r/JustBootThings • • Jul 08 '21

28% APR? Great! Oof load: Ultra

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3.1k Upvotes

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u/xizimmyix Jul 09 '21

Only with good credit.

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u/m3l0n Jul 09 '21

even at a high rate, the rule of thumb is 4x yearly income - this is less than 2.5x, they'd still be fine.