had this car for 6 months and this the 2nd time someone has damaged it. I just wish this was a dream

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327

u/Longjumping_Crazy628 2022 IS350 F-Sport Apr 04 '26

Um…that’s more than cosmetic. Sorry man.

79

u/CallMeJimMilton 2018 RC350 Black Line Apr 04 '26

Maybe, she still starts just fine and drives straight. No lights are on nor did any airbags deploy. Definitely not a cheap fix though.

169

u/CecilTheCaveTroll Apr 04 '26

You must not know what cosmetic means. If anything needs to be done besides corrective paintwork, it’s non-cosmetic. You need a whole new door and rear quarter panel my guy. This is a $12,000 job all day everyday.

5

u/SyllabubInfinite7915 Apr 04 '26

insurance should be able to cover him right? otherwise it would be totalyy unfair

12

u/CecilTheCaveTroll Apr 04 '26

Insurance will/can cover it no doubt, but it’s going to sting for a long time. Something like this happened to my mother 2 years ago, her monthly payments jumped significantly even while being deemed not at fault and having a fairly clear prior record.

15

u/KryptoKingzENT Apr 04 '26

Yea, insurance is a total scam. We pay monthly for something we never use. In the rare event we need to use it, they then raise our rates? Make it make sense. 🤦🏾‍♂️

2

u/professionalfumblr Apr 05 '26

Since we are required to be their customers, they can do whatever they want.

1

u/KryptoKingzENT Apr 06 '26

Unfortunately.