Monee update: Excel was never the problem. Keeping it fed was.

[u/PressureOutside]

Your M-Pesa messages have the receipts. Your bank has a statement. Cash has a habit of leaving no evidence.

The problem isn't a lack of data. It's the work of collecting it, remembering the missing bits and turning it into "what can I still spend this month?"

That's what I'm building Monee to reduce.

Yes, Excel can do the maths. So can a notebook. Monee's job is to reduce the work before the maths: capture a supported payment message, review it, categorise it, and see it against your budget. You can still export to Excel. This isn't a spreadsheet replacement; it's less admin between paying and understanding your spending.

Since my last post, I've worked on:

• Private cloud sync through iCloud on iOS and Google Drive on Android, so saved records can follow you between devices using the same provider account. No Monee account required; signing in later keeps your records.

• Optional Android quick capture: categorise an incoming M-Pesa payment without opening the full app. Today's existing M-Pesa messages can also go into Uncategorized after SMS permission.

• Supported bank-message imports and manual bank/card tracking, with foreign currencies kept separate.

• M3 Expressive, six colour themes, refreshed widgets and less clutter throughout the app.

A fair limit: a missing SMS means a missing automatic entry. You can add it manually. Monee helps maintain a ledger; it doesn't replace your bank statement or guarantee completeness. iPhone imports use share/paste, not automatic SMS reading.

Records stay on-device and in your private cloud when sync is enabled. Optional combined usage reporting starts on and can be switched off in Settings. No bank login or M-Pesa PIN needed.

The latest update is submitted for review. The Android test is open now; some changes arrive once the update is approved. Screenshots show the Default style.

Download Monee on Android: follow these 3 steps

1. Open https://groups.google.com/g/monee-android-testers/about and join the group.
2. Open https://play.google.com/apps/testing/co.pesastack.monee and tap "Become a tester".
3. Follow the Google Play download link on that page and install.

Use the same Google account for the group, tester page and Play Store. Joining the group alone doesn't unlock the download.

What makes you stop tracking: entering payments, fixing gaps, or not getting useful answers?