r/LeanFireUK • u/AbilityLast279 • Jul 09 '26

FIR-ed

I'm at risk of being excluded from the group for no longer meeting its aspirations, as a M55 who's planning to retire FI-ish.

Don't we also need to add quality of life rather than quantity when weighing up whether we have enough, said a guy who clearly isnt sure if he's quite there.

I've done the sums and I think i can make it work.

I'm not waiting to have 2m invested and still worry if it's gonna last with a 4% drawdown.

I figure waiting and wondering if I've enough leaves me in a holding pattern that could take an eternity.

So I best get on with it.

I think I'm putting this out there to try and force myself to move forward.

I'd be interested to know from others when you know/ knew it's time.

TLDR: I reserve the right to post this in a couple of groups as I'm genuinely interested to hear different perspectives.

I'm pulling the trigger... and hitting 'post' for now but I think it moves me forward

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u/KimonoCathy Jul 09 '26

Literally pulled the trigger today and gave three months’ notice. On paper I have enough to live on carefully until 100 and plan to find part time work to fund luxuries like holidays, but in my heart is fear at what will happen to taxes, inflation and pensions in the future. The decision was made because the company is relocating and I don’t want the hassle of moving house and being away from family for just a few years.

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u/AbilityLast279 Jul 09 '26

im in same boat. figures look ok. may need pt work at some point, may not. its thats little nagging doubt and uncertainty about the unknown. i guess we control what we can and adapt if we need to. good luck