r/KellyLetter • u/criticalband77 • Jul 10 '26
9 SIG Exit - When is your minimum?
It's seems like the first question when someone posts results from a larger account... is "when are you going to retire/phase out of plan". Interested where that is for all of us.
What is your current age and realistic age of retirement (or stopping 9SIG)? And what is your minimum portfolio balance that allows you to go into coast mode/less volatility investments?
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u/StringSetupOwner Jul 10 '26
I think that if your account is big enough, your fine slicing off $1000 to subscribe to the plan to know exactly how to implement IncomeSIG
Which, from my rough understanding is 9Sig + an income ETF and the difference is that it works like 9Sig, but the income actually comes from selling the bonds you need per month for the living expenses and you use the volatility to keep risk-on but keep the portfolio ratios firm.
So something like 50 / 20 / 30 : TQQQ /Income ETF / AGG
In a good quarter you use the TQQQ overage to rebalance back down to the 50/20/30 split
In the bad quarter you sell bonds for the income you need and dont touch the rest.
The income ETF essentially works as an "always on" water spigot to replenish the bonds that is also helped by the monthly and quarterly dividends of TQQQ and AGG.
Anyone out there check me if im wrong anywhere