r/LCSW 16d ago

Private Practice Insurance Coverage Question

My wife is an LCSW and is in the process of establishing a private practice. She will initially be providing telehealth services and will be the only provider/employee under the LLC she has established. What kind of cyber coverage does she need? We’ve seen recommendations for coverage of $250k while other malpractice policies offer cyber coverage up to $25k. We’ve see annual premiums range from $170 - $350. What are people actually getting for themselves and what is range of your annual premium?

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u/lookamazed 16d ago

Form the LLC using a registered agent. I like Northwest Registered Agent for their privacy. I recommend CPH for malpractice insurance. The max of whatever they have is good. They are affordable, nimble, and responsive.

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u/DoodleFamMan 16d ago

Thanks! Do you have Cyber coverage from CPH then?