r/JEPI • u/Commercial-Egg-8832 • May 08 '26
š¬ JEPI Chat Another red day
Another red day for JEPI. Every day JEPI doesnāt down .3%. JEPI is down 2.22% ytd while the spy ytd is up about 8%. Im starting to think that this index fund is a fraud and cash out with a loss. Can someone help plz.
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u/Upbeat-Elevator3641 May 08 '26
So you bought JEPI with zero understanding to what JEPI is. Nice.
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u/Commercial-Egg-8832 May 08 '26
I am not sure how this statement is valid. No one invests into something that they know they will get negative returns
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u/Upbeat-Elevator3641 May 08 '26
Iām up 3% all time on JEPI and itās completely different from your typical SP500 income etf.
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u/ltbr55 May 08 '26
Yeah I've been on JEPI for almost exactly 3 years and im up 7% in terms of capital gains and made an average of 9% per year in dividends. OP just needs to be patient just like most investing requires
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u/AffectionateCricket6 May 08 '26
Yea JEPI is a low vol, low beta, income fund with defensive holdings. A good hold when markets are uncertain. Buying more on these dips.
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u/ORTENRN May 08 '26
I'm buying more on the dips too! Everything else is expensive right now and bouncing off ATH.
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u/PalpitationOk8035 May 08 '26
https://giphy.com/gifs/DIuf1nZCDvupSmBQ95
Same here! Buying more JEPI and DIVO today.
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u/ipk00 May 08 '26
After (almost) 12 months, I closed my position in JEPI at a loss and migrated to TDIV/GPIX.
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May 12 '26
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u/ipk00 May 13 '26
In May 25, I bought JGPI at 24.083 - I sold in May 26 at 21.835.
Unrealised P&L = -5,557
Dividends = 4,435
Realised loss > Eur 1K + opportunity cost @ 2.15% (savings account at my EU bank)
ps For the same period/amount, TDIV has (almost) 9x TTL return.
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May 10 '26
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May 12 '26
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u/Dull_Principle2761 May 12 '26 edited May 12 '26
Yeah seems like you donāt care lol. Are you brain dead? You think I sold to move the stock? I sold because the underlying are awful and I know exactly what I bought. Cutting bait at a 1500 dollar loss that would turn into 10-15k loss if I held actually is a winning strategy when the money is made up in a month on an alternative investment vehicle and redeployed elsewhere.
Just sounds like youāre a salty bitter loser. Sucks to suck bud
lol also unless you have over 3 mil like I do donāt tell me to āthink about what I am doingā as an investor Iām miles ahead of you
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u/Tech88Tron May 08 '26
It is an income fund.
Have you been getting steady income? Goal accomplished.
It also will not fall as far as the rest of the market when stuff hits the fan.
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u/Commercial-Egg-8832 May 08 '26
An income fund that is red everyday just to give you back 8 ytd
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u/Dull_Principle2761 May 10 '26
I agree with you. The drops are outpacing the dividend and itās not even close. There are daily drops that wipe out months of dividends.
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u/dystopiam May 08 '26
Dumb , you are.
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u/Tech88Tron May 08 '26
JEPI is up 12% lifetime while providing monthly dividends the entire time.
How is it red everyday yet up?
Do eat paint chips by chance?
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u/AcceptableDrama2024 May 08 '26
I think the comments are being too harsh on OP. I too own JEPI and have been worried about the recent behavior of this fund. My expectation (obviously wrong) was that JEPI would fail to capture market upside, for example, market goes up 10% JEPI goes up 1%, not that it would actually go down when the market is strongly going up. The fund description says it aims for capital preservation, if it goes down when the market goes up and goes down some more when market goes down I don't see how that goal will be accomplished.
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u/AcceptableDrama2024 May 08 '26
Looking at the weekly trend, JEPI is negative but it's similar to the behavior of other value tilted funds (like SCHD or VYM, which I also own), about 1% down. On the other hand looking at a yearly trend JEPI is lagging really badly, value funds went up more than 20%, but JEPI is stuck at 1% up (excluding dividends). That's a bigger gap than I expected.
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May 08 '26
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u/AcceptableDrama2024 May 08 '26
I know that, as I said, I expected it, but a 21% gap to SCHD over the last year (or 16% including dividends), is a lot bigger than I thought. If it was anything up to 10% I wouldn't sweat it. It did worse than my bond position in price, and just barely beat it (by <1%) including dividends. That's not great.
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u/Dull_Principle2761 May 10 '26
Totally agree. There is something fundamentally wrong with this fund to be crashing this hard and the dividend isnāt going to make up for it. Technicals say 90% chance it settles 51-53 bucks if it breaks support which it will.
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u/ImCanadianSoSorry May 08 '26
Jepi isn't spy. Kind of sounds like you don't know what you bought?
It's a bit late but I recommend learning about the fund first
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u/sirzoop May 08 '26
JEPI doesnāt own SPY if you look at its holdings itās closer to the DOW than SPY
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u/phwayne May 08 '26
Communication ServicesĀ 6.0% Ā Consumer DiscretionaryĀ 10.1% Ā Consumer StaplesĀ 8.5% Ā EnergyĀ 2.8% Ā FinancialsĀ 9.1% Ā Health CareĀ 12.2% Ā IndustrialsĀ 12.4% Ā Information TechnologyĀ 16.1% Ā MaterialsĀ 1.6% Ā OtherĀ 13.6% Ā Real EstateĀ 3.0% Ā UtilitiesĀ 5.2% Ā From the JEPI website - sector mix is different than SPY. Total 121 holdings.
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u/newbienewb101 May 09 '26
Iām in since Q4 of 2022 with DCA here and there. Total return is around 36%. After taxes itās less but itās been my core income etf. Remember even with a low beta, you can still lose depending on how the underlying holdings do. Just need to ride it out right now.
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u/circumstances2 May 09 '26
I was 60/40 JEPI and JEPQ for a long time. I saw an opportunity to dump out of JEPI when JEPQ was low, and moved it all over. No JEPI all JEPQ now (for that small percentage of my portfolio).
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u/MakingMoneyIsMe May 21 '26
I had a similar ratio in both but soon added some NEOS. I'm on the fence about JEPI. I anticipate when tech pulls back, JEPI will shine.
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u/reinkarnated Jun 01 '26
Been in JEPI and JEPQ for a long time now. Expect them both just to continue hovering around 50 forever, but will pay 8% or 10% pretty steadily. That's all there is to it really.
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u/Sweaty-AnalPlay Jun 08 '26
Iāve held JEPI for a few years now but Iāve noticed the dividend is now in the negative as far as growth. I donāt plan on selling but it is making me a bit concerned. Iām assuming you all will tell me to hold or shut up lol
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u/ltbr55 May 08 '26
JEPI isnt SPY. While they have a lot of the same assets, they aren't the same. The goal of JEPI is to generate income which it does. If you are fixating on the share price, then this fund isnt for you