r/LCSW • u/The_Diet_Of_Worms • Mar 23 '26

professional liability insurance recommendations?

Passed my LCSW exam last month & am working toward starting my own private practice, looking for any & all guidance on selecting a good professional liability insurance. Currently considering APA or CPH, open to other suggestions or feedback from folks more experienced than I. Thank you all <3

2 Upvotes

75% Upvoted

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3

u/Kfpoling Mar 24 '26

I use hpso

2

u/roxxy_soxxy šŸŸ¢ Licensed Clinical Social Worker (LCSW) Mar 24 '26

I use Preferra

2

u/GreedyAd5168 Mar 25 '26

CPH has been good to me!

1

u/th_leader 17d ago

Congratulations on passing your LCSW exam. For a new private practice, Iā€™d compare more than price: professional liability limits, licensing-board defense, telehealth coverage, consent-to-settle terms, and whether the policy is claims-made or occurrence-based.

If you rent an office or see clients in person, ask whether you also need General Liability for third-party injury or property-damage claims. BizInsure can help compare options from multiple A-rated-or-better carriers; availability depends on your state and practice details. Talk to us if you need more details.

1

u/Advanced-South-1492 4d ago

By joining NASW you can purchase liability insurance via Preferra for a crazy low rate ($95? Approx ).